Enter your mobile number or email address below and we'll send you a link to download the free Kindle App. Then you can start reading Kindle books on your smartphone, tablet, or computer - no Kindle device required.

  • Apple
  • Android
  • Windows Phone
  • Android

To get the free app, enter your email address or mobile phone number.

Qty:1
  • List Price: $16.00
  • Save: $1.51 (9%)
FREE Shipping on orders over $35.
In Stock.
Ships from and sold by Amazon.com. Gift-wrap available.
Spend Well, Live Rich (pr... has been added to your Cart
Condition: Used: Good
Comment: The cover is clean but does show some wear. Clean pages, no markings. Fast shipping from Amazon! Qualifies for Prime Shipping and FREE standard shipping for orders over $35.
Have one to sell? Sell on Amazon
Flip to back Flip to front
Listen Playing... Paused   You're listening to a sample of the Audible audio edition.
Learn more
See this image

Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life): How to Get What You Want with the Money You Have Paperback – December 28, 2004

4.2 out of 5 stars 13 customer reviews

See all 2 formats and editions Hide other formats and editions
Price
New from Used from
Kindle
"Please retry"
Paperback
"Please retry"
$14.49
$5.99 $0.01

Intentional Living: Choosing a Life That Matters by John C. Maxwell
"Intentional Living" by John C. Maxwell
In Intentional Living, John Maxwell will help you take that first step, and the ones that follow, on your personal path through a life that matters. Learn more | See related books

Frequently Bought Together

  • Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life): How to Get What You Want with the Money You Have
  • +
  • The 21-Day Financial Fast: Your Path to Financial Peace and Freedom
Total price: $26.66
Buy the selected items together


Editorial Reviews

Review

“Sassy and smart. You know instantly you are in sure hands.”
USA Today

“When it comes to advice on money, you can’t beat Big Mama.”
–Milwaukee Journal Sentinel

“Refreshing in its honesty and reliable in its guidance . . . a charming, inspirational and authoritative primer on money management.”
Better Investing

From the Inside Flap

The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle "7 Money Mantras for a Richer Life." Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works.
The 7 Money Mantras are:
1. If it's on your ass, it's not an asset!
2. Is this a need or is it a want?
3. Sweat the small stuff.
4. Cash is better than credit.
5. Keep it simple.
6. Priorities lead to prosperity.
7. Enough is enough.
Michelle Singletary is a syndicated columnist for "The Washington Post whose popular personal finance column appears in more than 120 newspapers. She's also a mother of three children who understands what it's like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more.
"This book is about saving enough money to have choices," she writes. "It's about feeling free to be cheap if you can't afford to buy a ton of gifts at Christmas. It's about eliminating wasteful spend-ing so you can begin to save and invest. It's full of uncommon commonsense lessonsand guidance on the way people should use their money."
With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have.
Michelle Singletary on . . .
Romance and Money
"It's okay to say: 'Honey, I love you and everything, but if you need money, ask your mama.'"
Credit Cards
"We are minimizing our financial potential by making minimum credit-card payments."
Car Buying
"If you want to save money, keep your car until you're on a first-name basis with the local tow-truck drivers."
Leasing a Car
"You, too, can drive a car you can't afford and then have to give it back. It's crazy."
Gift Giving
"Generosity isn't about how much you spend. It's about how much thought you put into the gift."
Penny Pinching
"I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn't drive a stick-shift. But at least I saved $1,000!"

"From the Hardcover edition.

NO_CONTENT_IN_FEATURE


Product Details

  • Paperback: 288 pages
  • Publisher: Ballantine Books; Reprint edition (December 28, 2004)
  • Language: English
  • ISBN-10: 0375759042
  • ISBN-13: 978-0375759048
  • Product Dimensions: 5.3 x 0.6 x 8 inches
  • Shipping Weight: 2.4 ounces (View shipping rates and policies)
  • Average Customer Review: 4.2 out of 5 stars  See all reviews (13 customer reviews)
  • Amazon Best Sellers Rank: #129,411 in Books (See Top 100 in Books)

More About the Author

Michelle Singletary is a nationally syndicated columnist for The Washington Post. Her column, "The Color of Money" is an award-winning column, which is now carried in about 100 newspapers across the country including the Atlanta Journal Constitution, Miami Herald, Boston Globe, Tampa Tribune and Philadelphia Inquirer.

In 2003, she published her first book, "7 Money Mantras For A Richer Life: How To Live Well With The Money You Have (Random House). The paperback was retitled "Spend Well, Live Rich."

Her second book, "Your Money and Your Man: How You and Prince Charming Can Spend Well and Live Rich" was released in January 2006, also published by Random House. The paperback was released in February 2007. Her third book, "The Power to Prosper: 21 Days to Financial Freedom," was released in January 2010 by Zondervan, a HarperCollins company.

In Jan. 2014, an updated and expanded book of "The Power to Prosper" was released. It was retitled "The 21 Day Financial Fast: Your Path to Financial Peace and Freedom." It was also published by Zondervan.

