Wouldn’t you rather keep more money for yourself or your business, increase your profit sooner and keep control of your work environment? This manual is your complete reference for prepaid legal services and legal insurance plans. Whether you are looking for an employee benefit to increase your employee productivity and retention, or grow, protect and bullet proof your small or home-based business from any legal situation, you will refer to this manual again and again.
As an Employer- You will discover solutions to employee problems. The LSK study found employees with legal problems usually: § Are absent five times more than the average employee. § Use their medical insurance four times more than the average employee. § Use their sick leave twice as often as the average employee. § Experience a substantial reduction in their productivity.
As a Small or Home-Based Business Owner- You will discover how to avoid being part of the following statistics from the US Chamber of Commerce and US Small Business Administration: § In the next 12 months, the average owner will need legal advice or assistance four to six times. § Hundreds of thousands of businesses fail each year because they could not get the professional help that they need with legal issues, marketing, financing, sales, taxes, and problem employees.
Bob Afamasaga is co-owner of AG&A, a Small Business and Employee Benefit Consultant, and ALIV! Publishing company in Pleasanton, California. He is very passionate about the prepaid legal service and legal insurance field. He has given seminars about legal services for the public.
He was born on the island of Western Samoa in the South Pacific and went to school there at Samoa College. He came to the U.S. in 1979 and attended the University of Wisconsin—Oshkosh, where he received his Bachelor of Science degree in Criminal Justice, Political Science, and Police Administration Training Certificate. He then joined the United States Air Force and completed a Master of Science degree in Administration at Central Michigan University. After leaving the military, he worked in the Human Resource Department, and as an Aikido Self-Defense Instructor for the Federal Bureau of Prisons until February 1999. He then started an Employee Benefit and Small Business Consultant business with his wife, Connie Garrigan of Mauston, Wisconsin. Bob and Connie are proud parents of three children.
CEO and Co-founder of 24 DNA, Bob Afamasaga aka Bob Ainuu Afamasaga was born in Leifiifi, Apia, Western Samoa in the South Pacific. Samoan born American inventor, scientist of German, Tongan, Fijian heritage, author of numerous books, descendant of Malietoa Ainuu, Malietoa Moli, and Mataafa Faumuina Fiame Samoan Royal family, graduate of the University of Wisconsin and Central Michigan University is the recipient of the following gifts;
1a.) First to postulate the existence of 2 parallel three dimensional Universes inside the 4th Dimension or Time Dimension where each Universe have three (3) Dimensions of its own. The first Universe of visible or physical or matter or lower energies is composed of 1st, 2nd, and 3rd Dimension and each have a Super Dimension (parallel). The second Universe of invisible or non-physical or antimatter or energy or higher energies is composed of 1st Super Dimension, 2 Super Dimension and 3rd Super Dimensions. According to Einstein; E=MC2 or M=E/C2 are the same phenomena - energy is matter or matter is energy. Although, we do not see "Energy" but we know it exist as their existence is why we exist. "Matter" is the dominant particle in our 3rd Dimension and energy is recessive. "Energy" is the dominant sparticle and matter is recessive in the other 3rd Super Dimension. Both matter and energy Universe operates within 10 dynamic force fields with 6 Bosons subatomic particles (Higgs Fields-Higgs Bosons: 5 Higgsino Fields and 3 Higgsino or Hidekino Bosons from the Super Universe and 5 Higgs Field and 3 Higgs Bosons from our Universe) which created 10 natural forces altogether with their force carriers- 5 for the matter Universe are Electromagnetic (Photons), Electroweak (Z0), Electrostrong (Gluons), Spacetime (Higgs Fields-Higgs Bosons) and Weak Nuclear Force (W+, W-); 5 for the Energy Universe are Super Electromagnetic (Photinos), Super Electroweak (Zinos), Super Electrostrong (Gluinos), Super Spacetime (Hidekino-Higgsino), and Gravity (Gravitons). Therefore we have a total of seven dynamic Dimensions (naturally expanding eternally) - six dynamic Dimensions within the famework of the 4th dynamic Time Dimension. The contents of BOTH Universe were predicted by our "Super Model Of 24 Elementary Particles And Cosmology (we have reinvented the Standard Model Of Elementary Particles to include Gravity, Higgs Fields-Higgs Bosons and Supersymmetry particles)" and "Super Model Of Strings (Request a copy of Super Model at afamasaga@hotmail.com)."
