Customer Reviews

Please Send Money: A Financial Survival Guide for Young Adults on Their Own

5 star:		(8)
4 star:		(2)
3 star:		(0)
2 star:		(0)
1 star:		(0)

 

 

"Please Send Money!" is a great book for high school seniors to read before they go off to college and are confronted with financial situations of their own.

This book does a great job of relating that material to the age group for which it was written. The book also includes many personal stories and accounts which help the material come together. I feel it would be worthwile for anyone, especially college students, because it explains how to best maintain a positive financial status. The best thing about this book that is it's easy to read and doesn't drag on.

Even though this book is about a boring topic, money, it actually kept me entertained. The facts in this book are very necessary to know, and it taught me a lot. It made me very fearful of credit cards and bankruptcy. This book gives useful advice about maintaining a balanced budget, while still leaving room for fun. It also talks about investing early in the stock market.

The most useful section of this book is the chapter on saving. No savings is a common problem for students and this book deals a lot with how much and when to start saving. I liked how this book gave solutions for any teenager on any budget. It gave options such as investing only $2 per day and still becoming a millionaire by age 65. It seemed like there was someone for everyone.

Another very important chapter is that about investing in the stock market. The book discussed "not putting all your eggs in one basket" and diversifying your money. The best part about this section was the book did not use only "Wall Street Lingo" but also common place words. It was easy to understand, and that is a huge plus for a financial book for college students.

This book was definately worth the [money] because in the end it could help you to make millions. The only bad this about this book was that it made me very fearful of credit cards and debt. :)

As a NFCC certified credit counselor for over 17 years I feel this book will be an excellent guide to help teens and young adults avoid the pitfalls that come from a lack of financial education. Dara's book is comprehensive....It addresses every money question that could face a young adult....financing school, moving out, how much credit is safe to use, what to do if you get into trouble, beginning investing, etc. This is a much needed book. Dara offers easy to follow charts and forms. She presents real life stories which help people who are experiencing financial difficulties know they are not alone and that there is a way out.

This book was good to read. It is very informative for young adults. I know that this will be very helpful to me next year at college. I liked this book because it was very helpful in demonstrating what should not be done when creating personal financing. The only reason I did not give this book five stars was because while it did say what not to do, I only noticed four instances of when the book mentioned a person doing something correct from the start. Throughout the book the author, Dara Duguay, would tell a person's tale of how they screwed up their financing. Then she would explain how that particular situation could have been better handled. In each of the four instances of someone handling their finances well, it was merely to compare that person to another that didn't do so well.
Overall I liked the book. It gives good advice and is rather easy to read. The lessons the book tries to convey are understood quite well by its target audience (teens). I am glad that I read this book, I will take to heart most of the lessons it teaches.

Personal finance is a subject that is rarely taught in school, yet managing money can be more important than making it. Although this book is geared towards young adults, it has great take-home value to anyone who has not yet achieved the net worth they desire. The book contains all the finance principles most people were never taught that enable them to get ahead financially in life. The book covered all aspects of "personal finance 101" with lots of real life stories. Yet, it was well orgainzed into topics so that you could just read the chapters that interested you such as, "Do You Run Out of Money Before You Run Out of Month?".

PLEASE SEND MONEY should be required reading for every college student or anyone going out on his or her own. I have already bought additional copies as graduation gifts. This book is a must read to develop financial habits to last a lifetime and action items to take if you are not as financially as well off as you would like to be.

I picked up this book for my daughter, and of course read it first. I loved it and thought it would be helpful for her. I found the book to be packed full of information to help young adults and better yet, the advise wasn't coming from me, but a financial expert. I wasn't sure how my daughter would react, but she loved the book, learned to stay out of debt, and she has even passed it onto a good friend of hers at school. She's now dedicated herself to becoming financially responsible and the best part is that it's HER IDEA! Not her mothers. I would recommend this book for any parent who wants their children to be financially responsible!

Please Send Money!: A Financial Survival Guide For Young Adults On Their Own is written specifically for young people leaving their parental home for college, work, or marriage. Sound, practical, invaluable advice is provided for avoiding problems and pitfalls involved with easy credit and the profusion of credit card offers; managing car payments; using student loans for personal needs and impulses; dealing with bankruptcy; overcoming consumer culture pressures; and more. If your son or daughter is about to leave home and be on their own, they would benefit immensely -- and with both an immediate and a life-long advantages -- through a careful reading of Dara Dugudy's Please Send Money!

Moving out on your own for the first time is stressful enough, without having to constantly worry about money. However, as Dara Duguay says in her book, Please Send Money: A Financial Survival Guide for Young Adults on Their Own, money is a huge problem amoung young people. I was surprised to learn how many college students accumulate thousands of dollars in debt, often getting in over their head by using credit cards irresponibly. Although personal finance can be confusing and full of dangers for young people, this book shows readers how to avoid common problems and set up and manage a budget. Duguay teaches about the dangers of credit cards, loans, and how to deal with bankruptcy. Through many real-life stories, she illustrates that financial problems can effect anyone. However, by creating a budget for yourself, learning about loans and credit cards, and overcoming the temptation to spend too much, young people can learn to handle their money responsibly. I would definitely recommend this helpful, easy-to-read book to anyone, especially young people, who want to learn more about personal finance.

With the new creation of the information age, money management has taken on new meaning for young people. "Please Send Money" is the example where kids at camp and college once had to rely on their parents for money but now via the Internet credit card companies have taken away this burden and placed the problem with young adults who have endless access to financial resources and thus begin their early credit problems. Ms. Duguay does an excellent job pointing out the difficulty for young people in managing their money and how it affects their ability to have access to credit in the future. Additionaly, most educational institutions do not address this necessary life skill and therefore young adults are unprepared to make sound financial decisions when it comes to credit cards, investments, retirement accounts and day to day budgeting. Its nice to know that someone is trying to bring this important issue to the national forefront and help show young adults the way to financial independence, otherwise it will fall onto the public sector one way or another. Every parent should buy this book for their children.

If you are a parent with a child about to enter college, you would be a fool not to purchase this indispensible tool to financial literacy. Take it from me. I've already got three kids at universities across America. The one thing you want to avoid is a desperate call from your son or daughter seeking thousands of dollars to cover an outrageous credit card bill. "Please Send Money" is an easy-to-read book with many (often entertaining) stories illustrating every key point. You don't even realize you're learning!!!!

I checked this book out at the library and found it very interesting. Some of the youth don't know about money management because no one is showing them. Our eductaion system tells us how to work hard for money; it doesn't teach us how to make money work for us. So many of us, even when we become older are grappling with debt and Congress recently passed a bill that that doesn't help make the financial situation any better.
This is a good reference book for both young and mature adults. It helps the young how to manage money and it is also helpful for parents as a guide to teach underage children.
We need to be aware of credit card companies that market to the young preying on their financial illiteracy. It is up to us, parents and teachers to take action and let them know about money management before they come out of college with additional debt they don't need.