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How to Be Richer, Smarter, and Better-Looking Than Your Parents [Kindle Edition]

Zac Bissonnette
4.5 out of 5 stars  See all reviews (68 customer reviews)

Print List Price: $17.00
Kindle Price: $11.84
You Save: $5.16 (30%)
Sold by: Penguin Group (USA) LLC

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Kindle Edition $11.84  
Library Binding $12.04  
Paperback $14.55  
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Book Description

Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous—leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it’s no wonder so many twenty-somethings are struggling.

Twenty-three-year-old Zac Bissonnette—the author of Debt-Free U—knows exactly what you’re going through. He demystifies the many traps young people fall victim to in their post-college years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life. In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam.

With detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come.

Editorial Reviews Review

“Are you there, Zac? It’s me, Chelsea. I loved your book. Plus, I’m only half-Jew so your financial wisdom really balanced out my Mormon side.” --Chelsea Handler

“Our four daughters learned ‘Waste not, want not’ before they knew their ABCs, but Zac Bissonnette says it better and more credibly than a mere father could. His enjoyable romp through the basics of debt-free personal finance will be in their next Christmas stockings.” --Mitch Daniels, governor of Indiana

“Zac Bissonnette puts the ‘smart’ in smart-aleck with his irreverent, hilarious, and eminently sensible financial advice. This may be the one personal finance book that actually delivers on its title. Parents, give it to your kids. Kids, leave a copy on the kitchen table--maybe your parents will pick it up and learn something.” --Daniel Pink, author of Drive and A Whole New Mind

Product Details

  • File Size: 431 KB
  • Print Length: 256 pages
  • Publisher: Portfolio; 1 edition (April 24, 2012)
  • Sold by: Penguin Group (USA) LLC
  • Language: English
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Not Enabled
  • Amazon Best Sellers Rank: #452,630 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Most Helpful Customer Reviews
37 of 41 people found the following review helpful
Length: 1:54 Mins
This is a book for young people and answers the simple question:
What should young people do with their money in order to have the best possible life today AND for the rest of their life?

Zac Bissonnette gives great tips on:

How to select the best bank
How TV will make you fat and poor (with all the studies to prove it)
How starting to save now in a simple, boring, Index fund will make you richer than your parents.
And what finance book wouldn't be complete without 8 pages talking about Credit?

The subject matter in this book is well researched and insanely in-depth.

The information he gives about student loan debt is spelled out in a way that anyone can understand and Zac even gives real-life examples of how student loans could KEEP YOU FROM pursuing the very career you spent 4 years and $50,000 to get!

If you take one thing from this book and apply it to your life I can promise you that it will save you 5.7 times the amount of money you spent to buy a copy. OK, so that was made up. But learning about how money really works and making the right choices about saving, spending, investing, and avoiding the traps of debt WILL save you TONS of money over your lifetime.
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15 of 18 people found the following review helpful
5.0 out of 5 stars He does it once again.... April 30, 2012
Format:Paperback|Verified Purchase
As someone who bought 15 of the Zac Bissonnette's Debt Free U books, I am biased. I bought the books for my graduating high school seniors to check out and it has paid huge dividends with the choices they made in going to college. Completely changed the way the looked at college and how to go about paying for it. The economic truth hit them hard and now they are much better off for it.

His new book, How to be Richer, Smarter and better looking than your Parents, again tells the truth to the next generation regarding investing, saving, buying a car, job interviews and wide range of subjects that college graduates want to know about.

I deal with 18 year olds everyday and I am shocked at the lack of financial literacy that is being taught by parents. Why? Because their parents have no FREAKIN idea what they are doing. They bought into the myths in our society that have been sponsored by Bank of America, Visa, Citi Group, Sallie Mae, etc..... Wake up America, the entities we thought were trying to "help" are actually robbing us blind.

Its about time that we get people like Zac to stand up and scream about this insanity. His sometimes, "unconventional adivce breaks the mold of our normal society.

As I said with Debt Free U, this should be required reading for college students. I've already bought a book for my niece and will again buy another 15 books to send to my former students in college.

Highly recommend this to twenty somethings and their parents.
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6 of 6 people found the following review helpful
5.0 out of 5 stars Common sense financial advice beneath the snark May 27, 2013
Format:Kindle Edition
I got this book for both myself and my soon-to-graduate college student. Because my kids have been watching me read The Complete Tightwad Gazette since before they could speak, most of the advice isn't new to either of us, but it's refreshing to hear it repeated in a slicker 21st century package.

