Personal Financial Planning (Hardcover)

by Lawrence J. Gitman (Author), Michael D. Joehnk (Author)
Key Phrases: budgeted amount, monthly variance, debt safety ratio, Thomson Learning, All Rights Reserved, Social Security (more...)

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Product Description
In the midst of today's constantly shifting financial environment and ever-changing lives, personal financial planning is more important than ever before for life success. PERSONAL FINANCIAL PLANNING, 11e creates a solid framework with the tools and techniques to help you better understand, define, and achieve your financial goals. The book follows a life-cycle approach, covering financial plans, assets, credit, insurance, investment, and retirement as you progress through a lifetime. Written in a conversational style with an inviting design and focus on decision making, this edition reinforces solid financial principles with expert advice, helpful tools and examples of both financial successes and failures drawn from actual life. You learn how to effectively use the financial calculator and Internet as critical financial tools. Numerous resources and additional financial insights on this edition's valuable companion website further your learning. Financial Planning software that corresponds with the text provides the first step in your continued personal financial success. The innovative new CengageNOW online learning system helps with homework and achieving the grade you want while focusing your study on the areas you need most. Personal financial planning at its best begins with Gitman/Joehnk's Personal Financial Planning, 11e in your hands today!

About the Author
Lawrence J. Gitman is an emeritus professor of finance at San Diego State University. A prolific writer, Dr. Gitman has more than 50 articles appearing in such publications as FINANCIAL MANAGEMENT, FINANCIAL REVIEW, FINANCIAL SERVICES REVIEW, JOURNAL OF FINANCIAL PLANNING, JOURNAL OF RISK AND INSURANCE, JOURNAL OF FINANCIAL RESEARCH, FINANCIAL PRACTICE AND EDUCATION, and JOURNAL OF FINANCIAL EDUCATION. His major textbooks include PRINCIPLES OF MANAGERIAL FINANCE: BRIEF, 5e, PRINCIPLES OF MANAGERIAL FINANCE, 12e, and FOUNDATIONS OF MANAGERIAL FINANCE, 4e. He also co-authored PERSONAL FINANCIAL PLANNING, 11e and FUNDAMENTALS OF INVESTING, 10e with Michael D. Joehnk, and their INVESTMENT FUNDAMENTALS: A GUIDE TO BECOMING A KNOWLEDGEABLE INVESTOR was selected as one of 1988's ten best personal finance books by MONEY magazine. In addition, he co-authored INTRODUCTION TO FINANCE with Jeff Madura and CORPORATE FINANCE, 2e with Scott B. Smart and William L. Meggison. An active member of numerous professional organizations, Professor Gitman is past president of the Academy of Financial Services, the San Diego Chapter of the Financial Executives Institute, the Midwest Finance Association, and the FMA National Honor Society. In addition, he is a Certified Financial Planner and a Certified Cash Manager. Dr. Gitman served as vice-president, financial education of the Financial Management Association, as a director of the San Diego MIT Enterprise Form, and on the CFP© Board of Standards. He received his bachelor's degree from Purdue University, his MBA from the University of Dayton, and his Ph.D. from the University of Cincinnati. He and his wife have two children and live in La Jolla, Calif., where he is an avid bicyclist.

Mike is an Emeritus Professor of finance at Arizona Sate University. In addition to A.S.U., he has taught at the University of Wyoming, Texas Tech University, the University of Tulsa (where he was the Cities Service Research Professor of Finance), and in 1999, was a Visiting Professor at the University of Otago in New Zealand. He has written extensively in the areas of investments and finance, and his articles (over 40 of them) have appeared in numerous academic as well as professional publications. Mike is also the author (or co-author) of several books, including 2 highly successful college level texts ¿ Fundamentals of Investing, 8th edition (2001), Addison-Wesley, publisher; and Personal Financial Planning, 9th edition (2001), Dryden Press, publisher. The Investments text has also been translated into Spanish, Russian, Greek, and Mandarin (Chinese), and an Australian version of it was published in 2000. In addition to his academic credentials, Mike conducts off-campus training programs and executive development seminars not only in the U.S., but in a number of overseas locations as well. In addition, he has acted as a consultant to a number of business firms and financial institutions on a variety of topics in investments and finance, and has served as an expert witness (in the area of fixed-income securities).

Product Details

• Hardcover: 552 pages
• Publisher: South-Western College Pub; 11 edition (January 5, 2007)
• Language: English
• ISBN-10: 0324422865
• ISBN-13: 978-0324422863
• Product Dimensions: 11 x 8.3 x 1 inches
• Shipping Weight: 3 pounds (View shipping rates and policies)
• Average Customer Review: 4.7 out of 5 stars See all reviews (6 customer reviews)
• Amazon.com Sales Rank: #43,557 in Books (See Bestsellers in Books)

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Customer Reviews

Most Helpful Customer Reviews

18 of 18 people found the following review helpful:

5.0 out of 5 stars Excellent resource for taking financial control, February 13, 2000

By A Customer

This review is from: Personal Financial Planning (Hardcover)

I had to purchase this book for a university course I once took (several editions earlier). This book is a great resource for taking you through the personal financial planning process. This book may seem a bit intimidating but if you want personal financial success, it is worth going through the book. It will take you step by step on how to achieve your financial success. This is the best textbook I have ever purchased.

10 of 10 people found the following review helpful:

5.0 out of 5 stars Superb Introduction to Financial Planning, February 25, 2002

By A Customer

This review is from: Personal Financial Planning (Hardcover)

I bought this book for a non-credit Financial Planning class at Florida State. I didn't stick with the class, but I'm keeping the book. It seems to cover just about everything anyone except a financial professional could ever need to know about the financial planning process. If there's a downside to the book, it's that it reads like a textbook; HOWEVER, that's what it is. AND, being a GOOD textbook, the writing is clear and understandable.

Anyone who would order this book should know that I received an e-mail today (February 24) from the instructor of the intro class at Florida State, making reference to a ninth edition. The instructor did not specifically mention this book by name. However, since [Amazon.com] is showing the eighth edition as of February 24, it may be safe to assume that this is the book the instructor was referring to.

1 of 1 people found the following review helpful:

3.0 out of 5 stars standard par, February 24, 2009

By	B. ramsay - See all my reviews (REAL NAME)

there are a few positives and a few negatives, as im sure you are purchasing this for coursework, you already know that it is over prices as all textbooks and poorly formatted for reference. pay attention to the appendices, they will be important the whole way.