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The news these days on homeownership is about as bad as it has ever been. Prices are dropping at a record pace; foreclosures are at an all time high, etc., it’s enough to put anyone who owns a home in a state of panic. Or maybe you are already in that state of panic; maybe like so many others out there you purchased a home in the last few years only to find yourself now in a position of owing the bank much more than your home’s value. It’s hard to swallow, we think of our homes as an investment and after the several years of record profits in homeownership it’s hard to believe it has crumbled the way it has. That’s exactly the position I found myself in. Living in the San Francisco Bay Area, with $560k in mortgages on a home that had been worth $630k at the high point and was now worth just $350k. To make matters worse I had fallen for a refinance bait and switch scam and was in an interest only loan where the payments were going up faster than I could keep up with, forcing us to live on credit cards. What to do? The common trend is just to let the banks have it - go into foreclosure, take the credit hit and move on with life. Sounds like the only option right? Well no, there is a far better option, one that takes a lot of time and effort, but if you are serious about your financial situation and want to come out of the hole you have found yourself in with the least amount of damage then this book is for you. I am going to tell you how I was able to get myself out of that hole, and by my example and tips I learned through the process I hope to help you get past this difficult time.
Start reading Short Sale Survival Guide on your Kindle in under a minute. Don’t have a Kindle? Get yours here.
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