Customer Reviews

Personal Finance 101 - A Beginner's Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!

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This book is a great read! It lays out the rules for having credit cards and checking accounts that I wish I had when starting out with my personal finances. I finally found out how checks are used by banks and department stores. And I like the ways to protect myself from getting my personal information ripped off and my credit ruined. And the ways to get out of financial trouble if your in it are wonderful.

This book also has many ways to get free money in the form of grants for college and starting a business that I find useful. Many foundations and the government have a lot of money they give away every year. There is a lot of free money out there that I didn't even know about, like credit cards and special financing deals for cars and furniture.

I always thought that a budget was about counting pennies, but I was wrong. The way to create a budget in the book is easy and makes sense. And there is a lot of good information about easy investing for the future. I loved it!