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Someday Is Not a Plan: A Guide to Understanding Money in Plain English Paperback – December 23, 2011

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Product Details

  • Paperback: 144 pages
  • Publisher: Island Eye, LLC (December 23, 2011)
  • Language: English
  • ISBN-10: 0974762431
  • ISBN-13: 978-0974762432
  • Product Dimensions: 6 x 0.3 x 9 inches
  • Shipping Weight: 9.6 ounces (View shipping rates and policies)
  • Average Customer Review: 5.0 out of 5 stars  See all reviews (20 customer reviews)
  • Amazon Best Sellers Rank: #1,885,562 in Books (See Top 100 in Books)

More About the Author

Thanks for your interest in my books. I write about personal finance and design crossword puzzles. You can decide whether that's a healthy combination or something that requires treatment!

Crosswords - My wife got me interested in crosswords and collaborates on many aspects of these books. Our goal is to design puzzles which can be solved using general knowledge. But it will help if you like puns, wordplay, and misleading clues! Our hope is you will find them entertaining and enjoyable.

Personal Finance - Almost everything we do from providing for our families to preparing for retirement is a financial transaction of some sort. Sadly, it's the uneducated participants in our modern economy who lose. The good news is that understanding money is not rocket science and most of what you need to know for financial success is common sense. My goal is to explain financial matters in plain English so that everyone can make the most of what they've got.

You can contact me at SomedayIsNotaPlan at gmail dot com.



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1 of 1 people found the following review helpful By Scott A. McDowell on March 1, 2012
Format: Paperback Verified Purchase
Highly recommended. I have been looking for a book that provides a solid basic understanding of personal finance. This hits that mark and is a great starter for teenagers as well as anyone looking to gain control of their finances. It is a must read for every teenager before they hit 18.

Scott McDowell, CPA
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Format: Paperback
Can a financial literacy text be a page-turner? The answer is "yes" if the book is "Someday Is Not a Plan: A Guide to Understanding Money in Plain English." While this book is aimed at teens and twenty somethings, I found myself having many "ah-ha!" moments as concepts that I had considered murky suddenly emerged into the light, thanks to author Dave Straube's easy conversational tone. Luckily for me, this book is aimed at financial beginners no matter what their age. The protagonists "Larry" and "Roger" are archetypal characters. Like many of us, Larry hasn't thought hard enough about his financial future, and doesn't know where to begin. Like Roger, anyone reading this book can identify with being a life-long learner, whose successes are hard-won and worth sharing. Straube, through the voice of Roger, leads the reader through the fundamentals of financial literacy. Each chapter in the book is short, no more than 10 pages. All of the information is delivered in the form of a dialogue between Larry and Roger. Topics include how to make a life-time earnings calculation, "free money", buying smart, "good" versus "bad" interest, understanding your credit rating, identity theft, insurance, investments, real-estate, mortgages and more.

Reader, be prepared: this book can be read in an afternoon, but the benefits may last a lifetime. As Straube writes in the epilogue "Your life is a one-time experiment. Make it a good one"
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Format: Paperback
This book is a gem for those 20-somethings in your life who you wish you had talked about healthy money habits as much as you did about eating veggies and safe driving tips. It covers all the ways to become financially independent, but it's the way that he presents these easy to digest concepts that makes this book great--it's written as an ongoing conversation between a money savvy uncle and his early-twenties nephew who doesn't have a clue about how to make the most out of his first real job income. In each chapter, the pair meet in different coffee shops around Portland, Oregon and talk about a single topic that gradually includes more complex concepts. The banter between uncle and nephew is completely relatable and believable, and the information is so well explained in everyday language that even I learned something that I could immediately put to use, even though I'm well past my 20's!
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By Sherrie on February 18, 2012
Format: Paperback
This is an easy read and really very comprehensive.
I have acquired all the info in the book over about 30 years of
figuring things out, mostly after the fact! Only recently I calculated the
amount we pay in stock trades etc. within one of our SEP IRA's - luckily that
amount seemed fair based on the gains and recommendations we have received.
The part on staying in for the long run and getting in early are so
important to every young person.

I would like every high school senior to have this be
required reading! So hard to learn to delay rewards...but it is clear the
government is less and less likely to be there for future generations long
lives and long retirements, let alone their health care costs!
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By Lee M on March 5, 2012
Format: Paperback
An excellent job of writing a guide to understanding money. I would heartily recommend it to each and every family with teenagers and twenty somethings. By using the Uncle/Nephew approach it comes across very well. Not only is the research of money products well done, the author has created a desire on my part to visit the coffee shops of Portland. It could and should be a reference manual in every high school in the country where economics is taught or even touched upon. It is so well done.
About a dozen steps above a Dick and Jane story but written with great clarity on sometimes difficult subjects.
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Format: Paperback
Excellent motivating book on what can sometimes be a dry or overwhelming topic for anyone - namely personal finance and understanding money in plain English. The author, Dave Straube, presents the basics of understanding money in a conversation between two fictional characters, and as the book moves along the reader is learning without realizing they are being caught up in the process too. Highly recommend this book for anyone who needs to either jumpstart their own financial planning process or the beginner who needs to get a handle on what's all the fuss about.
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Format: Paperback
FYI: William's wife, Wendy, is writing this review.

The author wisely cools down hot financial topics in Someday Is Not a Plan by letting the reader comfortably sip his/her way through the book. The conversations between the fictional uncle and nephew are engaging, plausible, relevant, practical and inspiring. Must admit the uncle gets a little too opinionated for my taste about the short comings of financial advisors (Guess I've had better luck?!). I can hardly wait to give copies to my college kids!
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Format: Paperback
This book is well written with clear, easy to understand explanations presented with a sense of humor. No mumbo jumbo, just plain English. This is the stuff everyone should be taught in high school, but valuable for anyone interested in their financial well being, including an older person like me. It spurred me to do some things I've been putting off for years. Who says financial info can't be fun?
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