Savings Bond Alert: How U.S. Savings Bonds Really Work - With Investment and Tax Strategies [Paperback]

Tom Adams (Author)

Book Description

ISBN-10: 0976064510 | ISBN-13: 978-0976064510 | Publication Date: June 2005

U.S. Savings Bonds are an excellent do-it-yourself investment, but more complicated than most owners realize. Savings Bond Alert earns its keep by guiding you through the maze of costly mistakes other Savings Bond investors make.

Learn how to:
* Defuse the deferred tax time-bomb
* Stay clear of the double-taxation trap
* Make the right Series I or Series EE buying decision
* Avoid hidden interest-rate penalties when redeeming bonds
* Pay the penalty and still earn great short-term rates
* Buy electronic Savings Bonds online with TreasuryDirect

Savings Bond Alert includes everything you need to manage your investment in Savings Bonds.

The May 2005 edition includes over 60 pages of tables that tell you how much your bonds are worth and how much interest they'll earn each month from November 2004 to May 2005. The tables also include the best time to redeem each bond, how much your bond earned this year, and our exclusive Alert Recommendation for each issue month.

Savings Bond Alert is a complete reference for Savings Bonds.
* Whose name should you put on a Savings Bond and how do you change it?
* How do you replace lost or forgotten Savings Bonds?
* What are the issues to consider if you want to pass on Savings Bonds or if you inherit them?

The book includes instructions for accessing the publisher's web site, which has links to updated information, web sites mentioned in the text, and Savings Bonds forms which can be downloaded and printed out on your own computer.

--This text refers to an out of print or unavailable edition of this title.

Editorial Reviews

From the Publisher

Warren Buffet, the successful and well-known investment manager, has two rules for successful investors: Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.

If you've tried to get rich by investing in highly-touted stocks and mutual funds but have only managed to lose sleep and money, Savings Bond Advisor is the quiet investment guide that will bring sleep and money back into your life. --This text refers to an alternate Paperback edition.

From the Author

When you buy fire insurance, you don't want a fire and you don't expect a fire, but if a fire happens, you want to be protected.

The equivalent of a fire for investors is hyperinflation. Savings Bond Advisor clearly explains the history of inflation and shows how you can get very cheap inflation insurance by investing in Series I Savings Bonds.

Savings Bond Advisor shows you how to invest online, hedge your investment from every possible risk, and get tax advantages that can increase your annual yield by as much as 1.5%. --This text refers to an alternate Paperback edition.

See all Editorial Reviews

Product Details

• Paperback: 254 pages
• Publisher: Alert Media (June 2005)
• Language: English
• ISBN-10: 0976064510
• ISBN-13: 978-0976064510
• Product Dimensions: 9.2 x 7.5 x 0.7 inches
• Shipping Weight: 1 pounds
• Average Customer Review: 4.8 out of 5 stars  See all reviews (12 customer reviews)
• Amazon Best Sellers Rank: #2,973,952 in Books (See Top 100 in Books)

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Customer Reviews

Most Helpful Customer Reviews

11 of 11 people found the following review helpful:

5.0 out of 5 stars The definitive source of Savings Bond information, November 28, 2004

By 

Philip M. Watson (Franklin, TN.) - See all my reviews
(REAL NAME)   

This review is from: Savings Bond Alert (Paperback)

If 5 is perfection, this book earns a strong 4.9. It's about as close to a complete source of information about U.S. Savings Bonds as you'll ever find, whether you're a an individual saver, or a financial services professional.
I'm a Certified Financial Planner™, and a member of the Alliance of Cambridge advisors, an organization of fee-only financial advisors, whose founder, Bert Whitehead (author of Facing Financial Dysfunction,) has always recommended that clients consider using savings bonds as a portion of a well-diversified portfolio. These often overlooked securities have attractive features and attributes that, when understood, should appeal to most savers and investors. Never invest without understanding. If you want to understand savings bonds, buy, and read this book. That's my advice.

Philip M. Watson, CFP™,M.S.
Franklin, TN.

10 of 11 people found the following review helpful:

5.0 out of 5 stars Learned How Much I DIdn't Know, February 26, 2005

By 

Morris E. Rosenthal (Springfield, MA United States) - See all my reviews
(REAL NAME)   

This review is from: Savings Bond Alert (Paperback)

I already owned both some I-Bonds and some series EE bonds when I read this book, so I didn't really expect to learn anything. Instead, I learned how much I didn't know. For starters, I didn't know that some bonds only accrue interest on a 6 month cycle, and cashing them just a day too early can could cost me a half year's interest. I didn't know that I-Bonds bought through Treasury Direct online can be partially cashed. I would have taken the whole amount when I needed any of it out of pure ignorance. Get this book and learn the facts the bankers don't know and that the treasury does a poor job explaining.

I should add that thanks to Tom's website, the book never goes out of date: http://www.savings-bonds-alert.com

4 of 4 people found the following review helpful:

5.0 out of 5 stars An Excellent Resource for Any Savings Bond Owner, August 29, 2008

By 

V. Au "C4b2a3b" (Minneapolis, MN USA) - See all my reviews
(REAL NAME)   

This review is from: Savings Bond Advisor - Fifth Edition (Paperback)

My family purchased many bonds through work for 10 years, and Mr. Adams' book was essential in helping us understand the details of bond ownership. The book covers a wide range of topics, including a comparison of I bonds and E bonds, important tax information, strategies for cashing bonds, and many other relevant topics. Additionally, if you buy the book, you can send Mr. Adams questions on his website. This book is a definite must for any owner of US Savings Bonds!