The current discovery that Neutrinos travels faster than Light confirms the above discovery of Dimensions and its contents! Neutrinos are super particles of the Super Dimensions and therefore travels slower than the Super Light in that Universe but faster than our Light in our Universe. IT'S ALL Relative and Einstein is still correct!
First to postulate that 2 distinct filaments of energies or Strings labeled a Wave and Particle combined to form a third String called Wave-Particle or Wavicle for short. This Wavicle String is dominant. The Wave and Particle Strings are recessive and therefore each will combine with Wavicle to create co-dominant Strings; Wave-Wavicle+Wave=Wave-Wave, Wave-Wavicle + Wavicle=Wavicle-Wavicle, Wave-Wavicle+Particle=Wave-Wavicle-Particle; Particle-Wavicle+Wave=Particle-Wavicle-Wave, Particle-Wavicle+Wavicle=Wavicle-Wavicle, Particle-Wavicle+Particle=Particle-Particle. This is the law "how" three subatomic particles creates three Generations or Families particles and their doubles (Symmetry and Supersymmetry) which is seeing throughout ALL matter and energy properties and characteristics or behavior. These three Strings with their properties of a Wave, Wavicle and Particle combined at its ends to create 3 types of Photons; Wave Photons, Wavicle Photons, Particle Photons, the building block of ALL matter-energy of both Universes. All properties and behaviors of matter-energy is due to these three Strings, whether why there are 3 Generation of particles, 3 Dimensional Universe, DNA comes in threes and so forth. Various Nobel Prize physicists such as James Clerk Maxwell (Keith Prize 1861), Max Planck (1918), Albert Einstein(1921), Robert Millikan(1923) who unbeknownst to them indirectly discovered these 3 types of Strings which created the "Photon" they discovered. Also, Nobel Prize recipient Richard Phillips Feynman unknowingly or indirectly discovered these "3 Strings" in his mathematical expressions of the behaviors of subatomic particles with his now famous "Feynman Diagrams." The "Feynman Diagrams" are pictorial expressions of how the "3 Strings" behaved in each subatomic particle.
The Photons are represented by the symbol "Y" or Gamma which Einstein received a Nobel Prize; the Higgs Mechanism-Bosons represented by the symbol "H" which Guralnik, Hagen, and Kibble; Higgs, Brout and Englert were jointly awarded the 2010 J. J. Sakurai Prize for Theoretical Particle Physics and Dr. Hideki Yukawa received a Nobel Prize in 1949; and Weak Bosons represented "W" which Sheldon Glashow, Steven Weinberg, and Abdus Salam, shared the Nobel Prize in physics in 1979 when all combined forms the "Super Universe Model-YHWH" or" YHW." It was from this "Super Universe Model" the "Super Standard Model of 24 Elementary Particles And Cosmology" was invented by incorporating Gravitons(Gravity) and Higgs Mechanism-Higgs Bosons (Hadron-Meson) into it, a feat that was not accomplished by any physicist, including Albert Einstein.
1c.) Discovered the "Super Universe Model-YHWH" which 2 New Periodic Tables with 10 Periods, 5 Blocks, 50 Groups and 218 Elements were invented from where each Element has 2 Atomic Numbers; one from the "Parent Radionuclide or Higher Energies or Energy Elements" Periodic Table, and other from the "Daughter Nuclide" or "Lower Energies or Matter Elements" Periodic Table." The two New Periodic Tables is another proof of the existence of a Parallel Universe of Matter and Energy in the 4th Time Dimension with its 10 dynamic force fields (Higgs Fields-Higgs Bosons). The Higgs Fields-Higgs Bosons is the force carrier of Spacetime. Therefore, Spacetime is a REAL force just like Garvity and Electromagnetic.
