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The Skinny On Credit Cards: How to Master the Credit Card Game
 
 

The Skinny On Credit Cards: How to Master the Credit Card Game [Kindle Edition]

Jim Randel
4.8 out of 5 stars  See all reviews (34 customer reviews)

Digital List Price: $9.99 What's this?
Print List Price: $14.95
Kindle Price: $7.96 includes free wireless delivery via Amazon Whispernet
You Save: $6.99 (47%)

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Editorial Reviews

Review

"I love this book, what a terrific job. This book can literally save you a fortune!" --Gerri Detweiler, Ultimate Credit Solutions Inc

"The Skinny on Credit Cards discusses a complex financial matter...in a way that even someone with no credit history can easily understand. This is no small achievement." --Curtis Arnold, Founder, U.S. Citizens for Fair Credit Card Terms, Inc., Author

"Written in an easy to understand style, and with a good dose of humor, The Skinny on Credit Cards gives the reader everything he/she needs to know to use credit cards more responsibly. A must read for teens and adults alike." --James Roberts, Professor, Baylor University

Product Description

The Skinny on Credit Cards is the story of Billy and Beth, a typical American couple, as they struggle with the use (and abuse) of their credit cards. Our story also looks at their 18 year old son, Jake, a college freshman who loves the idea of having his own credit cards. Through their experiences, we learn about the incredible convenience, heartache and commentary generated by that little piece of plastic.

There are now about 700 million active credit cards in the U.S. – that’s 2 cards for every man, woman and child. Total credit card debt is about $1 trillion, with an average of $9,000 per household. WOW! We’ve identified the 100 or so most important points you need to know – and they are all in our story. Our book uncovers the predatory marketing and lending protocols adopted by some of the credit card issuers, and examines irresponsible borrowing and money management by consumers.

Our goal is to educate you. We believe that if you understand the rules of the game, the principles of credit card use (and potential abuse), then the decisions you make about credit and debt will hopefully be good ones which make your life better and more enjoyable.

Product Details

  • Format: Kindle Edition
  • File Size: 6687 KB
  • Print Length: 176 pages
  • Publisher: RAND Publishing; 1 edition (April 19, 2009)
  • Sold by: Amazon Digital Services
  • Language: English
  • ASIN: B0026ZPYVW
  • Text-to-Speech: Enabled
  • Lending: Enabled
  • Average Customer Review: 4.8 out of 5 stars  See all reviews (34 customer reviews)
  • Amazon Best Sellers Rank: #262,923 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

34 Reviews
5 star:
 (30)
4 star:
 (3)
3 star:    (0)
2 star:    (0)
1 star:
 (1)
 
 
 
 
 
Average Customer Review
4.8 out of 5 stars (34 customer reviews)
 
 
 
 
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Most Helpful Customer Reviews

5 of 5 people found the following review helpful:
5.0 out of 5 stars Quirky delivery of essential credit card basics, March 8, 2010
QUICK SUMMARY: This quirky, mildly humorous, quick-reading book provides a wealth of information for anyone willing to spend an hour reading it. Taken to heart, the information and tips could save you or someone you love a lot of money and heartache. Highly recommended!

*** What I LIKED:

- The book succeeds in helping ANYONE understand credit cards
- In spite of the low-tech stick figures it employs, the book succeeds in creating a storyline that keeps the reader reading
- It humorously delivers its important messages
- It can be read in about an hour, yet the information and wisdom it imparts can guide a person for a lifetime
- It explains the "Rule of 72" and the FICO credit score
- It's up-to-date with the recent federal law changes that were passed in 2009
- It defines words like "median" and "algorithm", so it doesn't talk over the reader's ability to understand
- It takes a neutral stance on the debate whether people should EVER use credit by presenting a variety of viewpoints from well-known gurus like Dave Ramsey, Suze Orman and Liz Pulliam Weston.
- It has a good "Further Reading" section at the end of the book
- It concisely names "15 Important Points" about credit cards at the end of the book

*** What Could Be Better:

- The book sometimes cites its sources for the statistics it shares, but often times, it doesn't. I like to know the source of any statistic.
- It lacks an Action Plan at the end of the book that tells the reader the next steps to take (especially if the reader is in credit card debt)
- No index. Even this book would benefit from an index.
- Stick figures are, quite simply, unimaginative and boring to look at!

