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Questions and Answers on Life Insurance: The Life Insurance Toolbook
 
 
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Questions and Answers on Life Insurance: The Life Insurance Toolbook [Paperback]

Anthony Steuer (Author)
4.8 out of 5 stars  See all reviews (21 customer reviews)

Price: $24.95 & eligible for FREE Super Saver Shipping on orders over $25. Details
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Book Description

October 16, 2007
During your life, you’re likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isn’t easy, especially when you’re faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basics—and the finer points—of life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

  • Differentiate between types of policies
  • Find and evaluate a policy and company
  • Hire a trusted agent
  • Understand the practice of underwriting
  • Monitor your policy

Steuer’s invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

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Customers buy this book with New Life Insurance Investment Advisor: Achieving Financial Security for You and your Family Through Today's Insurance Products $19.37

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Editorial Reviews

Review

An easy-to-use life-insurance guidebook. Chartered Life Underwriter (CLU) Steuer notes that life insurance is "one of the least exciting topics to think about," and here he offers a painless reference book to that gray world. The format of the book, framed as answers to frequently--and not-so-frequently--asked questions, will help readers make informed decisions about what kind of life insurance to purchase and how to monitor your holdings to avoid any nasty surprises down the road. Read in its entirety, the book provides a deep-immersion course (this exhaustive resource is certainly dense) on all aspects of the subject. But it's also helpful in addressing the quandary of the moment, from something as basic as whether or not to buy term or permanent insurance to the material knowledge that can be gleaned from insurance regulatory information reports. Steuer lays out pros and cons, demonstrates how you can use mathematical calculations to arrive at a plan that best suits you, brings needs-analysis into play and tenders an array of quick facts that help put issues into perspective. Though the sentences are often halting and poorly constructed--"It stems from the old principle that if a villager's house burned down, and then the other villagers would help to rebuild the house"--the information is solid. Steuer's premise is economic commonsense--when laying out tens of thousands of dollars, it's good to know what you're buying--and his guidance is valuable. -- Kirkus Reviews

About the Author

Anthony Steuer is a specially licensed individual life and disability insurance analyst with twenty years of experience in the life insurance field. He has written articles for national trade magazines, edited several investment books, and authored several online continuing education courses.

Product Details

  • Paperback: 483 pages
  • Publisher: iUniverse Star (October 16, 2007)
  • Language: English
  • ISBN-10: 1583484701
  • ISBN-13: 978-1583484708
  • Product Dimensions: 9 x 6.1 x 2 inches
  • Shipping Weight: 1.6 pounds (View shipping rates and policies)
  • Average Customer Review: 4.8 out of 5 stars  See all reviews (21 customer reviews)
  • Amazon Best Sellers Rank: #760,405 in Books (See Top 100 in Books)

More About the Author

Tony Steuer is an author, speaker and life insurance advocate and has been in the life insurance industry for over 20 years. Tony is also a member of the California Department of Insurance Curriculum Board as appointed by the Insurance Commissioner.

Questions and Answers on Life Insurance has been named by Forbes as 1 of 9 great investment books worth reading. Questions and Anwsers on Life Insurance was also the recipient of the 2011 Excellence In Financial Literacy Award (Risk Management) awarded by the Institute for Financial Literacy.

Tony is a frequent speaker and media contact for print, online & radio.

Tony earned his Bachelor of Science in Finance degree from California State University at Chico.

 

Customer Reviews

21 Reviews
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 (16)
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 (5)
3 star:    (0)
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Average Customer Review
4.8 out of 5 stars (21 customer reviews)
 
 
 
 
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Most Helpful Customer Reviews

12 of 14 people found the following review helpful:
5.0 out of 5 stars Life Insurance- Useful for the consumer and practitioner, February 8, 2005
This is quite a useful reference both for the financial services professional and for the layperson with specific questions about life insurance. The question and answer format, user-friendly table of contents and reference tables make it easy to find the answers you are seeking. The writing is clear and easily understood. Life insurance industry jargon is explained in plain English.

The book begins with the basics and moves on to progressively more complex questions. It delves into the minutiae without becoming tedious.

It is comprehensive, covering most anything you might want - or not want- to know about life insurance. Most readers will use the book to answer specific questions, but it is well enough organized to serve as a textbook for those interested in the complex field of life insurance.

Overall, an excellent effort and worth the money.
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9 of 11 people found the following review helpful:
5.0 out of 5 stars Informative Book On Life Insurance, January 26, 2007
I found this book to be very thorough, covering many important topics regarding life insurance. This book is very consumer friendly, as well as informative to a seasoned professional. There does not seem to be very much on the topic of life insurance in the marketplace and it is refreshing to see Mr. Steuer tackle these issues in a consumer friendly manner. I would be more than happy to recommend this book to anyone interested in learning about the life insurance industry. Many books are written on how to accumulate assets/wealth. More books, like this one, should tackle the issues of protecting financial assets.
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4 of 4 people found the following review helpful:
5.0 out of 5 stars A Must-Have For Your Reference Library, February 20, 2007
By 
Joyce Yee (San Bruno, CA) - See all my reviews
Thank You, Mr. Steuer! I can now understand the mysterious world of life insurance and why it's so important to be insured. Q&A on Life Insurance was written just for you and me in language that is simple and easy to understand. The best part, it's a non-biased reference without the sales pitch.

I appreciate the easy to find answers. I don't have to dig through pages of information to find what I need. Readers will also appreciate that Mr. Steuer has taken the time to de-code and decipher traditional life insurance lingo. His book is filled with many useful definitions. I had several "ah-ha" moments myself.

A definite MUST-HAVE for your private reference collection.
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Inside This Book (learn more)
Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
cash value accumulation test, life settlements, state insurance department, contingent beneficiary, total general expenses, security circle, rating outlook, annual percentage rate, rating watch, important explanatory notes, replacing insurer, weighted interest rate, value accumulation test, life insurance advisor, surrender cost index, initial face amount, net cash surrender value, premium payor, income tax position, terminal dividend, net surrender value, policyholder obligations, entire death benefit, state guaranty associations, contestable period
Key Phrases - Capitalized Phrases (CAPs): (learn more)
Internal Revenue Code Section, Social Security, National Association of Insurance Commissioners, Code of Professional Responsibility, Type of Coverage, Total Income, Average Future Lifetime, Probus Publishing Company, Net Earnings, Male Issue Age, Accumulated Value Balance Projected, Issue Date, Insurer Financial Strength Ratings, Current Account Value Balance, Premiums Payable, United States, Basic Illustration, The Insurance Forum, Professor Belth, Primary Beneficiary, Net Income, Internal Revenue Service, Society of Financial Service Professionals, Policy Number, Executive Committee
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Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
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