Bissonnette's basic advice is don't spend money on anything you don't need to, and if you do have to spend money on something, do so wisely. That means paying in cash whenever you can, and paying with an eye toward permanent security. He becomes close to apoplectic at the thought of leasing a new car, and don't get him started on the people he knows who lease a new *luxury* car. Buy a used car, many of which can be found for $1000 to $1500, in cash. And to those who protest that they can't afford $1000 in cash, Bissonnette would answer that you really then can't afford a lease on a more expensive vehicle either.

As for housing, Bissonnette is an advocate of buying a home as opposed to being a permanent renter. I agree- unless you live in an area with an extremely low cost of living, it's difficult to accumulate wealth if you're paying rent to someone else as opposed to investing in a home. However, he is cognizant of the housing bubble which artificially inflated a lot of people's wealth a decade ago. Many of those tragedies could have been avoided if people had followed well-known rules about purchasing a home, including keeping the mortgage to 28% or less of your monthly income... and in general not believing a picture that's too good to be true.
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8 of 10 people found the following review helpful
5.0 out of 5 stars Fun to read, and great advice too! April 30, 2012
Format:Paperback|Verified Purchase
Zac Bissonnette has another winner on his hands with How to Be Richer, Smarter, and Better Looking Than Your Parents. His self-deprecating humor is on display in one of the most useful personal finance books you will ever read. Whether you are young or old, in debt or financially solvent, you can learn how to get your financial house in (even better) order with this quick, interesting read.

The book starts by reminding readers what financial freedom is. It is not the fantasy of being rich and living a life of leisure. It is being able to live life the way you choose: being able to take a lesser paying job because it's what you love to do, being able to start a family because your debts aren't eating up all of your paycheck, and simply having more choices in your daily life.

Bissonnette lays the foundation by discussing research which shows that the more materialistic they are, the less happy they ultimately are with life. Having nice things won't make you happy, especially if you're going into debt to get them or you're sacrificing meaningful belongings (like a modest house, for example) in favor of expensive labels on consumer goods.

The meat of this book is in Bissonnette's ability to debunk many myths surrounding personal finance issues, and succinctly explaining how you can make better financial choices. He starts with the financial services industry, pointing out how these people are there to help themselves, not you. Readers are educated on how to use financial services (credit cards, insurance, loans) in ways that will help keep them available and protect your financial well-being, without overpaying.
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Most Recent Customer Reviews
5.0 out of 5 stars Five Stars
Awesome book. Filled with really good financial advice. Funny and easy to read.
Published 13 days ago by Tina Williams
5.0 out of 5 stars great book. gets one thinking about spending money in ...
great book. gets one thinking about spending money in a wise way.
Published 2 months ago by mother of one.
4.0 out of 5 stars Vroooom
Decent sensible advice. Don't go into debt. Cash is king. Live and drive what you can afford, not to impress. Read more
Published 2 months ago by SuzyQ
3.0 out of 5 stars Three Stars
okay book
Published 2 months ago by Muriel Renner-Lewis
5.0 out of 5 stars This is a very great book not only did I learn to be smart ...
This is a very great book not only did I learn to be smart with my money I have also learned the secrets to being a lot better looking than my parents are when I get to my 40s.
Published 5 months ago by Devynne Flowers
3.0 out of 5 stars Mostly Good Advice
I bought this book after flipping through it and getting a laugh from the tone of his writing. It was a fairly enjoyable read, and I agree with about 80% of the advice he gave. Read more
Published 7 months ago by Jonathan
5.0 out of 5 stars offers great, easy-to-follow financial advice
This guy is hilarious, offers great, easy-to-follow financial advice, and is a Red Sox fan! What more could you want?
Published 7 months ago by Zachary Robert Olsen
5.0 out of 5 stars Five Stars
Funy and right on the point. Do what he says and you will have money to spare.
Published 8 months ago by RB King
2.0 out of 5 stars Bought book for gift
It was very used - yellow and dingy. It also felt dirty on the cover, I don't even want to pick up and read it cause the cover feels gross. Read more
Published 10 months ago by Christine schneider
5.0 out of 5 stars great product
I would recommend this particular product as it its a perfect product aswell as a good price for the product.
Published 10 months ago by Nicole Nauss
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More About the Author

Zac Bissonnette's first book, Debt-Free U, was called "the best and most troubling book ever about the college admissions process" by the Washington Post.

It has been featured by The BBC, The New York Times, The Huffington Post, Bloomberg, Christian Science Monitor, USA Today, The Suze Orman Show, The Boston Globe, ABC News, and many others.

His second book "How to Be Richer, Smarter, and Better-Looking Than Your Parents" was a New York Times Bestseller. He was also the editor of the Warman's Guide to Antiques & Collectibles and he is a contributing editor with Antique Trader.

He has written for various media outlets including GLAMOUR, The Wall Street Journal, The New York Times Online, The Boston Globe, and The Daily Beast.


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