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The Smart Cookies' Guide to Making More Dough and Getting Out of Debt
 
 
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The Smart Cookies' Guide to Making More Dough and Getting Out of Debt [Paperback]

The Smart Cookies (Author), Jennifer Barrett (Author)
4.1 out of 5 stars  See all reviews (12 customer reviews)

Price: $15.00 & eligible for FREE Super Saver Shipping on orders over $25. Details
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Book Description

August 25, 2009

Now more than ever it’s crucial to eliminate debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity!

Let The Smart Cookies show you how.…

They were five dynamic young women: smart, successful—and secretly drowning in debt. In one year Andrea, Angela, Katie, Robyn, and Sandra dramatically improved their financial situations. Their proven recipe for success has since been featured on The Oprah Winfrey Show, the Today show, MSNBC, and in the New York Daily News.

How did they do it?

The five women—with varied careers in marketing, public relations, social work, and real estate—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money group and supporting one another every step of the way. Now, in this extraordinary hands-on guide, The Smart Cookies tackle the unique financial challenges facing women today as they share the secrets of their extraordinary success. Learn how to:

•Save money and still make room for “guilt-free spending”
•Have a Girls Night In once a week—and save hundreds each year
•Splurge on big-ticket items—without breaking the bank
•Invest like a pro—in just a few short lessons
•Get paid what you’re worth—step-by-step instructions for negotiating the best raise
•Discover easy ways to cut costs—without feeling the pinch And much, much more!

Frequently Bought Together

Customers buy this book with The Smart Cookies' Guide to Couples and Money: Earn More, Argue Less, Achieve the Life You Want . . . Together $14.03

The Smart Cookies' Guide to Making More Dough and Getting Out of Debt + The Smart Cookies' Guide to Couples and Money: Earn More, Argue Less, Achieve the Life You Want . . . Together


Editorial Reviews

From Publishers Weekly

Starred Review. In 2006, a group of 20-something women saw an episode of Oprah that featured financial experts offering advice on paying down debt. Though all five were outwardly confident in their careers and goals, they were secretly drowning financially; between them, they had a combined $35,000 in credit card debt and barely any savings. Inspired by what they'd seen, they started a money group and took responsibility for educating themselves about spending (and saving) habits, goals and investments. Within a year they made great strides: they'd added thousands to retirement accounts, paid off more than $15,000 in credit card debt, saved more than $15,000 and had all bought or were well on their way to buying homes. The enterprising authors address the nitty-gritty of goal-setting, negotiations for raises, debt management and mortgages, and their plainspoken, encouraging style and helpful breakdown of information make this the perfect gift for recent grads—or anyone who needs convincing that financial health is attainable. (Oct.)
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved. --This text refers to an out of print or unavailable edition of this title.

Review

"Anyone who's afraid to take hold of her financial life should grab this inspiring book with both hands. These five women, who started as a 'collective financial mess,' turned their situations around in less than a year. They can show you how to do the same."—Liz Pulliam Weston, MSN Money columnist and author of Deal With Your Debt and Easy Money

"Smart Cookies is a great motivator for anyone looking to sharpen their financial skills and shine a bright light on their financial life. Witty and insightful, this book shows people how they can band together and achieve their financial wishes by getting those dirty little money secrets out in the open and working in concert with one another. It's a great read."—Howard S. Dvorkin, founder of Consolidated Credit Counseling Services, Inc., author of Credit Hell: How to Dig Out of Debt

“A perfect gift for recent grads—or anyone who needs convincing that financial health is attainable.”—Publishers Weekly, starred review

“The perfect gift for recent grads—or anyone who needs convincing that financial health is attainable.”—Publishers Weekly, starred review

“Their example ought to be enough to inspire others to form or join money clubs.”—New York Times

Product Details

  • Paperback: 272 pages
  • Publisher: Delta; Reprint edition (August 25, 2009)
  • Language: English
  • ISBN-10: 0385342470
  • ISBN-13: 978-0385342476
  • Product Dimensions: 5.1 x 0.6 x 8 inches
  • Shipping Weight: 7.2 ounces (View shipping rates and policies)
  • Average Customer Review: 4.1 out of 5 stars  See all reviews (12 customer reviews)
  • Amazon Best Sellers Rank: #999,350 in Books (See Top 100 in Books)

