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Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, and Keep More of What You Make Paperback – December 19, 2012


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Pocket Your Dollars: 5 Attitude Changes That Will Help You Pay Down Debt, Avoid Financial Stress, and Keep More of What You Make + Do More, Spend Less: The New Secrets of Living the Good Life for Less + Cheaper, Better, Faster: Over 2,000 Tips and Tricks to Save You Time and Money Every Day
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Product Details

  • Paperback: 224 pages
  • Publisher: Bethany House Publishers (December 19, 2012)
  • Language: English
  • ISBN-10: 0764210874
  • ISBN-13: 978-0764210877
  • Product Dimensions: 8.4 x 5.4 x 0.7 inches
  • Shipping Weight: 9.6 ounces (View shipping rates and policies)
  • Average Customer Review: 4.6 out of 5 stars  See all reviews (163 customer reviews)
  • Amazon Best Sellers Rank: #145,073 in Books (See Top 100 in Books)

Editorial Reviews

From the Back Cover

When it comes to money, attitude is everything

Carrie Rocha, founder and owner of Pocket Your Dollars.com, one of the most popular sites on the web, shares the secrets that will help you change the way you think about money. Seven years ago she and her husband were surprised to discover the mountain of debt they'd accumulated. They knew they'd have to make big changes. Thirty months later they were debt free and have stayed that way ever since.

How did they do it? It wasn't through a step-by-step financial program or spending plan. It turns out, budgets can't fix everything--real change takes an attitude adjustment.

You too can triumph over the pitfalls that lead to financial stress. With practical help in every chapter, including real-life examples and easy-to-use self-assessment tools, you'll soon understand what Carrie discovered: Lasting change can start today.


"With prices soaring higher than incomes are growing, families everywhere need to learn what Carrie Rocha teaches in Pocket Your Dollars."--Mary Hunt, Author, 7 Money Rules for Life and Raising Financially Confident Kids

"I highly recommend Pocket Your Dollars. This book addresses the root causes behind most money problems."--Will Chen, co-founder of Wisebread.com

"For readers who think that they weren't taught to handle their finances correctly, or that everyone around them is making financial change impossible, Rocha's methods should prove worthwhile." --Bookpage


"Anyone with the goal of tightening her wallet in the new year will find Pocket Your Dollars incredibly helpful (and let's face it, that's pretty much everyone, right?)." --Sheknows.com

Carrie Rocha owns and operates PocketYourDollars.com, one of the most popular personal finance sites on the web, helping readers enjoy life within their means. Carrie writes regularly for Bankrate.com and has been featured on Wall Street Journal Radio, Glamour, Yahoo! Finance, CNNMoney.com, FoxBusiness.com, and many other magazines and websites. Carrie lives with her husband and two daughters in suburban Minneapolis, Minnesota. Learn more at www.pocketyourdollars.com.

About the Author

Carrie Rocha [ha-sha] owns and operates PocketYourDollars.com, one of the most popular couponing and personal finance sites on the web. She shares money-saving ideas she learned as her family eliminated $50,000 in debt in two-and-a-half years. A sought-after media personality, Carrie has been featured on Wall Street Journal Radio, Glamour, Yahoo! Finance, CNNMoney.com, FoxBusiness.com, and many other magazines and websites. Carrie lives with her husband and two daughters in Maple Grove, Minnesota. Learn more at www.pocketyourdollars.com.

More About the Author

Carrie Rocha [ha-sha] owns and operates PocketYourDollars.com, one of the most popular sites on the web, helping readers enjoy life within their means. Carrie writes regularly for Bankrate.com and has been featured on Wall Street Journal Radio, Glamour, Ladies' Home Journal, Yahoo! Finance, CNNMoney.com, FoxBusiness.com, and many other magazines and websites. She is a regular guest on the Twin Cities Live television program. Carrie lives with her husband and two daughters in suburban Minneapolis, Minnesota. Learn more at PocketYourDollars.com.

Customer Reviews

4.6 out of 5 stars
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See all 163 customer reviews
This book is well written, easy to understand and very helpful.
Joe Cheevers
If you are thinking about getting out of debt and truly changing your financial habits, this book is a practical place to start.
Shannon
One thing that I appreciate most about this book is that it is packed with personal stories from Carrie Rocha's life.
Gabrielle

Most Helpful Customer Reviews

13 of 13 people found the following review helpful By Christina @ Northern Cheapskate on December 19, 2012
Format: Paperback
Carrie Rocha paid off more than $50,000 in debt. But that doesn't make her story unique. Lots of people (including myself) have paid off similar amounts of debt or even more. And there are people who do pay for things with cash. (Yes, really!)

