The Quick Guide to Small Business Budgeting 2nd Edition [Paperback]

Julie Mucha-Aydlott (Author)

Book Description

Publication Date: July 16, 2007

Not just another budgeting book! The Quick Guide to Small Business Budgeting 2nd Edition is a easy to follow detailed instruction guide that shows you how to set up a personal budget, business budget, monthly and weekly cash flow projection, work in progress report, and a personal financial statement in easy to follow templates already created with your computer software! Whether you are a small business owner, entrepreneur, office manager, bookkeeper or individual looking for franchise opportunities, this book is a must have for business success! The Quick Guide to Small Business Budgeting 2nd Edition is giving you the resources of a training seminar or classroom in the convenience of a ready to use manual at a reasonable cost! It is like having your own personal consultant at your side training you on your small business budgeting and cash flow projections. t is compatible with Microsoft Excel® and Microsoft Works®. This book was written with the ultimate goal of not becoming outdated. Each new edition of Microsoft Office will be able to automatically update the spreadsheets for you when you open the file on your computer. This incredible book includes a CD with all of the spreadsheets for your business as well as the Authors favorite character Joe Standard! The 2nd edition outdoes the 1st with so much more information including common mistakes, creating work in progress reports, estimating your personal and business taxes plus new spreadsheets! Finally, create a personal financial statement for your bank or accountant by the click of a few buttons. No more filling the paperwork out by hand and updating it every time you need something from a bank! This book is a must have life saver for the small business!

Editorial Reviews

Review

Entrepreneur Magazine How do you introduce budgeting to new entrepreneurs? Julie Aydlott says New entrepreneurs tend to drop the ball because they focus on their business rather than its accounting. In the first chapter of The Quick Guide to Small Business Budgeting, I discuss personal budgeting. The example character asks, What do I have, and what will it take to make sure I don't miss my mortgage payment as I put all my money into my business? --Entrepreneur Magazine

Making wise financial decisions can mean the difference between steady, long-term growth and quick, flash-in-the-pan failure. The biggest mistake that small business owners make is failing to understand their financial priorities, says Julie Aydlott, owner of San Diego Business Accounting Solutions, and author of The Quick Guide to Small Business Budgeting. --Mastercard Business Essentials

Meet Julie Mucha Aydlott, author of an excellent, easy to read book called The Quick Guide to Small Business Budgeting. The book is a must-have for anyone who owns a small business. The ease of the Quick Guide allows the user to set up a budget quickly and easily. The Lakeside author also prides herself on using real world examples, so you will not find boring or tedious advice about the minutia of accounting in her book. In her book which is written for the layperson who does not need to have much accounting knowledge, Aydlott explains in a simple, conversational style the importance of budgets, cash flow statements and estimating expenses. She focuses on educating her readers via interesting, candid and true examples of accounting mismanagement that many businesses are guilty of. --The Californian by Padma Nagappan

About the Author

Julie A. Mucha Aydlott is Certified Fraud Examiner, and the owner of San Diego Business Accounting Solutions, a Non CPA Firm that specializes in small business accounting and fraud investigations. She has Over 18 years of experience in Accounting and Bookkeeping.

Product Details

• Paperback: 205 pages
• Publisher: San Diego Business Accounting Solutions; 2nd edition (July 16, 2007)
• Language: English
• ISBN-10: 0974609382
• ISBN-13: 978-0974609386
• Product Dimensions: 9.8 x 7.9 x 0.6 inches
• Shipping Weight: 1.2 pounds
• Average Customer Review: 3.7 out of 5 stars  See all reviews (3 customer reviews)
• Amazon Best Sellers Rank: #2,188,148 in Books (See Top 100 in Books)

More About the Author

Julie Aydlott CFE, started her career in bookkeeping and accounting in 1989. In 1994 she opened her own accounting service and has been in business for over 17 years. In 2002 she became a member of the Association of Certified Fraud Examiners and became a Certified Fraud Examiner in January 2007. She is the owner of Business Fraud Prevention, LLC focusing her services on financial investigations including contract fraud, bankruptcy, payroll taxes, insurance investigations, employee embezzlement and internal control audits. Her main focus in financial crimes is to protect the small business owner from asset misappropriation. Aydlott has built a reputation for trust and integrity with an eye for detail and perfection that gave Aydlott the analytical ability to uncover financial wrong-doing.

During the past ten years, Aydlott has written several books on accounting, bookkeeping and internal controls to help entrepreneurs and small business owners find success with their own business. With the most recent editions added to her list of publications, Vitalics is an internal control system written specifically for small business owners and bookkeepers to help them set up their controls in an affordable yet effective fashion, and most recently her latest book, How to open your own in-home bookkeeping service 3rd edition to be released mid December 2011.

