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The Wall Street Journal. Complete Identity Theft Guidebook: How to Protect Yourself from the Most Pervasive Crime in America (Wall Street Journal Identity Theft Guidebook: How to Protect)
 
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The Wall Street Journal. Complete Identity Theft Guidebook: How to Protect Yourself from the Most Pervasive Crime in America (Wall Street Journal Identity Theft Guidebook: How to Protect) (Paperback)

by Terri Cullen (Author)
5.0 out of 5 stars  (3 customer reviews)

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Editorial Reviews
From Booklist
Identity theft is one of the fastest-growing crime segments worldwide, yet the laws in place to prosecute these offenses are scant and rarely enforced. Cullen, assistant managing editor and personal finance columnist for the Wall Street Journal Online, explains that there are really two broad variations of identity-related crime: identity theft, which is impersonation of someone else to get a job or hide one's own criminal record; and identity fraud, the use of another person's credentials for monetary theft. Getting someone else's personal information is surprisingly easy, but Cullen shows in part 1 how, through simple diligence such as shredding documents and protecting yourself online, you can avoid having to follow the directions in part 2, where she explains how to clear your name should you become a victim. The average identity-theft victim will have to spend 600 hours clearing his or her good name. This is a straightforward guide broken up with interesting sidebars and plenty of charts, in the Wall Street Journal tradition. Siegfried, David

Product Description
It could happen when you make a routine withdrawal from an ATM, respond to an e-mail asking for information about an online account, or leave a new box of checks unattended in your mailbox. Identity theft is one of the easiest crimes to commit in America—and one of the hardest to prosecute. As thieves become increasingly clever, Americans have more reasons than ever to fear this elusive, ubiquitous crime. Now there’s a book to help you beat it.

In two easy-to-understand sections, Terri Cullen, The Wall Street Journal’s expert on identity theft, first walks you through the most common types of identity theft and how to arm yourself against them, and then leads victims step-by-step through the process of reclaiming a stolen identity. The average victim loses more than $6,000 and spends approximately 600 hours negotiating the complex bureaucracies and paperwork—this book will help save time and effort by laying out the process. And by following the advice in the first half, you may never need the second!

You’ll learn:
• how to avoid the most common scams, from “phishing” to “dumpster diving”
• why children under eighteen are the fastest-growing target, and how you can protect your family
• why your credit report is the single most important document for protecting your identity
• how to use the sample letters, forms, and other useful tools inside for recovering from identity theft

In today’s marketplace, your two most valuable assets are your credit and your identity. No one should be without this vital guide to protecting them.

See all Editorial Reviews

Product Details
  • Paperback: 224 pages
  • Publisher: Three Rivers Press (July 10, 2007)
  • Language: English
  • ISBN-10: 0307338533
  • ISBN-13: 978-0307338532
  • Product Dimensions: 8.9 x 5.1 x 0.7 inches
  • Shipping Weight: 10.4 ounces (View shipping rates and policies)
  • Average Customer Review: 5.0 out of 5 stars  (