Most helpful positive review
43 of 44 people found the following review helpful
on December 13, 2003
I can't say enough good things about this book. It has helped my husband and me enormously. But for the book to work, I think you have to truly want to change your spending habits as individuals and as a couple and commit to the exercises. Skimming it (as the reviewer below did, to his or her disappointment) and hoping for magic is not going to bring about change. Let me just give a couple of examples from our experience with the book .... For my wonderful husband (a classic overspender) and me (a chronic underspender aka penny pincher), money was the one thing we argued about. I dreaded Christmas because my husband would buy loads of expensive presents, certainly many more than I wanted--and we'd spend the months after paying off debts. He tended to make impulsive purchases and frequently ate out. Over time, with the help of this wise book, we learned to make changes and capitalize on our strengths as a couple. I took over financial matters, we set up a budget, we commited to savings, we considered purchases carefully and went into stores at Christmas with a list to avoid impulsive purchases. Most importantly we learned how our childhoods, especially the models of our own parents, contributed to our present money woes. Getting a handle on our money issues, helped us move forward in other areas of our lives: having a child and considering adopting another, buying a new car, investing, saving for a house. So the book does work--if you're willing to invest the effort to change!