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Smart Guide to Maximizing Your 401(k) Plan [Paperback]

Barbara Hetzer (Author)

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Book Description

August 18, 1999 0471353612 978-0471353614 1
An all-you-need-to-know introduction to the employer-sponsored retirement plan that has revolutionized the way we save
* Smart Ways to save with automatic payroll deductions and pretax contributions that let you earn more money and pay less taxes NOW and when you retire
* Smart Advice on how much to contribute and what you need to know about your investment options, including advice on stocks, mutual funds, and bonds
* Smart Insights into retirement alternatives with the traditional IRA and the new Roth IRA
* Smart Tips on borrowing and withdrawing money from your 401(k) and IRA to buy a home or pay for college
* Quick reading and easy referencing with a comprehensive index and loads of sidebars and tables


Smart Guides take readers seriously. They satisfy even the most curious person's desire to know the essentials about any of a wide range of topics--from vitamins to mutual funds to stress relief. It's all about good reading and expert information. The choice is yours.

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From the Back Cover

An all-you-need-to-know introduction to the employer-sponsored retirement plan that has revolutionized the way we save
  • Smart Ways to save with automatic payroll deductions and pretax contributions that let you earn more money and pay less taxes NOW and when you retire
  • Smart Advice on how much to contribute and what you need to know about your investment options, including advice on stocks, mutual funds, and bonds
  • Smart Insights into retirement alternatives with the traditional IRA and the new Roth IRA
  • Smart Tips on borrowing and withdrawing money from your 401(k) and IRA to buy a home or pay for college
  • Quick reading and easy referencing with a comprehensive index and loads of sidebars and tables

Smart Guides take readers seriously. They satisfy even the most curious person's desire to know the essentials about any of a wide range of topics—from vitamins to mutual funds to stress relief. It's all about good reading and expert information. The choice is yours.

About the Author

Barbara Hetzer writes on personal finance, small business, and other work issues. She is the author of three books and has written for Business Week and Working Mother. She lives in Malverne, New York.

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Inside This Book (learn more)
First Sentence:
Each year, two million new participants sign up for the most convenient-and often the most important-retirement savings vehicle in town. Read the first page
Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
hardship withdrawal, summary plan description, automatic payroll deductions, unreimbursed medical expenses, investment fees, required minimum distribution, required withdrawals, withdrawal penalty
Key Phrases - Capitalized Phrases (CAPs): (learn more)
New York, Internal Revenue Service, Fidelity Investments, Penalty-Free Withdrawals, Scudder Kemper Investments, Social Security, Annual Investment Year, Bond Basics, Council of America, David Godofsky, Diversified Investment Advisors, Investment Income, Simplified Employee Pension, Uncle Sam, United States
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Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
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