Questions and Answers on Life Insurance: The Life Insurance Toolbook (Paperback)

~ Anthony Steuer (Author)
Key Phrases: cash value accumulation test, life settlements, state insurance department, Internal Revenue Code Section, Social Security, National Association of Insurance Commissioners (more...)

Editorial Reviews

Review

An easy-to-use life-insurance guidebook. Chartered Life Underwriter (CLU) Steuer notes that life insurance is "one of the least exciting topics to think about," and here he offers a painless reference book to that gray world. The format of the book, framed as answers to frequently--and not-so-frequently--asked questions, will help readers make informed decisions about what kind of life insurance to purchase and how to monitor your holdings to avoid any nasty surprises down the road. Read in its entirety, the book provides a deep-immersion course (this exhaustive resource is certainly dense) on all aspects of the subject. But it's also helpful in addressing the quandary of the moment, from something as basic as whether or not to buy term or permanent insurance to the material knowledge that can be gleaned from insurance regulatory information reports. Steuer lays out pros and cons, demonstrates how you can use mathematical calculations to arrive at a plan that best suits you, brings needs-analysis into play and tenders an array of quick facts that help put issues into perspective. Though the sentences are often halting and poorly constructed--"It stems from the old principle that if a villager's house burned down, and then the other villagers would help to rebuild the house"--the information is solid. Steuer's premise is economic commonsense--when laying out tens of thousands of dollars, it's good to know what you're buying--and his guidance is valuable. -- Kirkus Reviews

Product Description

During your life, you’re likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isn’t easy, especially when you’re faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basics—and the finer points—of life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

• Differentiate between types of policies
• Find and evaluate a policy and company
• Hire a trusted agent
• Understand the practice of underwriting
• Monitor your policy

Steuer’s invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

See all Editorial Reviews

Product Details

• Paperback: 483 pages
• Publisher: iUniverse Star (October 16, 2007)
• Language: English
• ISBN-10: 1583484701
• ISBN-13: 978-1583484708
• Product Dimensions: 9 x 6.1 x 2 inches
• Shipping Weight: 1.6 pounds (View shipping rates and policies)
• Average Customer Review: 4.9 out of 5 stars  See all reviews (15 customer reviews)
• Amazon.com Sales Rank: #67,367 in Books (See Bestsellers in Books)

  Popular in these categories: (What's this?)

  #2 in	Books > Business & Investing > Industries & Professions > Insurance > Life
  #72 in	Books > Reference > Consumer Guides

Customer Reviews

Most Helpful Customer Reviews

8 of 9 people found the following review helpful:

5.0 out of 5 stars A comprehensive description of life insurance , December 28, 2004

By	Helen Bohl (San Francisco, CA USA) - See all my reviews

This review is from: Questions and Answers on Life Insurance: The Life Insurance Toolbox (Paperback)

"Questions and Answers on Life Insurance" is an excellent resource for anyone who is buying or has bought either "whole" or term life insurance. It is also a good reference for life insurance salespersons, financial planners, or those just interested in learning more about life insurance. The book answers questions regarding what type of policy is appropriate, how to deal with an insurance salesperson, what to expect in the underwriting process, and what steps one should take after buying life insurance. The book also contains many useful web site references and some sage advice relevant to life insurance and general financial planning. The question and answer format quickly directs the reader to a specific area of interest. The index and glossary are particularly complete. Mr. Steuer should be complemented on his thorough and interesting book.

Overall, if you have the slightest desire to know more about life insurance, I highly recommend this book

7 of 8 people found the following review helpful:

5.0 out of 5 stars Life Insurance- Useful for the consumer and practitioner, February 8, 2005

By	Barry Vokes (Texas) - See all my reviews

This review is from: Questions and Answers on Life Insurance: The Life Insurance Toolbox (Paperback)

This is quite a useful reference both for the financial services professional and for the layperson with specific questions about life insurance. The question and answer format, user-friendly table of contents and reference tables make it easy to find the answers you are seeking. The writing is clear and easily understood. Life insurance industry jargon is explained in plain English.

The book begins with the basics and moves on to progressively more complex questions. It delves into the minutiae without becoming tedious.

It is comprehensive, covering most anything you might want - or not want- to know about life insurance. Most readers will use the book to answer specific questions, but it is well enough organized to serve as a textbook for those interested in the complex field of life insurance.

Overall, an excellent effort and worth the money.

4 of 4 people found the following review helpful:

5.0 out of 5 stars Informative Book On Life Insurance, January 26, 2007

By	Jacob D. Zollett (Chicago, IL) - See all my reviews (REAL NAME)

This review is from: Questions and Answers on Life Insurance: The Life Insurance Toolbox (Paperback)

I found this book to be very thorough, covering many important topics regarding life insurance. This book is very consumer friendly, as well as informative to a seasoned professional. There does not seem to be very much on the topic of life insurance in the marketplace and it is refreshing to see Mr. Steuer tackle these issues in a consumer friendly manner. I would be more than happy to recommend this book to anyone interested in learning about the life insurance industry. Many books are written on how to accumulate assets/wealth. More books, like this one, should tackle the issues of protecting financial assets.