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Personal Bankruptcy Laws For Dummies (For Dummies (Business & Personal Finance)) (Paperback)

~ (Author), John M. Caher (Author) "Maybe you were socked with an unexpected and uninsured medical expense, and you didn't have the savings to cover the bills..." (more)
Key Phrases: nonpriority debts, modifying home mortgages, postpetition taxes, Means Test, United States, Social Security (more...)
4.0 out of 5 stars  See all reviews (2 customer reviews)

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Product Description

With tips on understanding -- and surviving -- the new bankruptcy laws

If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead!

Discover how to
* Weigh the consequences of bankruptcy
* Manage your spending
* Find professional help you can trust
* Decide on the right type of bankruptcy
* Pass the means test
* Keep more of your stuff


From the Back Cover

With tips on understanding — and surviving — the new bankruptcy laws

If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all — so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate — get out of debt instead!

Discover how to

  • Weigh the consequences of bankruptcy
  • Manage your spending
  • Find professional help you can trust
  • Decide on the right type of bankruptcy
  • Pass the means test
  • Keep more of your stuff

Product Details

  • Paperback: 384 pages
  • Publisher: For Dummies; 2 edition (January 4, 2006)
  • Language: English
  • ISBN-10: 0471773808
  • ISBN-13: 978-0471773801
  • Product Dimensions: 9 x 7.2 x 0.8 inches
  • Shipping Weight: 1.2 pounds (View shipping rates and policies)
  • Average Customer Review: 4.0 out of 5 stars  See all reviews (2 customer reviews)
  • Amazon.com Sales Rank: #86,058 in Books (See Bestsellers in Books)

    Popular in these categories: (What's this?)

    #11 in  Books > Professional & Technical > Law > Business > Bankruptcy
    #15 in  Books > Business & Investing > Personal Finance > Bankruptcy
    #41 in  Books > Nonfiction > Law > Business > Consumer Law

More About the Author

James P. Caher
Discover books, learn about writers, read author blogs, and more.

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Inside This Book (learn more)
First Sentence:
Maybe you were socked with an unexpected and uninsured medical expense, and you didn't have the savings to cover the bills. Read the first page
Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
nonpriority debts, modifying home mortgages, postpetition taxes, bankruptcy paperwork, petition date, nondischargeable taxes, super discharge, joint bankruptcy, nondischargeable debts, current monthly income, bankruptcy schedules, nonexempt property, pension loan, nonexempt assets, hardship discharge, preceding bankruptcy, homestead exemption, joint debtors, bankruptcy discharge, bankruptcy papers, automatic stay, considering bankruptcy, bankruptcy lawyer, taxpayer advocate, bankruptcy options
Key Phrases - Capitalized Phrases (CAPs): (learn more)
Means Test, United States, Social Security, Calculation of Monthly Income, Department of Education, Debtors Anonymous, Median Test, National Consumer Law Center, Bankruptcy Abuse Reform Fiasco, New Mexico, Internal Revenue Service, Supreme Court, Fair Debt Collection Practices Act, Keeping Your Stuff, Type of Expense Monthly Average Total, Avoiding Troubles, Federal Trade Commission, Managing Student Loans, Ownership Costs, Suspending Converting Dismissing Requesting Payments, Automated Collection System, Consumer Price Index, District of Columbia, New Jersey, Ten Common Questions
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What Do Customers Ultimately Buy After Viewing This Item?

Personal Bankruptcy Laws For Dummies (For Dummies (Business & Personal Finance))
65% buy the item featured on this page:
Personal Bankruptcy Laws For Dummies (For Dummies (Business & Personal Finance)) 4.0 out of 5 stars (2)
$13.59
How to File for Chapter 7 Bankruptcy
14% buy
How to File for Chapter 7 Bankruptcy 4.6 out of 5 stars (72)
$26.39
The New Bankruptcy: Will It Work for You?
13% buy
The New Bankruptcy: Will It Work for You? 4.5 out of 5 stars (10)
$16.49
Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time
6% buy
Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time 5.0 out of 5 stars (7)
$26.39

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10 of 10 people found the following review helpful:
5.0 out of 5 stars Personal Bankruptcy Laws for Dummies, March 5, 2008
By Susan Gibson (East Aurora, NY United States) - See all my reviews
Personal Bankruptcy Laws for Dummies is the one and only book I found that explains the intricacies of the new bankruptcy law, gives the reader all the information needed to make a rational decision on whether bankruptcy is the appropriate remedy for his or her financial illness, and provides a wealth of information in a manner that neither patronizes nor condemns. Although it recognizes the emotional toll that financial difficulties inevitably place on individuals and couples, its strength is in giving the reader all the information necessary to make a reasoned decision on whether bankruptcy is the best route and, if so, under which chapter of the Bankruptcy Code.
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5 of 12 people found the following review helpful:
3.0 out of 5 stars Before You Buy, June 28, 2007
For individuals with modest w-2, you will probably file under Chapters 7 or 13. The New Bankruptcy: Will It Work for You? (2nd edition) covers those Chapters well. For businesses or individuals who own businesses or have higher incomes or net worth, the choice will probably be Chapter 11. A great introduction to Chapter 11 is Chapter 11 Business Reorganizations: For Business Leaders, Accountants And Lawyers.
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