Poor No More: Wealth Is Within Reach (Paperback)

~ Curtis Hill (Author)
Key Phrases: financial belief system, financial serenity, efficient frontier concept, Madison Avenue, Kelley Blue Book, Chevrolet Impala (more...)

Editorial Reviews

Product Description

Poor No More: Wealth Is Within Reach by Curtis Hill is a book that shows how to transform the life we have into the life we deserve. In a market glutted with personal financial guides, author Hill brings a clear voice and a truly profound approach to building personal wealth. Poor No More: Wealth Is Within Reach brings together the best ideas in personal finance, budgeting, planning, credit control, debt reduction, mortgage refinancing, and wealth building principles to create a new and innovative approach to gaining personal financial freedom. We all make daily decisions about out money. Unfortunately, over time, our personal financial decision process has become influenced by external sources, like: advertisers, marketers, and slick salespeople. We no longer make financial decisions based on our own monetary interests; instead, we are guided by the hidden agendas of toxic financial influences. To prosper and grow our financial lives, we must learn how to identify these external influences and replace them with new concepts, ideas, and attitudes; in short, rebuild our money decision making process to be more in tune with our personal needs and not those of advertisers and slick sales campaigns. Poor No More: Wealth Is Within Reach is the money book for the rest of us.

About the Author

Mr. Hill holds two bachelor's degrees from North Carolina State University plus a master degree from Southern Methodist University. Mr. Hill had been a successful businessman and manger for fifteen years before becoming a financial advisor. He worked at three major brokerage firms beginning with Morgan Stanley in 1994, where he obtained the title of Senior Vice President, and earned his Certified Financial Planner(tm) credential. Mr. Hill's career is all about helping people achieve financial serenity. During his practice, Mr. Hill has been very observant of what made some people successful and others not. In this book he summarizes his observations and identifies financial pitfalls as well as behaviors that lead to wealth.

Product Details

• Paperback: 230 pages
• Publisher: Modern Millennium Press (February 4, 2009)
• Language: English
• ISBN-10: 1439212562
• ISBN-13: 978-1439212561
• Product Dimensions: 8.1 x 5.3 x 0.6 inches
• Shipping Weight: 10.4 ounces (View shipping rates and policies)
• Average Customer Review: 4.7 out of 5 stars  See all reviews (18 customer reviews)
• Amazon.com Sales Rank: #1,004,020 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

4 of 4 people found the following review helpful:

5.0 out of 5 stars A Helpful Guide, May 22, 2009

By	Leonard G. Kassel "Len Kassel" (Los Angeles, CA USA) - See all my reviews (REAL NAME)

A wealth of information packed into 223 clearly written pages. The author presents a program for accruing wealth through planning, budgeting and savings. His discussions of credit, mortgages and high end purchasing decisions (homes and cars) are sobering, but helpful. Financial success, especially these days, requires discipline... hello!... however, those using these tools are more likely to achieve it.

4 of 4 people found the following review helpful:

5.0 out of 5 stars An Enjoyable Read, March 30, 2009

By	A. Gray (Wilmington, NC) - See all my reviews (REAL NAME)

This book is full of useful tips for making the most of your money. It gave me a realistic plan for saving for my retirement and was an enjoyable read. It was worth the price.

3 of 3 people found the following review helpful:

5.0 out of 5 stars Begin Your Journey Toward Financial Freedom, July 8, 2009

By	Bettie Corbin Tucker (PA USA) - See all my reviews (REAL NAME)

Curtis Hill, the author of Poor No More, ends the last chapter of his book with three words: "Thanks for listening." After reading the book twice and taking notes along the way, I came to the conclusion that most readers should thank the author for writing this work of non-fiction. It is perfect for the times we are facing and written in a way that is easily understood, even by novices in the field of investing and saving. At the end of every chapter--other than the last one which is his personal wrap-up of the book--there is a section entitled "Chapter Takeway" which stresses the important thoughts and advice that he wants readers to take with them into the world as they plan their financial futures. The book is written with honesty, and although some of the ideas may require temporary lifestyle changes, the concepts address the realities of life and what must occur in order for readers to achieve success. Of course, there are no guarantees; however, the author offers guidelines and his expert advice as he was a successful businessman and manager for fifteen years before becoming a financial advisor. Mr. Curtis worked at three major brokerage firms and is a Certified Financial Planner.(tm) But don't automatically place him into the same category of other financial advisors you have worked with or heard about; if you do, you will be in for a surprise. In this book, you will quickly learn that, through his unique ideas and proven strategies, the author is truly looking out for you--his readers.

This book emphasizes how the decisions that individuals make impact their personal and financial goals. Do readers truly want to understand the difference between "wants" and "needs" in order to achieve financial freedom? Can they tune out the toxic external influences of Madison Avenue advertising executives and think for themselves? Can they "listen" to the author and--referencing the sub-title--learn that wealth is within reach?

Mr. Hill redefines the meaning of retirement which I personally responded to with enthusiasm; it has everything to do with financial freedom and serenity, rather than retiring at a particular age. In order to bring this about, readers are introduced to the concept of a "freedom account," from which individuals can draw interest the second year of their investment. The author provides several tables to illustrate the dynamics involved. I found the information fascinating--imagine being able to invest all your income and live off the money from such investments. Eventually, that is a goal that can be reached.

There is so much information contained in this powerful book that this review could go on forever. Just let me emphasize that if you have trouble with debt, wondering where all your money went, effectively budgeting so you can live well on less, keeping a good credit rating, deciding whether to rent or lease a car, knowing what type of housing you should seek, and understanding the basics of investing, then this is the book that you need to add to your library. Purchase this "must read" book for yourself and those you care about so that all can begin the journey toward financial freedom.