Product Description (1000 characters, including spaces):Did you know that your home is NOT the biggest purchase you'll ever make in your lifetime? Your mortgage is your biggest lifetime purchase. At today's rates, the MORTGAGE INTEREST you pay your friendly lender will be MORE THAN TWICE what you paid the seller for your home. Mortgage Talk takes a straightforward approach to getting the best loan for the consumer - whether you're buying or refinancing. Set up as a glossary, you don't have to read everything before you get started. Just go to the part you need, use the evaluation forms in the book for interviewing lenders, finding the best, and you're there.
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Editorial Reviews
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Authors Clyde and Shari Steiner, who have written this book for the borrower's (not lender's) benefit, explain key mortgage terms and procedures in everyday English.For instance, the authors explain computerized loan origination, the mysterious FICO borrower rating system, and why even the biggest mortgage lenders sometimes can't deliver loan terms they promise.The best part of the book is the practical advice, written by authors who have obtained 12 home mortgages. For example, the Steiners recommend applying with two lenders at the same time if closing the loan on schedule is critical.The message "don't trust lenders" to deliver on their promises comes through loud and clear. Another bit of practical advice is to treat the loan advisor as someone working primarily for the lender, no matter how nice that person might seem.The book's highlight is the section on individual nationwide mortgage source sites and 800 numbers. It lists virtually all major Internet sites for some mortgage information and making online loan applications to earn discounts. The Steiners rate each mortgage Web site too.The appendix contains the National Money$ource Director, Loan Evaluation Checklists, Loan Amount Charts, Loan to Value Worksheets, Refinance Evaluator and Where To Get Credit Reports.Much of this insider information is available nowhere else. --Robert Bruss, Chicago Tribune Syndicate and Inman News online real estate syndicate
About the Author
Nationally acclaimed authors and speakers, the Steiners are veterans of more than twenty moves. Both are long time journalists. Shari is monthly columnist for Country's Best Vacation Homes, a licensed real estate broker, and a past loan agent trainer, and Clyde is a real estate magazine columnist and investigative reporter. Shari's long time experience working with borrowers and lenders makes her a nationally respected spokesperson for lender reform.
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Most Helpful Customer Reviews
2.0 out of 5 stars
Steiner's Complete How-to-talk Mortgage Talk,
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This review is from: Steiner's Complete How-To-Talk Mortgage Talk (Paperback)
This book is very basic and may be good for the first time homebuyers. As a mortgage professional, I was looking for something to help with my corporate training material for new associates. I continue this search.
0 of 1 people found the following review helpful:
5.0 out of 5 stars
Mortgage Books,
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Amazon Verified Purchase(What's this?)
This review is from: Steiner's Complete How-To-Talk Mortgage Talk (Paperback)
I recently ordered several mortgage books as learning and reference tools as I embark on my new career as a loan officer. I have not read any of the books from cover to cover, but they are serving me well for the purpose intended. The book arrived in a timely manner and in the condition described.
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Inside This Book
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First Sentence:
Financial pundits often intone that your home will be your single largest purchase in your lifetime. Read the first page Key Phrases - Capitalized Phrases (CAPs): (learn more)
Loan Advisor, Loan Amount, Loan Program, Market Value, Secondary Market, Origination Fee, Adjustable Loan, Credit Rating, Credit Report, Double App, Mortgage Broker, Negative Amortization, Principal Paydown, Good Faith, Loan Evaluation Checklist, Payment Cap, Start Rate, Amortization Schedule, Closing Statement, Construction Loan, Fully Amortized, Loan Agreement, Maximum Payment Scenario, Title Company, Balloon Payment New!
Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Back Cover | Surprise Me!
Financial pundits often intone that your home will be your single largest purchase in your lifetime. Read the first page Key Phrases - Capitalized Phrases (CAPs): (learn more)
Loan Advisor, Loan Amount, Loan Program, Market Value, Secondary Market, Origination Fee, Adjustable Loan, Credit Rating, Credit Report, Double App, Mortgage Broker, Negative Amortization, Principal Paydown, Good Faith, Loan Evaluation Checklist, Payment Cap, Start Rate, Amortization Schedule, Closing Statement, Construction Loan, Fully Amortized, Loan Agreement, Maximum Payment Scenario, Title Company, Balloon Payment New!
Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Back Cover | Surprise Me!
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