I bake in my toaster oven. I use it for cornbread, brownies, oatmeal-peach crisp, baked chicken, anything I can fit in a 9" pan. This is the only oven I have found that will allow for a square or a round 9" pan. I tested the temperature and found it accurate within 7 degrees, which is close enough for me, especially for a toaster oven. Just watch the bisquits and rolls as they will get done very quickly. I can't speak for the toast setting since we use an actual toaster, but we do make our own pizza bread and garlic bread on the bake setting, and it's great. I don't think the convection fan is very loud, and I like the controls very much. I am withholding the fifth star because the oven, like every other oven on the market, gets extremely hot. If a toaster can have a cool-touch front, it seems like a toaster oven could have a cool-touch exterior. But I just love how much I can do in this oven. Oh, I also broil parmesan turkey patties in this, also great. Don't overlook this one!