What sets the Pocket Your Dollars story apart is that Rocha has figured out WHY she got into debt. What makes Pocket Your Dollars worth buying is that she is able to take those reasons we get into debt and give us actionable steps for changing our own attitudes toward money.

Pocket Your Dollars is a quick read, but its message is one that will stick with you for a very long time. I highly recommend adding this book to your reading list.

Note: I received a review copy of this book, but the opinions are 100% my own.
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11 of 11 people found the following review helpful By Shannon on December 19, 2012
Format: Paperback
Want to be better with your money? Want to save money and get out of debt?

Carrie Rocha's Pocket Your Dollars is a great place to start.

This conversational, easy read offers practical advice and examples about the habits that keep people in debt.

Carrie uses personal examples from her family's journey in getting out of $50,000 in debt to show how you can overcome debt with smart financial planning, making better decisions, and a bit of sacrifice too. It's not just about watching your money, saving it, and setting up a boring budget, but about changing your attitude and making smart decisions.

My favorite light-bulb moment with this book was the attitude "if I only had more money." My husband and I used to say this all the time, as if somewhat alluding to a future where we'd win the lottery or somehow come into a job where the money was free-flowing into our bank accounts. However, we've become more cognizant that having money starts with changing an attitude. It means we spend and save within our means. If we spend and save appropriately, we can have some of things we dream about.

If you are thinking about getting out of debt and truly changing your financial habits, this book is a practical place to start.
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8 of 8 people found the following review helpful By Sandi on January 1, 2013
Format: Paperback
I heard about Carrie's website, PocketYourDollars.com, from a friend, after a conversation with her about couponing. I left the workforce to be a stay-at-home stepmom, and despite having a ton of traditional budgeting information (my mom was a home economist), we were having a hard time making our grocery budget. Carrie's website saved our family a significant amount of money in our grocery, clothing, and gifting budget. She revamped our thinking about our purchases. I was able to pass on the information I learned to other family members.

I purchased Carrie's book knowing her advice was sound and that I could recommend her book to those with financial struggles. I sat down on New Years Eve and read her book. What I didn't expect is there was still budgeting information I needed to learn, ie, getting over the "I can't afford it" miserly attitude. I frequently told people, "I have always known how to save money; I just don't know how to spend it." Carrie successfully illustrates how caustic miserly thinking can be. She also spoke to the idea of using external rewards as a faulty incentive. (I especially was struck by the gym membership example in the book because I've done that!) Like Carrie says, you can do all the right things, but if your underlying thinking is wrong, you won't do the right things for long. Attitude really is everything. I also appreciated how honest and detailed Carrie was in her own personal struggles, explanations and solutions.
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8 of 8 people found the following review helpful By Jeff Rose on December 31, 2012
Format: Paperback
This book has no secrets, no magic formulas and does not suggest any major lifestyle changes. This book is a series of discussions, small decisions, and gradual progressions that lead the author to discover the "Why" in how her and her husband got into $50k of debt and (most importantly) how they got out of it.

For many people seeking to get out of debt, that's the ultimate challenge: figuring out why you got there and how you can change your behaviors (and bad financial habits) that got you there in the first place.

Carrie tackles this issue head on in a short, but impacful read.

Definitely worth checking out!
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8 of 8 people found the following review helpful By Lanae Paaverud on December 20, 2012
Format: Paperback
Carrie has written a wonderful book, sharing great ideas that people can act upon, and also bringing a personal level to it. She is speaking words of wisdom, having experienced many of the situations herself, and sharing what worked, and what didn't when trying to overcome debt situations. Carrie is a very good communicator in person, and on television. She did the same through her book...she speaks to the reader. I highly recommend this book!
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7 of 7 people found the following review helpful By B. Bradley on January 2, 2013
Format: Paperback
Just before Christmas I had the privilege of reading Carrie Rocha's new book, Pocket Your Dollars. While there are countless books on how to save money and get out of debt. Rocha's approach is clear cut and and simple.

In order to get out of debt, Rocha explains we must begin by changing our attitudes regarding money and possessions. This wisdom is shelled out through personal testimony from the author's life, penned with charm and honesty. From the moment you open to the first page, you will find Rocha's words to be that of a friend speaking truth into your life.

This is a good read, and it the wisdom in these pages needs to be put into practice.
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