In January 2006, Singletary launched her first national television program "Singletary Says" on TV One, owned Radio One and Comcast. "Singletary Says" is a half hour personal finance reality show in which Singletary visits people in their homes to help resolve various financial issues. The second Season of Singletary Says debuted in November 2006. Following her second season, she hosted a personal finance special for TV One, "Real Estate Realities: When the Boom Goes Bust." The special, which aired in 2008, focused on how the real estate crisis impacted the African-American community.

Singletary was a regular personal finance contributor for National Public Radio's afternoon program "Day To Day." Although NPR eliminated the program for budgetary reasons, you can still hear Singletary on various NPR shows including "All Things Considered," "Talk of the Nation," "Here and Now" and "Marketplace Money." She was an AOL money coach having produced a series of workshops on love and money.

She is frequently asked to appear on local and national radio programs including the "Diane Rehm Show" and the "Yolanda Adams Morning Show." She has appeared on all three major networks, NBC, ABC and CBS. She has prepared personal finance segments for local and national news programs, and for a number of network and nationally syndicated programs, including "Oprah," "NBC's Today Show," "The Early Show on CBS," "Nightline," CNN, "The View," and "Tavis Smiley" on PBS. She has appeared on "Meet The Press" and other national news programs, including CNN. In 2000, she was recruited as a regular contributor to do live financial segments for MSNBC.

For nearly a decade Singletary was also a regular contributor on Howard University's evening news radio program, "Insight." During the 1997-1998 television season, Singletary was a regular correspondent on BET's "Real Business." She has filled in for nationally syndicated radio host Clark Howard on his local program on the top-rated News-Talk 750 WSB in Atlanta.

Singletary also hosted her own radio call-in program on XM 169 The Power in 2007. Radio One programmed the African-American news/talk channel. Her personal finance program along with several others was cancelled after Radio One ended its relationship with XM Satellite Radio for business reasons.

Singletary has written for the flagship "O, The Oprah Magazine." For a brief stint she was the personal finance columnist for "O at Home magazine replacing Suze Orman." The quarterly magazine was a spinoff of the monthly "O, The Oprah Magazine." Due to the recession, the Hearst Company shut down the magazine in late 2008.

In July 2008, she began writing a weekly Q&A column for radio and television host Tavis Smiley on his popular PBS Website.

Singletary is currently the host of a live online chat on the Post's Web site, washingtonpost.com. She also has a widely read electronic newsletter distributed by The Washington Post. Her e-letter is one of the more popular newsletters distributed by The Washington Post. In her column, chats, newsletter, television show and books Singletary delivers advice on personal finance issues that range from lending your honey money (don't do it), to raising money smart kids to the importance of saving and investing.

Singletary is frequently requested to be a keynote speaker. She has given workshops or presentations for Georgetown University, Essence, and Simmons College School of Management in Boston. She has also conducted personal finance workshops for the National Football League's annual Rookie Symposium for incoming freshman players. In the religious community, she has been invited to speak numerous times at her home church, First Baptist Church of Glenarden under the leadership of Pastor John K. Jenkins Sr.

At First Baptist, she has led a major Bible Study session, been the keynote speaker at several Women's Conferences and a frequent workshop presenter. She has given keynote presentations at World Overcomers Outreach Ministries Church in Memphis, Tennessee under the leadership of Apostle R. Williams, Senior Pastor and at The Saint Paul's Baptist Church in Richmond, VA., which is under the leadership of Rev. Lance Watson. Saint Paul is one of the largest African American churches in Central Virginia with more than 10,000 members. Other churches she has delivered biblically based personal finance presentations include Christ is King Worship Center in Baltimore, Md. under the leadership of Pastor Lois Bethea Thompson, and Bethel Christian Center in Upper Marlboro, Md. under the leadership of Co-Pastors Jerome and Katina Holmes

In her spare time, Singletary is the director of "Prosperity Partners Ministry," a program she founded at her church, First Baptist Church of Glenarden, in which women and men, who handle their money well, volunteer to mentor others who are having financial challenges. Once a month, Singletary conducts a workshop for the ministry group on topics that range from tithing, to developing a budget to getting out of debt. She also volunteers at prisons teaching inmates about personal finance.

In 2009, she was selected to receive the Distinguished Alumni Award from The Johns Hopkins University. She also received the 2009 Matrix Award for Professional Achievements from The Association for Women in Communications.

Singletary's book, "Your Money and Your Man" was a finalist in 2006 for "Books for a Better Life," which honors the best self-improvement books. This highly regarded award promotes the importance of one of the largest and fastest-growing segments in the book publishing business.

Just a year after starting her column, The Washington Post nominated it for a Pulitzer Prize. Most recently, her column won a prestigious award from the Society of American Business Editors and Writers. She won Best in Business for a series of columns that ran in 2007. The judges wrote: "Michelle Singletary's work illustrates a range of writing that's both approachable and explanatory."
"The Color of Money" has placed first in the major newspaper category of the ICI Education Foundation/American University awards for Excellence in Personal Finance Reporting. The column also earned a first place for business writing from the National Association of Black Journalists.