Customer Reviews

Most Helpful Customer Reviews

4 of 4 people found the following review helpful:

5.0 out of 5 stars "The Quick Guide To Small Business Budgeting" will prove as invaluable as it is practical., October 6, 2007

By 

Midwest Book Review (Oregon, WI USA) - See all my reviews

This review is from: The Quick Guide to Small Business Budgeting 2nd Edition (Paperback)

Most small business founder because they lack sufficient management skills with respect to their cash flows and problems of keeping track of their finances. Now in a fully updated and expanded second edition that is with Excel Spreadsheets, "The Quick Guide To Small Business Budgeting" by Julie Mucha-Aydlott is a complete, comprehensive, and thoroughly 'user friendly' "how-to manual providing step-by-step, do-it-yourself instructions for creating a personal budget, creating a business budget, creating business cash flow projections, creating personal finance statements, and estimating income taxes. "The Quick Guide To Small Business Budgeting" uses real-world examples that will enable those with no previous financial accounting experience or skills to successful identify, calculate, and track cash flows and expenditures associated with virtually any kind of commercial enterprise. Of special value are the templates in an accompanying CD that provide Microsoft Excel forms that include: Personal Budget; Business Budget; Cash Flow Forecast; Work in Progress; Weekly Cash Flow Forecast; and Personal Financial Statement. Especially recommended for small business owners who don't have the capital to hire professional accounting services, "The Quick Guide To Small Business Budgeting" will prove as invaluable as it is practical.

5.0 out of 5 stars Easy to follow business budgeting for the Standard Joe., December 3, 2009

By 

Julie A. Mucha-aydlott (San Diego, CA) - See all my reviews
(REAL NAME)   

This review is from: The Quick Guide to Small Business Budgeting 2nd Edition (Paperback)

While I can appreciate a readers opinion in reviewing my book on small business budgeting, in the defense of the small business owner with the "lemon-aide stand" they needed and asked for detailed down to earth descriptions. Some computers have two CD drives, some small business clients DON'T have enough computer experience to run their own system let alone create customized excel spreadsheets with the correct formulas. They also don't have the budget to hire a professional bookkeeper or accountant to do it for them. They need a simple detailed explanation, which is what I provided to them. Most small business owners still believe that a "DRAW" is a paycheck and is deductible, which it is not! They don't understand the complexity of the tax laws and yes they think that the balance on the ATM receipt is how much money they have to spend.

If you are beyond that and more experienced, you are a very large step ahead of a small business owner who's primary focus is their product or service. As far as the price, the book is competitively priced as it comes with a CD and yes, those Excel spreadsheets.

I won't change my style, and I will continue to provide a more down to earth approach to the small business owner with Joe Standard. You can search inside the book to see if you are more advanced in your budgeting and accounting skills to determine if this book is too simple for you, which is a small percentage.

I have been in business since 1994, and have provided accounting and tax services to just about every industry. I find it incredibly "quick" to tell someone to give up as the readers opinion stated that the person should just quit and find a job if he wants to buy a DVD with all the bells and whistles. That defeats the entire purpose of being successful with your own business. Teaching someone to live within their means while they are building a business is more realistic advice than telling them to quit and get a real job.

0 of 1 people found the following review helpful:

1.0 out of 5 stars Mis-titled and WAY overpriced, November 30, 2009

By 

T. Sheehan (NH) - See all my reviews
(REAL NAME)   

Amazon Verified Purchase

This review is from: The Quick Guide to Small Business Budgeting 2nd Edition (Paperback)

The title suggests it is a book about small business budgeting, but it is a wordy and meandering yarn about Joe Standard's need to understand his business and personal finances.

Quote: "Joe's circumstances told him to cut back on some areas of his budget because gas prices went through the roof and the minivan broke down and needed work." I did not buy a book called "Small Business Budgeting" to worry about Joe's minivan.

Quote: "The little angel should be arguing with the little devil on your shoulder, telling you that your budget is cutting it close so buying that new DVD player that has all the extra fancy bells and whistles really isn't the best idea." Maybe the little angel should tell you to get a job working for someone else and buy the DVD player.

In Chapter Four it annihilates the mystery of why the ATM does not give you a balance that matches your checkbook and offers a feeble warning against kiting checks.

This book is 200 pages, double spaced with tons of figures. If you single spaced it, put it on 8 ½" x 11" paper, took out the unnecessary figures and edited out the verbosity, it would be 30 pages long. You are basically buying someone's fluffed-up term paper for a lot of money.

Excel spreadsheets? Quote: "Now you will need to pull out the CD that came with this book. Insert your CD into the correct CD drive on your computer. Just as for the budgeting steps, open the file..." If you need this much guidance to get the CD into your computer, the spreadsheets will seem like magic to you.

In her defense, the author deliberately uses a casual, conversational style trying to make the topic more palatable. For me, she went too far in that direction. The writing style and content make Dick and Jane look like a doctoral thesis.

If you are considering opening a lemonade stand at the end of your driveway and still struggle with the mystery of the un-posted check, this may be the book for you. If you need help understanding your finances from someone who can make the subject entertaining and engaging, buy anything written by Dave Ramsey.
The Total Money Makeover: A Proven Plan for Financial Fitness