What are the reasons for the existence and growth of social health insurance? And, are there limits to social health insurance? Social health insurance often has a noble beginning, being presented to the population as a technical solution for overcoming market failures in private insurance markets and addressing equity considerations. Too often during the design and implementation phases, however, politicians seeking election or reelection introduce elements that undermine both the efficiency and equity objectives that might otherwise have been achieved through broad coverage under social health insurance. --- Peter Zweifel, Professor Emeritus of Economics, University of Zurich
During the past century, health insurance has played a major role in financing health care and protecting people from the financial hardships of illness in Western Europe and other developed regions of the world. This book provides a unique and comprehensive review of the political, economic, and institutional challenges that low- and middle-income countries face in similarly scaling up health insurance coverage and benefits for their populations. --- Kees J. Storm, Chairman, Health Insurance Fund, Anheuser-Busch InBev S.A. and KLM N.V., Vice Chairman, Unilever and Pon Holdings B.V., Supervisory Board, AEGON N.V. Board of Directors, Baxter International Inc.