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Start Over, Finish Rich: 10 Steps to Get You Back on Track in 2010 Paperback – December 29, 2009

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Frequently Bought Together

Start Over, Finish Rich: 10 Steps to Get You Back on Track in 2010 + Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age (Finish Rich Book Series) + The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
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Editorial Reviews

About the Author

David Bach is one of the bestselling financial authors of all time, with nine consecutive national bestsellers, including the #1 New York Times bestsellers The Automatic Millionaire and Start Late, Finish Rich. To read an excerpt from any of David Bach's books, visit him online at

From AudioFile

David Bach has a knack for condensing information and thoughtful advice into concrete, practical action steps. This material is similar to his previous works, but in difficult times like these it all sounds more earnest and optimistic. Strategies for digging out of debt are a timely part of the mix, which includes advice on how to save for emergencies and retirement, negotiate lower interest rates, organize records, and reduce spending on nonessentials. Bach's insights on the resiliency of the human spirit alone are worth the price of the audio. And though he speaks quickly and slurs some words and phrases, his vocal presence is immensely encouraging. Both his presentation and his accessible writing will make even the most disheartened listeners want to start rebuilding immediately. T.W. © AudioFile 2010, Portland, Maine --This text refers to the Audio CD edition.

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Product Details

  • Paperback: 224 pages
  • Publisher: Crown Business; 1 edition (December 29, 2009)
  • Language: English
  • ISBN-10: 0307591190
  • ISBN-13: 978-0307591197
  • Product Dimensions: 4.1 x 0.6 x 7.5 inches
  • Shipping Weight: 5.6 ounces (View shipping rates and policies)
  • Average Customer Review: 3.8 out of 5 stars  See all reviews (48 customer reviews)
  • Amazon Best Sellers Rank: #217,539 in Books (See Top 100 in Books)

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More About the Author

David Bach has helped millions of people around the world take action to live and finish rich. He is one of the most popular and prolific financial authors of our time with nine consecutive national bestsellers, including two consecutive #1 New York Times bestsellers, Start Late, Finish Rich and The Automatic Millionaire as well as the national and international bestsellers Fight for Your Money, Go Green, Live Rich, The Automatic Millionaire Homeowner, Smart Women Finish Rich, Smart Couples Finish Rich, The Finish Rich Workbook and The Automatic Millionaire Workbook. Bach carries the unique distinction of having had four of his books appear simultaneously on the Wall Street Journal, BusinessWeek, and USA Today bestseller lists. In addition, four of Bach's books were named to USA Today's Best Sellers of the Year list for 2004. In all, his FinishRich Books have been published in more than 15 languages, with more than seven million copies in print worldwide.

Bach's breakout book The Automatic Millionaire was the #1 Business book of 2004, according to Business Week. It spent fourteen weeks on the New York Times bestseller list and was simultaneously number one on the bestseller lists of the New York Times, Business Week, USA Today, and The Wall Street Journal. With over a million copies in print, this simple powerful book has been translated into 12 languages and has inspired thousands around the world to save money automatically.

Bach's newest book, Start Over Finish Rich launches in December 2009. With its ten crucial moves you must make in 2010, Start Over Finish Rich provides the essential tools for readers to get back on track financially and recapture their dreams of a richer future.

Bach is regularly featured in the media. He has appeared six times on The Oprah Winfrey Show to share his strategies for living and finishing rich along with regular appearances on NBC's Today and Weekend Today shows, CNN's Larry King Live, ABC's Live with Regis and Kelly, The View, CBS's Early Show, ABC News, Fox News, and CNBC. He has been profiled in many major publications, including The New York Times, BusinessWeek, USA Today, People, Reader's Digest, Time, Financial Times, the Washington Post, The Wall Street Journal, Los Angeles Times, San Francisco Chronicle, Working Woman, Glamour, Family Circle, and Redbook. He has been a contributor to Redbook Magazine, Smart Money Magazine, Yahoo Finance and AOL Money. In 2009 Bach, was a regular on the Today Show Money 911 Segments and a contributor to ABC's Good Money.

David Bach is the creator of the FinishRich® Seminar series, which highlights his quick and easy-to-follow financial strategies. In just the last few years, more than half a million people have learned how to take financial action to live a life in line with their values by attending his Smart Women Finish Rich®, Smart Couples Finish Rich® , and Find The Money Seminars, which have been taught in more than 2,000 cities throughout North America by thousands of financial advisors.

A renowned motivational and financial speaker, Bach regularly presents seminars for and delivers keynote addresses to the world's leading financial service firms, Fortune 500 companies, universities, and national conferences. He is the founder and Chairman of FinishRich Media, a company dedicated to revolutionizing the way people learn about money. Prior to founding FinishRich Media, he was a senior vice president of Morgan Stanley and a partner of The Bach Group, which during his tenure (1993 to 2001) managed more than half a billion dollars for individual investors.

As part of his mission, David Bach is involved with many worthwhile causes including serving on the board for Habitat for Humanity New York and co-founding Makers of Memories, a charity organization dedicated to helping women and children who are victims of domestic violence.