I plan on requiring my 14yo son to read this book, so we can talk about credit cards now, in his formative years, so he is well-equipped to use and understand how credit cards work and the danger of misusing them.

Highly recommended!

Full Disclosure: As an Amazon Top Reviewer, I received a free copy of this book title. However, my reviews are always my honest reflection of a product, and the publisher made no effort to influence my review.
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2 of 2 people found the following review helpful:
1.0 out of 5 stars Save your money., February 28, 2011
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This review is from: The Skinny On Credit Cards: How to Master the Credit Card Game (Kindle Edition)
Not only is the text painfully small but it's as though you're trying to read a bad mimeograph copy. As for content, this is credit card 101 not instruction for "mastery". I was painfully disappointed.
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2 of 2 people found the following review helpful:
5.0 out of 5 stars A Must Read About the Credit Card Debt, November 7, 2010
By 
Tom McGee "Tom" (Springfield, IL USA) - See all my reviews
(VINE VOICE)   
This weekend I read six of Jim Randel's "Skinny on" books--creativity, credit cards, direct sales, the housing crisis, real estate investing (part 1) and networking.

These books use the Japanese writing style known as Magna. The author researches his topics and reduces the subject down to a one to one and a half hour read that simplifies the concepts in easily understandable stories. Following the illustrated stories he provides a quick summary of the points to remember. He then lists a further reading section and recommends specific books for those that want the fine details.

The Skinny on Credit Cards: How to Master the Credit Card Game should be prior to accepting any credit card agreement. It provides easy to understand useful information that can keep the reader out of credit card troubles before it happens and detailed information on how to get out of credit card debt. The author provides useful websites for those looking for help in reducing their credit card debt.

This book is extremely informative, a time savers and a fun read. Don't be fooled by the stick figured illustrations. This is a serious book about a complex subject written in an easy to understand format.

I am so glad I read The Skinny on Credit Cards. I will take the author's tips and will recommend this book to my friends and family.
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More About the Author

Jim Randel, a graduate of the Columbia University College and Law School, has made his living as an entrepreneur. During his 30-year career, Jim has been the lead investor in many real estate and business deals. He has been a guest speaker at Harvard and NYU Business Schools, annual conventions for national organizations, and investor sessions in every large city in the United States. He has also appeared on numerous networks as an expert on investing. Recent engagements include ABC, CBS, Fox, Fox Business and BetterTV.com.

Throughout his career, Jim's passion has been to teach and write. His first book, The Real Estate Game (CCH), was published in 1986 and received national recognition from investors and critics. From 1988 to 1990 he was a daily commentator on the Financial News Network (now CNBC). In 2006 he wrote Confessions of a Real Estate Entrepreneur (McGraw-Hill) which reached #1 in several Amazon categories.

In 2008 Jim founded Rand Media Co, which, under the imprint The Skinny On™, publishes a revolutionary line of illustrated non-fiction books.

The first book in this series, The Skinny on the Housing Crisis, was awarded First Prize in the prestigious Robert Bruss Real Estate Book competition sponsored by NAREE, a group of 600 journalists who cover business and finance. This was quickly followed by 8 more titles: The Skinny on Willpower, The Skinny on Credit Cards, The Skinny on Success, The Skinny on Real Estate Investing, The Skinny on Direct Sales (also available in Spanish as The Skinny on Venta Directa), The Skinny on Time Management, The Skinny on the Art of Persuasion, and the newest in the series, The Skinny on Networking.

Jim lives and works in Westport, Connecticut with his wife Carol. They have four grown children and two grandchildren.

For more information on Jim Randel, go to: www.JimRandel.com.
For more information about the Skinny on series, go to: www.TheSkinnyOn.com.

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