Customer Reviews

Most Helpful Customer Reviews
49 of 54 people found the following review helpful
Are you kidding me? February 20, 2009
Format:Hardcover
I can't believe this book. How are these women able to write this book with a straight face? This isn't a book for the average woman, it's for rich girls with no sense. They share personal stories about how to cut back; and I laughed at every one of them. One of them owed 12 pairs of $300 jeans. Are you kidding me? I own two pairs of jeans, and the most I have ever paid for jeans was $35, and that felt like a splurge. They suggest taking your lunch to work instead of eating out, reducing your number of lattes, and only buying a few designer pieces of clothing. What a joke! In the real world, all the women I know bring a lunch to work. I don't know anyone with a designer anything. One of the women in the book was proud that she and her spouse figured out how to live on just one of their salaries and save the rest...they were making a combined $150,000. Their one salary was still way above what my husband and I make combined. So if you are trying to figure out how to save up for a trip to a spa (3 nights for two people: $6000. This is an actual example from the book; I'm not making this up.), then this might be the book for you. If you are already juggling a mortgage, keeping a 14 year old car running with frequent trips to the mechanic, student loans, and any type of medical bill, this in NOT the book for you. If you are an airhead who already makes well above the median income of the average US citizen but still manages to spend it all in one month ($500 dresses for dates! Crazy!) then this book might help you out.
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5 of 5 people found the following review helpful
Format:Hardcover
I have read a lot of different books on personal finance. This book was by far the absolute worst. I am just going to take one quote straight from the book and that should sum it up:

"The Smart Cookies have allowed ourselves $100 a week in fun money..."

If you are looking at purchasing this book, I imagine you don't have an extra $400 each month for "fun money". The whole book basically describes their lavish lifestyles and how they got into debt purchasing designer jeans, expensive dinners, etc. There are no practical, proven ways to get out of debt beyond not buying a latte every day and buying designer clothing on eBay.

Save your money and buy a book from Dave Ramsey or David Bach instead. They both offer effective methods for getting out of debt and growing wealth. And here is a parting thought: If these "Smart Cookies" are so smart, why aren't they investing their $5200 a year of fun money in mutual funds instead of blowing it?
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7 of 10 people found the following review helpful
Glad I bought! June 24, 2009
By Jaimo
Format:Hardcover
As a college student, I wanted to become more smart about saving money, credit cards, investing, etc, but there are very few resources that are aimed at helping young women do so. And I believe that you should have knowledge of money matters when you are young, before you even have a chance to get into debt. So I bought it and I'm glad I did. I have to disagree with the reviewer below. This book taught me about credit cards, a little bit about investing, shopping smarter, and other little tricks to save money. To me, it IS realistic to go out for lunch a lot during the work week, many people do, even if it is going out for a $3 sub sandwich. While it may not be realistic to buy 12 pairs of $300 jeans, we all have something that we impulsively buy and we all shop for emotional reasons at some time or another. This book addresses that. The girls examples were just examples, but you can relate to them in some way and apply their strategies to your own life regardless of your income. And if you go to there website and sign up for their newsletter, you can get money saving advice sent to your email during the week. I love that! Thanks to this book, I now realize that being financially savvy and secure is achievable. These girls came from a lot of debt and dug their way out. This book is their story about how they did it. I learned a lot from them. If you have debt or just want to become more knowledgable about money matters, this is a great book. This would be a great resource for a young woman headed to college.
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Most Recent Customer Reviews
REVIEW: The Smart Cookies' Guide To Making More Dough
This book goes to show you that regardless of how much money you make and what your tastes are, there is a way to look and feel great about yourself within reason. Read more
Published on May 9, 2010 by C. A. Webb
specifically designed for "successful women struggling to get control...
The Smart Cookies' Guide to Making More Dough: How Five Young Women Got Smart, Formed a Money Group, and Took Control of Their Finances
Review by Richard L. Read more
Published on March 14, 2010 by And Then Some Publishing LLC
GOOD STUFF
i PURCHASED THE AUDIO VERSION. I LISTEN TO AND FROM WORK. THE CONTENT IS GOOD, BASIC, MOTIVATIONAL AND USEABLE.
Published on February 1, 2010 by Charlene E. Easter
Smart Cookies
The book was very interesting and gave me numerous ideas to getting out of debt.
Published on January 21, 2010 by Mary Jo Abel
Fantastic book for all women who don't have a good handle on handeling...
I would certainly recommend this book for an inspirationand practile how to idea on how to manage money.
Published on April 10, 2009 by Rudolph Elizondo
Thrift
The authors show the public how to reduce reliance
on credit. They make statements that appear to be
quite true in my own experience. i.e. Read more
Published on January 11, 2009 by Dr. Joseph S. Maresca
ONe SmARt CoOkiE
i thought this book was wonderful. it gave great insight on how to save a buck. this book clarified a lot of financial questions that i've been struggling with. Read more
Published on December 2, 2008 by Diane Jean-mary
Great Book - follow the steps!
Great stocking stuffer for this XMAS - especially in these tough times!! This is simple practical guide to getting your financial house in order. Read more
Published on October 16, 2008 by Michael
Six Easy Steps To Take Control Of Your Finances
The book is a great guide to following six steps to get control of your finances and gives a wealth of tips and information on how to save money. Their website [... Read more
Published on October 8, 2008 by M. Shaw
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