This work provides a layperson's guide to the complexities of pension provision and the options avalible. Sue Ward's advice is intended to give any individual the advantage of being informed about the choices open to them. The contents include: the state pensions scheme; the different types of pension schemes (run by the employer, personal, stakeholder); contracting out of SERPs and the S2Ps; the legal rules; changing the scheme; negotiating the package; information for members; the role of the trustees; what happens ot the money; safeguarding the benefits; and what to do if things go wrong.
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About the Author
Sue Ward is a recognised authority on pensions issues. For the past 20 years she has written widely on the subject and is a regular contributor to Pensions World, Employee Benefits and Professional Pensions. The author of a number of books on pensions, Sue is also a member of the Board of the Occupational Pensions Regulatory Authority (OPRA). She regularly undertakes training work and seminars on pensions for various organisations, including trade unions.
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