First Sentence:
To understand the Roth individual retirement account (IRA) adequately, it is important that you first understand traditional IRAs so that you can ascertain the type of IRA best for you.
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Key Phrases - Statistically Improbable Phrases (SIPs):
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joint life expectancy method, year excess contributions, applicable divisor, outstanding rollovers, conversion advantage, minimum distribution incidental benefit, applicable life expectancy, eligible rollover distribution, survivor expectancy, lower income spouse, eligible retirement plan, nondeductible contributions, adjusted gross income limitation, salary reduction arrangement, foreign housing exclusion, deduction phaseout, premature distributions, salary reduction contributions, next highest multiple, foreign earned income exclusion, required beginning date, recalculation method, nonelective contributions, taxable social security benefits, mandatory distributions
Key Phrases - Capitalized Phrases (CAPs):
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Additional Considerations, Year Gross, Year Divisor, Year Ordinary
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