First Sentence:
Identity theft happens when someone (the identity thief) uses another person's personal information (such as name, Social Security number, and date of birth) to fraudulently obtain credit cards or loans, open a checking account, or otherwise gain access to money or goods in the other person's name.
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Key Phrases - Statistically Improbable Phrases (SIPs):
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rated file cabinet, phony bank examiner, fraud affidavit, check verification companies, theft affidavit, identity thief, new credit accounts, compromised accounts, fraud alert, identity theft, identity thieves, dispute letter, mail theft, dispute form, call your bank, fraudulent charges, checking account statement, stolen checks, scam works, fraudulent accounts, fraud department, credit report, harder target
Key Phrases - Capitalized Phrases (CAPs):
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Fair Credit Reporting Act, American Express, Postal Inspection Service, Practicing Discretion, United States, Recognizing When You Are, Watching What You Set
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