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12 of 13 people found the following review helpful:
1.0 out of 5 stars Save your money., May 18, 2005
As a banker in the US and EU credit card servces I was *really* just stupified at how *very* bad this book is.

This book having just been published as you will note, I was expecting some very insightful writing/commnetary along with the research (which was all based on mid-to-late 1990's - so nothing new.) I have written White Papers and Blue Papers that had more content and insight.

This book is just rambling garbage - nothing more. Want a copy? I'll send you mine for free and *I* will pay the shipping within the US.
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