2. Discovered the "Human Genetic Blueprint and Its Contents" from the initial 64 Universal DNA discovered by Nobel Prize recipients James Watson, Francis Crick, and Maurice Wilkins mirrors the "Super Standard Model of 24 Elementary Particles And Cosmology." The DNA discovered is the container or shell of life and NOT the code of life as currently taught and understood in Genetics-Biology. The Code of Life lies at the subatomic level of Photons.
3. Discovered the 3 Cell Types of Ectoderm, Endoderm, and Mesoderm are gender driven and mirror the "Super Standard Model of 24 Elementary Particles And Cosmology."
4.Discovered ALL living organisms have 24 Chromosomes in their genome, except some are turned-on or turned-off, depending on species and which genetic information to be emphasized to manifest its physical existence. This model was already set at the subatomic level.
5. Discovered the DNA's helix structure is due to its gender properties as 1 strand is paternal (male) and other is maternal (female), complimentary of each other. This model was already set at the subatomic level.
6. Discovered we humans have 2 Blood Types; one primary and other secondary in which you inherit one from your Mother and other from your father or both from Mother or from Father. Your Epigenetic Blood Types above can change from the Primary to Secondary or vice versa depending on traumatic change in your Environment, Diet and Lifestyle. "Blood Types are the physical manifestation or expression of your DNA." DNA travels in pairs and so are your Blood Types. Blood Types are gender driven as this was established at the DNA. Invented the "24 DNA - 2 Blood Types Grouping Card" to identify your 2 Blood Types, Rh Factors, Lewis Factors or Secretors:Non-Secretors status and your Master DNA Sequence (Patent Pending:US 61/520,935) from a simple Blood Types test.
7. Discovered our Brain has 6 major sub-brains of; Right Hemisphere, Left Hemisphere, Cerebellum, and Limbic Brain (Left, Right, Cerebellum. Cerebellum is a "thinking" or "cognitive Brain" and male genders conscious thinking brain. The Limbic Brain is made of 3 sub-brains of Limbic Right (Superego), Limbic Left (Ego) and Limbic Cerebellum (id) as observed by Dr. Freud. Also, the brain is an extension of the DNA and gender driven.
8. Discovered your Personalities-Temperaments discovered by Dr. Jung, Dr. Keirsey and Myers-Briggs are DNA, Blood, Subatomic...gender driven can be determined from the "24 DNA-2 Blood Types Grouping Card" invention.
9. Discovered Body Types as DNA, gender driven and mirrors the "Super Standard Model of 24 Elementary Particles And Cosmology."
10. Discovered ALL forms of dieting are governed by DNA, Brain and mirrors Human Blueprint and your specific diet can be determined from the "24 DNA-2 Blood Types Grouping Card" invention.
11. Discovered Intelligences as DNA, Blood, Brain Types...are gender driven and your specific intelligences can be determined from the "24 DNA-2 Blood Types Grouping Card" invention.
12. Discovered Skills, Talents, Job and Careers are DNA, Blood, Brain Types... are gender driven and your specific Skills, Talents, Jobs and Career can be determined from the "24 DNA-2 Blood Types Grouping Card" invention.
13. Discovered our 4 form of Consciousness; super consciousness, conscious, unconscious, and subconscious are governed by specific parts of the brain. Have identify these specific locations for each consciousness in the brain.
14.Discovered that telling untruth or lies is governed by DNA, Blood Types, Body Types, Brain Types... are gender driven and your tell truths and untruth can be determined from the "24 DNA-2 Blood Types Grouping Card" invention.
15.And many more discoveries...
Bob has five children; Leandra, Vaipou, Ieremia, Iki (Julius), Junior and currently lives in California.
This review is from: Prepaid Legal Services and Legal Insurance : What CEOs, Human Resource Directors, Employee Benefit Brokers, Small Business and Home-based Business Owners Should Know! (Paperback)
I cant vouch for the book. But, what i can say is that Prepaid legal is on listed on the New York Stock Exchange (PPD). You have to be invited to be on the NYSE. Those of you that know what a company has to go thru to be on and stay on the NYSE knows that Prepaid legal is not a fraud.
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