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He argues that using the 80% rule causes too many people to save too much and some people to save too little.
#What sense does it make for lower income people to decide not to work because they would lose tax and healthcare benefits?
I found the advice and analyses in this book to be very helpful in planning and executing my financial plan for retirement.
Provides extraordinary clarity into impact of decisions that affect your quality of life.
Highly useful preparation for talking to a Financial Planner.
I find it interesting that several of the harshest reviewers of this book are, in fact, authors of their own books on financial planning or investing. Read morePublished 4 months ago by Pequod
Kotlikoff takes on conventional wisdom in a thoughtful discussion of how to get the most out of your retirement savings. Read morePublished 6 months ago by Big Bad John
I have been a fan of Scott Burns' investment articles for years and bought this book because it was recommened by him and co-authored with Professor Kotlikoff. Read morePublished 15 months ago by Hutch
The focus of the book is in part about consumption smoothing and in the end it steers the reader towards the planning calculator developed by the author that follows this concept. Read morePublished 19 months ago by Amazon Customer
Sure wish i had read this 40 years ago. Probably takes a few reading for some of this to sink in tooPublished 20 months ago by David Latham
Save just enough to be able to spend consistently for the rest of your life: That's the sensible premise of this book. Read morePublished on October 11, 2011 by Smitty
'Spend 'til The End' examines numerous life decisions with financial implications (eg. where to live, buy or rent, go to college or not) and makes recommendations intended to... Read morePublished on August 9, 2011 by Loyd E. Eskildson
Spend 'Til The End has been called controversial, but really many of the main points are quite simple even though the writing is dense enough to make you think otherwise. Read morePublished on January 30, 2011 by goldenrulecomics