Customer Reviews

Savings Bond Alert

5 star:		(10)
4 star:		(1)
3 star:		(1)
2 star:		(0)
1 star:		(0)

 

 

If 5 is perfection, this book earns a strong 4.9. It's about as close to a complete source of information about U.S. Savings Bonds as you'll ever find, whether you're a an individual saver, or a financial services professional.

I'm a Certified Financial Planner™, and a member of the Alliance of Cambridge advisors, an organization of fee-only financial advisors, whose founder, Bert Whitehead (author of Facing Financial Dysfunction,) has always recommended that clients consider using savings bonds as a portion of a well-diversified portfolio. These often overlooked securities have attractive features and attributes that, when understood, should appeal to most savers and investors. Never invest without understanding. If you want to understand savings bonds, buy, and read this book. That's my advice.

Philip M. Watson, CFP™,M.S.

Franklin, TN.

I already owned both some I-Bonds and some series EE bonds when I read this book, so I didn't really expect to learn anything. Instead, I learned how much I didn't know. For starters, I didn't know that some bonds only accrue interest on a 6 month cycle, and cashing them just a day too early can could cost me a half year's interest. I didn't know that I-Bonds bought through Treasury Direct online can be partially cashed. I would have taken the whole amount when I needed any of it out of pure ignorance. Get this book and learn the facts the bankers don't know and that the treasury does a poor job explaining.

I should add that thanks to Tom's website, the book never goes out of date: http://www.savings-bonds-alert.com

My family purchased many bonds through work for 10 years, and Mr. Adams' book was essential in helping us understand the details of bond ownership. The book covers a wide range of topics, including a comparison of I bonds and E bonds, important tax information, strategies for cashing bonds, and many other relevant topics. Additionally, if you buy the book, you can send Mr. Adams questions on his website. This book is a definite must for any owner of US Savings Bonds!

I found this book to be outstanding and answers all questions on U.S. Savings Bonds. Before reading it I thought I understood Savings Bonds but I was wrong. You will be amazed at all you can learn by reading this book.I highly recommend it to everyone.

Richard A. Link

This is a recent book covering info on bonds on a current basis so that you can compare w/your own holdings. It covers the features of "I" bonds, which are much more complex than the "E" (which are also described). The author's thoughts are worthwhile to consider, from an investment focus. He includes features that are available on-line, The Savings Bond Wizard, and the Calculator -- The more recent conversion ability lets you get rid of the paper bonds and to inventory them easily.

This book tells you everything you need to know about savings bonds. Also, it's probably the most up to date savings bonds book out there.

"The savings Bond Advisor" by Tom Adams is thorough, well written and critical for Savings Bond holders. Who would guess that the IRS would penalize you if you did not cash in savings bonds by their maturity date?

The answer is on Page 186 "How to avoid the stinker bond penalty." Keeping track, redemption issues, minimizing taxes, co-owner/beneficiary pros and cons, Inheriting Savings Bonds, Trust issues, etc.

This book has it all and is a must have for large savings bond holders. It's worth it's weight in gold.

This is an excellent book full of invaluable information. A must-read for anyone who has savings bonds or is considering savings bonds as part of an investment portfolio. Tom Adams explains information in a clear, concise manner and the book can easily be read in a weekend.

This is a very will written book that I learned a lot from! Mr. Adams is a very good writer that was able to provide knowledge not known to many in a easy to understand way. Up to date information is on his website, which is also very helpful.

The author obviously know the in and outs of savings bonds but I got lost in the explanations at times. Savings bonds are not just simple instruments! It is probably that I expected simplicity!