Bob Hammond's Repair Your Own Credit reveals the unethical and illegal secrets of the credit repair industry from an insider's point of view and explains how a person can restore his or her own credit. The author teaches readers how to avoid debt and encourages them to seize the opportunity to improve their own credit without using a credit repair company.
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Most Helpful Customer Reviews
36 of 36 people found the following review helpful:
2.0 out of 5 stars
Disappointing! I have seen better.,
By ANTONIO FERRO (WESTCHESTER, N.Y.) - See all my reviews
This review is from: Repair Your Own Credit (Paperback)
As a person who knows the credit repair industry traits & practices, I am sorry to inform you this book falls short of helping any reader wanting to repair their own credit. I usally like to read 2 books a year on credit repair. I do this so I can check out the advice and knowledge of others in the credit industry. If you're looking for a book to assist you in repairing your credit,LOOK ELSEWHERE! This book gives the reader very basic information, this is information the reader probably already knows or that could be obtained from the federal trades commission or any of the 3 credit reporting agencies for FREE. I really got a good laugh when I saw chapter 5 "The Importance of Good Credit". I said to myself, "Why waste a chapter on this subject?" Anyone buying this book, or for that matter any book on the subject credit repair, is well aware of the importance of good credit! Let's move to chapter 7 titled "Repairing Your Credit Step-by-Step". This chapter only has 12 pages.The first 7 pages are how to repair your credit and the next 5 pages are sample dispute letters. I'm sorry but this chapter should be the meat and potatoes of the book not "THE STRING BEAN". Another disappointment was chapter 9 titled "Lending Scams". This chapter has 11 pages on this subject: "WHO CARES"! This book is suppose to be about "CREDIT REPAIR". I think this book had good intentions, but just couldn't put it together. It had alot of usless information scattered throughout the book. I feel anyone looking to repair their credit will not gain the knowledge or confidence to complete their goals with this book. The only positive thing about this book is that it is easy to read. My advice to anyone looking to repair their credit is LOOK ELSEWHERE! I would just like to add, I just completed reading a book by BILL KELLY,JR."THE COMPLETE GUIDE TO CREDIT REPAIR". Now this was a great book! I will be writing a review on this great book soon. STAY TUNED!
26 of 27 people found the following review helpful:
4.0 out of 5 stars
Easy to read, eye opening for the uninitiated, not a how to.,
By A Customer
Amazon Verified Purchase(What's this?)
This review is from: Repair Your Own Credit (Paperback)
This book is very good for people that do not work in the fields of credit/accounting/banking, etc. Much of what it had to say I already knew, but I guess I can therefore say I agree with it. It tells you why YOU should repair your own credit and not pay someone else to do it. It tells you WHY you should do it. It gives a good bibliography.... but it does NOT tell you HOW to do it. That's really what I was looking for. I liked it well enough to buy his other book, Life After Debt, which is advertised as a how-to. I'll get back to you.
3 of 3 people found the following review helpful:
5.0 out of 5 stars
An easy to read and effective guide to repairing your credit,
By A Customer
This review is from: Repair Your Own Credit (Paperback)
Mr. Hammond's guide has helped me remove several bad entries in my credit reports. I have advised a few of my friends of his techniques, and they too have had success in removing negative entries in their credit reports. I never realized how easily my credit could be ruined, or repaired. I highly recommend this book!
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