This book explains reverse mortgages - "the most popular cash-raising tool for senior homeowners" (The Washington Post). It shows how these new financial products work, how to compare them, where to find them, what to ask, and what look out for. It also provides a variety of information sources for reverse mortgage shoppers, including related alternatives. This book is for homeowners who are retired or planning to retire. Also of interest to attorneys, financial planners, and adult children of aging parents.
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"Scrupulously independent . . . the first step for smart consumers" -- Kenneth R. Harney, The Washington Post, 5/24/98
From the Publisher
This book answers the key questions in easy-to-understand language. Some of the questions: What's a reverse mortgage? How's it different? Who can get one? How much cash can you get? How's it paid to you? How much total cash? What happens to your debt? That why it's called "reverse"? When do you pay it back? What do you owe? What's the most you can owe? How do you pay it? What's left? What's the out-of-pocket cost? What are the other costs? What's the total cost? How does the total cost vary? What's that mean? What about taxes?
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32 of 37 people found the following review helpful:
5.0 out of 5 stars
Excellent! Great intro to reverse mortgages.,
By A Customer
This review is from: Reverse Mortgages for Beginners: A Consumer Guide to Every Homeowner's Retirement Nest Egg (Paperback)
Reverse mortgages allow senior citizens to continue living in their home, while generating a significant amount of cash for living expenses. Author Ken Scholen has put his considerable expertise on reverse mortgages into this basic guide. Whether you're thinking about a reverse mortgage for yourself or for a parent, learn about your options from this objective source, before you hear a banker's sales pitch.
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