David Bach lives in New York. Please visit his web site at

Customer Reviews

Ok book....lots of repeating info from his other books.
This book is very easy to understand and Bach's methods can be quickly implemented at any level.
Book Nerd
If you have never read one of his books before, definitely buy a copy of this quick read.

Most Helpful Customer Reviews

93 of 94 people found the following review helpful By Stephen M. Geraci on December 30, 2009
Format: Paperback Verified Purchase
First, let me say that this book makes sense and there is nothing in it that I disagree with. Having said that, if you already own The Automatic Millionaire and you are do not need a motiviational kick in the pants to keep going during this gut wrenching recession, then my advice would be to do the plan from the Automatic Millionaire and you will finish rich. In my opinion, The Automatic Millionaire is the best book on Personal Finance and the best plan I have come across. I have read many books on the subject, but for my money The Automatic Millionaire really is a no fail plan.

However, if you are like many poeple I know (including myself), although you will probably not learn anything new from this book, the motivation that this book provides to get back up after losing faith in the system is more then worth the price of this book.

This book has many, many excerpts from his other books, it really is the best of put into 10 steps. I love David Bach and he really is motivational, but I notice he does rehash a lot of material from other books. If you do not own The Automatic Millionaire, buy this book and follow it. It makes sense, is easy and gives you all the tools and material you need to finish rich.

In a world full of World Street hucksters, David Bach's common sense and ease of use is a breath of fresh air.
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29 of 30 people found the following review helpful By Brendon Burchard on December 30, 2009
Format: Paperback
This is the book and the plan a LOT of people need right now! I rarely endorse another author or book but I think David's book should be in the hands of everyone this year. He's exactly right that we need to fix the huge mistakes many of us made in 2009 and that it's time to get back on track to wealth. This book lays out the exact path you need to take. I was surprised at how much detail there is on how to do that, all wrapped up in a small and readable book. I highly recommend it.

- Brendon Burchard, author of Life's Golden Ticket: An Inspirational Novel.

(Full disclosure: I interviewed David on my blog and had him speak at my Experts Academy seminar. I think he's a really great guy. I've learned a lot from him and my audiences loved him).
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37 of 40 people found the following review helpful By Amazon Customer on January 6, 2010
Format: Paperback
David Bach's books are awesome, but there is no reason to buy more than one. If you read, "Smart Women Finish Rich", that's all you need (with the exception on Going Green). All his books have the same information in them said in a different way. The reason he finishes rich is because he keeps taking one idea and writing a whole book around it, adding old information in there to fill pages. His advice is fantastic, but you only need to read one of his books to get everything you need. Save your money on this one: the market is down but it'll go up again so keep investing when prices are low so you get more stock at a lesser price. This isn't rocket science, it's Economics 101.
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7 of 7 people found the following review helpful By Lynette R. Fleming on February 23, 2010
Format: Paperback
What did the recent Wall Street meltdown do to your retirement savings? If yours is like most, you probably lost close to a third of its value between late 2007 and early 2009. This setback has led many to cut back their contributions, or worse yet end them entirely. I work in Human Resources, and at my company several employees have actually cashed out their 403b entirely, in spite of the penalties. A 2009 survey by AARP found that four of ten workers said they had cut back their contributions. David Bach, author of nine consecutive national bestsellers, says "Giving up like this is one of the worst things anyone hoping to finish rich could do - and it's hard to think of a worse time than right now to be doing it."

Why? Mr. Bach tells us that we couldn't pick a better time than now to recommit to our retirement savings, given that an economic surge usually follows a deep recession. And judging from the recent upswing of the Dow, I would say he's right. Ups and downs are normal in the stock market. When the market is down, it is like a sale at your favorite department store ... it's time to buy. During a five month period in 2009, the Dow experienced a 38% increase, right after many people cut back on or cashed out their retirement plans. Did they miss an opportunity? You bet they did.

David Bach believes that 2010 will be the best opportunity for building wealth that we have seen in decades. And as the economy recovers, you have to be in the market to win. So if you're one of the millions who cut back back or eliminated entirely their retirement contributions, it's time to admit you made a mistake and increase your contributions RIGHT NOW!

In addition to retirement and the market, Mr.
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7 of 8 people found the following review helpful By Kevin Rohrbaugh on January 14, 2010
Format: Paperback Verified Purchase
I don't know why I continue to read these personal finance books. They are almost a guilty pleasure at this point. They are certainly similar to fantasy or romance books in their formulaic approach and content.

Bach's latest effort is typical of the genre with a lot of Tony Robbins-like motivational writing (yes you can!) and a common sense approach to paying down debt and saving for the future. The first few chapters are really aimed at people whose financial life is out of control (drowning in credit card debt, etc) so if this isn't you, much of the book will feel like it doesn't apply. The attempt at making this content new and relevant is how the book tries to counter the recession hysteria by pointing out that panic and fear resulting in stopping 401(k) payments and other saving activities will hurt more than they help. Good advice, but it would have been more effective if it had been published nine months ago. Aside from that, it contains the typical personal finance advice and recommendations that all the other books will point you to. It's not bad content, just nothing new.

If you think you need a book like this, I'd recommend something by Dave Ramsey instead, but that's mostly just personal preference.

As with all these books, you can save some time reading it if you just remember to spend less than you make.
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