Prior to becoming a columnist for The Washington Post, Singletary covered local and national banking for the Post. She joined the paper in 1992 and was assigned to cover bankruptcy. In 1994, she was awarded a fellowship by NABJ to write about small women-owned businesses in West Africa. While in Africa, she helped cover the 1994 election of Nelson Mandela, and shared the lead story on Election Day with the Post's foreign correspondent, writing about a Soweto family's day at the polls.

Before going to the Post, Singletary was a business reporter for the Baltimore Evening Sun, where she also covered police, religion, politics, and zoning. She is a graduate of the University of Maryland at College Park, and The Johns Hopkins University, where she earned a master's degree in business and management. Singletary and her husband reside in Maryland with their three children.

Customer Reviews

Top Customer Reviews

Format: Paperback
...the author is just reminding you of things we like to "forget" -- credit cards are bad, being in debt is bad, shopping when you're upset is bad, and more. Yes, Ms. Singletary does offer some basic financial advice and explains some of the more complex money-management ideas in easy-to-understand terms. But mostly, she just seems to be yelling at the reader and repeats herself a lot. I don't need a book to tell me not to co-sign a loan for my unemployed alcoholic cousin, for example. The author does provide a good analysis of America's conspicuous consumerism and the downward spiral of never-ending debt on unnecessary goods and services that should be of great concern to many of us. Some of her mantras absolutely should be taken to heart by the millions of Americans who mindlessly flood the malls every weekend in search of yet another pair of shoes they don't need, another DVD they'll never watch, or another toy to placate the child they didn't spend time with all week -- her call to return to a simpler way of life, and living within one's means, is to be heeded. That being said, however, it is obvious that the author and her family enjoy a high standard of living (although, to her credit, she does not appear to indulge her childrens' every whim or spoil herself with luxury -- but they are comfortable and not in any danger of having their electricity turned off) and some of her suggestions to those trying to dig their way out of debt come off as glib and facile. Ms. Singletary grew up poor and has been taken advantage of by thankless relatives and she does profess a lot of good common sense that may be difficult for some people to hear (and more difficult to practice), but some of her reactions to spending money on fairly modest purchases border on panic.Read more ›
Comment 28 of 29 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Paperback
I enjoyed this book so much that I purchased it for all the young people in my family. I wanted them to be able to make sound financial decisions and not become a member of the "working poor". This book has the tools that will help them accomplish that goal. The information is sound, concise and to the point. Told with enough humor to get your attention but serious enough to underscore the fact that it is not "just money".
Comment 6 of 6 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
By kgam2 on March 10, 2006
Format: Paperback
I was really upset to find out that this is a repackaged, renamed version of an earlier work that Singletary wrote.

A waste of money if you've bought, "Seven Money Mantras..."
Comment 17 of 22 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Kindle Edition Verified Purchase
This book gives a biblical and practical perspective on how to use money to better your life and the lives of those around you! Michelle's use of humor, honesty, and personal testimonies helped challenge and change my beliefs about money. I strongly recommend this book to ANYONE who has $1.00 or $100,000 to manage. I pray that this book blesses you the way it has blessed me!

Md
Comment 2 of 2 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Kindle Edition Verified Purchase
LOVE LOVE LOVE THIS BOOK!!!!! Michelle Singletary is great. She writes like shes talking right to you and not down to you. She says what you would want your best friend to tell you. I loved her family stories. Anyone who buys this book will get so much out of it. It has something for everyone. If you use money in any way, be you 10 years old or 80 years old, you will find something in this book for you. There is not a boring or slow part in this book. I will read any thing this woman puts in print!
Comment 1 of 1 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Paperback Verified Purchase
Everyone should own a copy of this book! It's a practical, yet entertaining look at how to maintain your finances. It breaks down money matters into easy to understand instructions and common sense solutions. It encourages you to save and prepare for retirement. Must have! Only downside is I think Michelle Singletary needs to do a more updated version, but most of her advice is timeless.
Comment 1 of 1 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse
Format: Paperback Verified Purchase
The guidance provided is extreme yet doable. I think everyone should read this. Gives a good perspective of how we view things.
Comment 1 of 1 people found this helpful. Was this review helpful to you? Yes No Sending feedback...
Thank you for your feedback.
Sorry, we failed to record your vote. Please try again
Report abuse

Set up an Amazon Giveaway

Amazon Giveaway allows you to run promotional giveaways in order to create buzz, reward your audience, and attract new followers and customers. Learn more
Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life): How to Get What You Want with the Money You Have
This item: Spend Well, Live Rich (previously published as 7 Money Mantras for a Richer Life): How to Get What You Want with the Money You Have
Price: $14.49
Ships from and sold by Amazon.com