The SBA Loan Book [Paperback]

Charles H. Green (Author)

Book Description

Publication Date: December 1999

How to Get A Small Business Loan, Even With Poor Credit, Weak Collateral, and No Experience!

The SBA Loan Book answers the most important questions for you, the borrower:
* How to increase your odds of getting a loan
* How to land a loan even with no experience, weak collateral and poor credit
* What your options are for SBA-guaranteed loans
* How to fill out a loan application
* How to present yourself to lenders
* How you can close your loan fast
* Learn the five C's of lending-Capacity, Capital, Collateral, Credit, and Character

You will learn how to appeal to a lender's denial, and even how to approach a loan request if you have been in bankruptcy.

Editorial Reviews

Review

"The SBA Loan Book is by far the answer to every business borrower's dream. Every small business borrower needs this outstanding and comprehensive tool on the commercial loan process. It is truly the most inclusive text ever written on the subject." -- Gina Marie Mangiamele, Certified Business Advisor and Acting Director of the Syracuse, NY area Small Business Development Center

"The SBA Loan Book is clearly the definitive work on the subject...unequivocally useful for both lender and borrower." -- Carlos R. Suarez, Former Regional Administrator, Region Eight U.S. Small Business Administration

"I highly recommend it. This book offers entrepreneurs the secrets to obtain SBA financing. Finally, there is a banker willing to tell us how." -- Wilson L. Harrell, SUCCESS! Magazine

About the Author

Charles H. Green is a Vice President with U.S. Bancorp, the leading SBA lending bank in the nation. He has been involved with over 200 million in SBA loans. He has represented the small business sector and the banking industry with information and opinions through interviews with CNN, CNBC, Bloomberg Business News, the Business News Radio Network, Associated Press, United Press International, Reuters News Service, Business Week magazine, AOL, and Atlanta Business Chronicle.

Product Details

• Paperback: 218 pages
• Publisher: Adams Media Corporation; 1st edition (December 1999)
• Language: English
• ISBN-10: 158062202X
• ISBN-13: 978-1580622028
• Product Dimensions: 8.9 x 8.1 x 0.5 inches
• Shipping Weight: 14.4 ounces
• Average Customer Review: 5.0 out of 5 stars  See all reviews (5 customer reviews)
• Amazon Best Sellers Rank: #1,560,092 in Books (See Top 100 in Books)

More About the Author

Charles Green began working in his parent's small business at age 8 and attended many "board meetings" around the dinner table. Today he is a recognized small business authority with over 30 years of advising, financing and investing in entrepreneurs. He consults with business owners and bankers, writes about financial topics and teaches finance to bankers and business owners through seminars and conferences.

His experience as a commercial banker, venture capitalist and advisor yielded clients in more than 30 countries. He founded and served as President/CEO of Sunrise Bank of Atlanta. Charles has served as corporate director for several businesses in the U.S., Mexico and Europe including a NASDAQ-listed company, and presently serves as Chair of the Governing Board of Atlanta Medical Center, a $250 million for-profit hospital owned by Tenet Healthcare Systems.

Charles authored several books and articles about business financing including bestselling The SBA Loan Book 3rd Edition (Adams Media) and the new Get Financing Now (McGraw-Hill).

He earned a B.S. in Finance from the University of Alabama and completed the Stonier National Graduate School of Banking at the Wharton School of Business. He serves as Chair of the Fulton County Arts Council and has served on several non-profit community boards. In 2005 he was named the Financial Services Champion by the Georgia District of the U.S. Small Business Administration.

The Small Business Finance Institute offers information to teach small business owners how to manage the money they have and find the funding they need. Learn more about our annual conference "Stepping Up To Business" at www.SBFI.org/Stepping-Up-To-Business or monthly workshop "Financial Boot Camp" at www.SBFI.org/Financial-Boot-Camp

For more information visit www.SBFI.org

Charles may be contacted at [e-mail].

Customer Reviews

Most Helpful Customer Reviews

12 of 12 people found the following review helpful:

5.0 out of 5 stars A Review For All Cycles, February 11, 2000

By 

Aimee Mejia - See all my reviews

This review is from: The SBA Loan Book (Paperback)

Just as life has clearly defined cycles, so does a small business enterprise and the SBA book by Charles H.Green depicts it clearly. Whether it's the start-up or expansion cycle, his book will show you how to plan for the loan, how to go through the document review, and how to enjoy the award of a loan. It walks you through the long and frightening process of getting a loan with sound advice and forms that inform and educate.

What if turned down? It shows the applicant why it happened and how to repair any damages to their business' ego. It very smartly says, "it's not personal it's business."

As antrepreneur dealing with capital formation on a regular basis, I recommend this book to all who know the trials and tribulations of "getting the money." You will find an answer to your situation, guaranteed.

15 of 16 people found the following review helpful:

5.0 out of 5 stars The SBA Loan Book by Charles H. Green, June 24, 2000

By 

Gina (Farmington, New York) - See all my reviews

This review is from: The SBA Loan Book (Paperback)

Charles H. Green has taken the mystery out of commercial loan financing. With millions of dollars of SBA financing under his belt, he has converted that experience into an easy to understand, logical resource text in the SBA Loan Book. As a small business planning and development adviser, I find this publication as the best hands-on guide to the maze of commercial financing. Praises to publisher Adams Media Corporation for their ability to see the need of small business owners every where and for investing the time and money to produce this outstanding publication. Every Entrepreneur should own this book as should every new SBA loan officer involved in the process.

7 of 7 people found the following review helpful:

5.0 out of 5 stars Excellent. Delivers what it promises., June 3, 2003

By 

RMurray847 "afilmcritic.com" (Albuquerque, NM United States) - See all my reviews
(VINE VOICE)    (TOP 1000 REVIEWER)   

Amazon Verified Purchase

This review is from: The SBA Loan Book (Paperback)

WORD OF WARNING: I haven't actually put into practice the advice in this book, so I can't say whether the information is correct.

It is, however, presented in a VERY clear and understandable and logical manner. The book strikes an excellent balance between keeping it simple but NOT talking down. It assumes the reader is an intelligent adult (not a "dummy", if you know what I mean) who doesn't know much about the SBA or getting money from same. It then goes about giving you all the steps needed to understand what the SBA is, does and how you can take advantage. It doesn't make it sound "easy" but it does make it sound doable. The book is very detailed, which you want in such a book, but doesn't read like a textbook. It combines down-to-earth advice and experience, with some hard and fast rules and steps to success.

Although I haven't read every book on the subject, it's hard to imagine there is a better one out there. Highly recommended!!