This is one book you must have! As a result of the credit crisis, many financial institutions have raised their credit score requirements. Credit scores are impacting everyone from every angle.
The Road to 850 provides a much greater background and understanding to the credit scoring system than any previously published book. In fact, The Road to 850 has been given the coveted endorsement of the AFCPE - American Financial Counseling, Planning and Education Association in June 2009. In its review, they write, The Road to 850 "covers in detail the vast credit industry and navigates with ease the questions that plague even
"qualified" people." It is "highly recommended for financial and credit
counselors as well as all individuals wanting to increase their scores-which would be everyone."
The Road to 850 describes how credit risk is scored. It explains the four critical ratios, the four important dates and the four levels of delinquency. Lastly, it provides 94 proven strategies and identifies the requirements for a credit score in the golden range -- 760 to 850.
The Road to 850 has received many additional rave reviews from readers:
"What an excellent book! Easy to read. Thanks a lot for giving us the opportunity
to get to 850!",
"My book is filled with great information, some of which I have never heard
before despite an abiding interest in the subject and previous research. I'd
recommend it to anyone who wants to raise his score, even if it's already a high
one. This book is priceless."
The Road to 850 has been highlighted by Kurtis Ming (KOVR / CBS in Sacramento), Nicole Crites (KPHO / CBS in Phoenix), Bill Gephardt (KUTV / CBS in Salt Lake City), Paula Ebbers (WBZ / CBS in Boston) and a host of other national television and radio reporters.
Whether you have a 725 or a 525 credit score, this is one book you must have! A companion of The Road to 850 is the video series, The Quest for 850. You can also order this 4-set video at Amazon.
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Most Helpful Customer Reviews
15 of 17 people found the following review helpful:
5.0 out of 5 stars
This book helped raise my score from 620 to 750 in 3 weeks!!!,
By
This review is from: The Road to 850 (Proven Strategies for Increasing Your Credit Score) (Hardcover)
This book is a must for everyone, because EVERYONE needs a raise in their credit score, especially in today's economy.I have been looking to refinance my home with a credit score average of 620 and it wasn't working out so well. I used advice and insight from this book and got my score up to a 750 average in 3 weeks! I really didn't have any money to work with either. Of course, paying off your credit lines is the best way to get your score up, but I was very surprised to learn a few new tricks to do so without even having to pay much off! The credit score system is ridiculous and if you think you know it all, you don't! I love how well this book is organized. It makes rather difficult insights easy to understand and easy to put into action and it really doesn't take much reading to get there. Thanks to the authors and researchers who put this together, no other book or website I could find even compares.
8 of 10 people found the following review helpful:
5.0 out of 5 stars
Best Credit Book ever!,
This review is from: The Road to 850 (Proven Strategies for Increasing Your Credit Score) (Hardcover)
Excellent book. Very well written. I learned more from this book in one evening than I thought I ever could. Al Bingham explains the myteries of credit and credit scores in a way that is easy to undestand. I felt I was pretty savvy when it came to understanding my credit score but little did I know. Highly recommended. The best money I have spent on a book in a long time. A+
2 of 2 people found the following review helpful:
5.0 out of 5 stars
necessity for every person,
By likeafeather "namaste" (NY, USA) - See all my reviews
Amazon Verified Purchase(What's this?)
This review is from: The Road to 850 (Proven Strategies for Increasing Your Credit Score) (Hardcover)
Credit score is a very important part of your life. High credit score opens door to the world. I know someone who's credit score is low and for him all the doors are closed: he cannot buy a car, a house, get a cell phone and even a job. None of the credit agencies would approve him for credit card. This book teaches every detail one have to know about credit score. It helps one to increase credit score if it's low, or maintain high credit score. I thought I knew everything about credit score (my credit score is 818), but reading this book, I realized that I maybe knew 5%. Every page is a knowledge. The author uses very simple and easy to read language. I recommended this book to all my friends and family. Believe me, you would not regret bying this book.
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Inside This Book
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Key Phrases - Statistically Improbable Phrases (SIPs):
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credit report date, auto financing, loan balance ratio, impact our scores, active installment loan, level credit score, see code number, last active date, credit score model, open revolving account, past due column, national credit card company, impact credit scores, national credit card companies, derogatory public record, national revolving accounts, revolving account information, derogatory mark, few bank revolving accounts, hard inquiries, many accounts with balances, high risk lender, auto salesmen, high credit limit, many open accounts Key Phrases - Capitalized Phrases (CAPs): (learn more)
The Road, Strategies Refer, Trans Union, Equifax Too, Fair Isaac, Fair Credit Reporting Act, Capital One, Experian Please, Federal Trade Commission, Account Closed, Equifax Please, Bankruptcy Filed, Experian Too, Explanation Reason, Lute Payments, American Express, Developing Credit, New York City, Strateeies Refer, Experian Amount, Companies Credit Limit Balance Ratio, Common Errors, Rev After, Credit Management, Equifax Amount Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
credit report date, auto financing, loan balance ratio, impact our scores, active installment loan, level credit score, see code number, last active date, credit score model, open revolving account, past due column, national credit card company, impact credit scores, national credit card companies, derogatory public record, national revolving accounts, revolving account information, derogatory mark, few bank revolving accounts, hard inquiries, many accounts with balances, high risk lender, auto salesmen, high credit limit, many open accounts Key Phrases - Capitalized Phrases (CAPs): (learn more)
The Road, Strategies Refer, Trans Union, Equifax Too, Fair Isaac, Fair Credit Reporting Act, Capital One, Experian Please, Federal Trade Commission, Account Closed, Equifax Please, Bankruptcy Filed, Experian Too, Explanation Reason, Lute Payments, American Express, Developing Credit, New York City, Strateeies Refer, Experian Amount, Companies Credit Limit Balance Ratio, Common Errors, Rev After, Credit Management, Equifax Amount Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
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