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Road to 850 : Proven Strategies for Increasing Your Credit Score Hardcover – Color, 2007


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Product Details

  • Hardcover: 210 pages
  • Publisher: CP Publishing; 1ST edition (2007)
  • Language: English
  • ISBN-10: 0979369509
  • ISBN-13: 978-0979369506
  • Product Dimensions: 8.9 x 5.8 x 0.5 inches
  • Shipping Weight: 13.6 ounces
  • Average Customer Review: 4.1 out of 5 stars  See all reviews (16 customer reviews)
  • Amazon Best Sellers Rank: #372,279 in Books (See Top 100 in Books)

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Customer Reviews

This book is not about credit repair!!!!!
jpatrick
This book puts everything you need to know in one place.
J. Goldberg
The author uses very simple and easy to read language.
likeafeather

Most Helpful Customer Reviews

17 of 20 people found the following review helpful By Jason House on February 6, 2008
Format: Hardcover
This book is a must for everyone, because EVERYONE needs a raise in their credit score, especially in today's economy.

I have been looking to refinance my home with a credit score average of 620 and it wasn't working out so well. I used advice and insight from this book and got my score up to a 750 average in 3 weeks! I really didn't have any money to work with either. Of course, paying off your credit lines is the best way to get your score up, but I was very surprised to learn a few new tricks to do so without even having to pay much off! The credit score system is ridiculous and if you think you know it all, you don't!

I love how well this book is organized. It makes rather difficult insights easy to understand and easy to put into action and it really doesn't take much reading to get there.

Thanks to the authors and researchers who put this together, no other book or website I could find even compares.
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8 of 9 people found the following review helpful By Johanes Climacus on April 8, 2010
Format: Hardcover Verified Purchase
This book contains some good information readily available online packed between a lot of fluff. It makes statements like "Too many accounts can lower your score" and "Too few accounts can lower your score" without ever saying how many is too many or too few. This pattern is repeated in nearly every section. There may be some gems of wisdom hidden in there for people with specific credit problems, but I found it largely useless.
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9 of 11 people found the following review helpful By S. Woolley on September 19, 2007
Format: Hardcover
Excellent book. Very well written. I learned more from this book in one evening than I thought I ever could. Al Bingham explains the myteries of credit and credit scores in a way that is easy to undestand. I felt I was pretty savvy when it came to understanding my credit score but little did I know. Highly recommended. The best money I have spent on a book in a long time. A+
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4 of 5 people found the following review helpful By N. Thomas on August 21, 2009
Format: Hardcover Verified Purchase
I believe this is a good book for individuals who know nothing about credit. It really didn't tell me much that I didn't already know.

It is well-written and the writer is trustworthy and knows his stuff. I would recommend it for anyone who wants to and needs to learn about credit and how to increase scores.

Quite frankly I believe it is sad that we all HAVE to have credit in order to get anything in this country anymore. I paid off and closed my credit cards and was quite proud of myself. That was the way we kept our credit good in my day, but in this day and age you have to be in debt to establish credit even to rent an apartment or buy a car. It's ironic. Whatever happened to having the money and being able to afford what you wanted to buy? When I was coming up some people were even told to close credit cards before they were approved for mortgages b/c of the potential to go into debt and thus not be able to manage the mortgage payment. Now it is the total opposite.

I still believe in cold hard cash. I always thought being liquid was the best way to go, but this book proves me wrong. My have times changed (for the worse).

I only gave the book four stars because I waited weeks before it finally showed up in my mailbox, but other than that the book itself is very good and has good information about credit and what to watch out for.
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4 of 5 people found the following review helpful By Thomas M. Green on March 7, 2010
Format: Hardcover Verified Purchase
I am still struggling to get through this. It is more redundant than anything I have read since I used a professor's own text book in a class she taught. The author writes as though the reader is too stupid to understand anything that isn't said several times in suceeding chapters.
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4 of 6 people found the following review helpful By David Corbridge on November 2, 2007
Format: Hardcover
Al Bingham does a great job of unraveling the mystery of credet scores. Not only is the information great, but the presentation is also excellent. Its easy to read. No need for a college degree to interpret what is said. If you want to know what factors are used to create credit scores and how you can improve your score, this is the book for you.
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By Rose on the Moon on March 23, 2014
Format: Hardcover Verified Purchase
I already practiced most of the ideas in this book so it wasn't much of a help to me. Might be helpful to others still in debt.
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By Joseph Berman on February 9, 2014
Format: Hardcover Verified Purchase
This guy knows his stuff, that's for sure, and it was an excellent guide to help keep someone on track who is recovering financially and on the rebound with their credit! Great reading, so have your credit reports handy and dive in!
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