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How to Survive (and Perhaps Thrive) on a Teacher's Salary [Kindle Edition]

Danny Kofke
1.3 out of 5 stars  See all reviews (15 customer reviews)

Print List Price: $9.99
Kindle Price: $7.99
You Save: $2.00 (20%)

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Book Description

According to a 2006 study done by the National Education Association, 50% of teachers leave the profession within five years because of poor working conditions and low salaries. Yet, according to the 2006 General Social Survey, teaching ranks among the Top 10 most gratifying jobs with 69% of teachers reporting they were very satisfied with their jobs. A low salary should not be the reason stop molding young minds and influencing lives for the betterment of our society. Learn to:

Retire with a sizeable nest egg

Teach in a foreign country

Own all of your possessions including your cars and house

Invest in Roth IRAs and 403bs

Establish a weekly 'budget'

Live a financially secure life on a teacher s salary!

Use author Danny Kofke's easy-to-use tips to equip you and your family to not only survive, but live happily within your means, multiply your funds and invest in your future.

Product Details

  • File Size: 443 KB
  • Print Length: 88 pages
  • Publisher: Tate Publishing & Enterprises (October 23, 2007)
  • Sold by: Amazon Digital Services, Inc.
  • Language: English
  • ASIN: B002KQ5UFW
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Not Enabled
  • Lending: Not Enabled
  • Amazon Best Sellers Rank: #788,498 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Most Helpful Customer Reviews
132 of 139 people found the following review helpful
1.0 out of 5 stars Save Your Ten Bucks March 17, 2008
Don't buy this book for the simple reason that the author doesn't "survive on a teacher's salary", according to his own narrative.

Most of the time period covered in this short book, the author "survives" on two teachers' salaries because his wife also works. In addition to their two-teacher income, they earn money on the side by tutoring and working for relatives. In a few brief periods when one of them was not teaching full-time, they received money for teaching part time, keeping someone's child in their home and collecting disability. There are loans from grandma and a home improvement loan to supplement their income. The fact of the matter is that Danny and his wife are rarely without additional streams of income. At one point, Danny leaves teaching altogether for a more lucrative job selling flooring. At the end of the book, Danny goes back to teaching.

So what does Danny teach us about surviving on a teacher's salary? Never rely on a teacher's salary. Have two...and then tutor on the side. Work for relatives and friends as well. Sell a house. Borrow money from grandma. Collect disability. Work part-time. Publish and sell a book. This is how Danny does it.

To end on a slightly more favorable note, Danny does some smart things with his money which are worth emulating but you don't have to buy his book to learn how to do them. Danny suggests his readers check out books by David Bach. I would add that you look to Dave Ramsey and Larry Burkett.
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31 of 32 people found the following review helpful
1.0 out of 5 stars Disappointed March 27, 2010
Format:Paperback|Verified Purchase
This book was not worth the money I spent on it. It was a narrative of the author's experience. It was misleading. There were times when it was about 2 teacher's salaries and 3 times his grandma lent him money. I think he will do well in sales because of the title but will disappoint many buyers. The author will add to his savings but poor teachers will be conned out of $13.00 for a book that has no practical use for them.
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40 of 43 people found the following review helpful
1.0 out of 5 stars Buyer Beware! January 30, 2010
Format:Kindle Edition
Despite my initial reservations, I chose to purchase this quick read in pursuit of practical advice to achieve my personal goals of supporting my future family on a teacher's salary.

Unfortunately, I must admit that Mr. Mangrum is spot-on is his assessment of this ten-dollar waste.

Over the course of eighty-four pages, Mr. Kofke writes with poor precision, abandons his own commitment to "survive (and perhaps thrive)" on such a salary, and offers the occasional money-saving suggestion of an ethically questionable nature:

In one such example, the author and his wife manipulate their disability insurance to escape $2,293.33 of a $2,318.50 hospital bill following the birth of their first daughter.

The book's greatest worth lies in the author's references to financial literature by David Bach. Personally, I would recommend investing $9.99 in Dave Ramsey's The Total Money Makeover: A Proven Plan for Financial Fitness ($17.99 on this site). Dave offers direct, biblical, effective, "proven" (as the book states) financial advice that would serve a working man well in any profession.

For the record, I do appreciate Mr. Kofke's contribution to the understaffed field of special education...

...but I beg you to refrain from adding his book to your cart. Tate Publishing should be ashamed for endorsing such literature.
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13 of 13 people found the following review helpful
1.0 out of 5 stars Short narrative, lucky breaks April 3, 2011
I checked this book out from my local library. It was in the local authors section, and I'm a teacher in Georgia- so I thought I'd give it a look since it is a very quick read. I wanted to write a review so that people who are considering a purchase will not do so. Sorry to the author-- I know you are just trying to make a few extra bucks to support your family, but your book is not helpful to teachers who did not come from am upper middle class family and have as many lucky breaks as you did. Why did you write a book? Your experiences were not special in any way. You came from a middle class family that could afford to help you out when needed, and you've managaged to work a few side jobs and have a reasonable budget. There is nothing new or exciting about any of that. In fact, the writing is pretty boring. Maybe I should write a book.

Unfortunately, this book appears to have been written just before the economy went south. The author is very lucky to have graduated in time to have a few years under his belt before new teachers began being laid off in droves. He is also incredibly lucky to have come from an upper middle class home. He worked for his dad as a teenager (whereas these days unemployment for teens who want to work is very high since older people who are out of work are going after the jobs that used to be occupied by high school students). His father in law got them a discount on a new car. He and his wife were able to make a huge profit on their house in Florida before the recession hit and now there are many homes in foreclosures and houses are selling for much, much less than they were "worth" a few years ago. They sold their house within a few hours of putting it on the market! That doesn't happen anymore, sorry.
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15 of 16 people found the following review helpful
1.0 out of 5 stars Really Disappointing March 17, 2010
I am so disappointed after reading this short ebook. The things that the other reviewers mentioned are spot on. Danny did NOT live on a single teachers salary. He always had rich ole grandma around to bank roll him. For most people starting out is the hard part but when you get rich family members to loan you money for free that makes your starting out significantly easier. Him and his wife almost always had multiple sources of income which made their meager life work which I found disappointing. Also I was SHOCKED that Danny left teaching for the almighty dollar! What a sellout. While this "book" does give some basic good financial information is DOES NOT tell you how to survive on a single teachers salary.
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Most Recent Customer Reviews
1.0 out of 5 stars This has nothing to do with the author and his ...
This has nothing to do with the author and his family using resources to make do on a teacher's income. Read more
Published 5 months ago by Cindy
1.0 out of 5 stars Not Helpful
I really wanted to like this book and learn something from it, and I learned one thing: get short term disability then immediately get pregnant to use said short term disability... Read more
Published 11 months ago by Chula
1.0 out of 5 stars Disappointing, but its my fault for wanting something besides a...
I'm not sure what I expected. I think I was hoping for more than a rehash of the top 5 tips to save money. Read more
Published 20 months ago by D. C. Rawdon
1.0 out of 5 stars Too expensive to buy on a teachers salary...
10 bucks for a book on how to survive on a teachers salary? you can find these tips online, for FREE! save your money-there's a tip!
Published 22 months ago by esndk
1.0 out of 5 stars LIfestyle due to luck, not abiding strong money principles
I bought this book thinking that there would be some great advice on how to live only on a teacher's salary. However, after reading this book, I found little to no helpful advice. Read more
Published on January 18, 2012 by zaly
1.0 out of 5 stars Spend your money on two lattes instead
I am something of a personal finance junky. I read a lot of finance books, always looking for tips that I can incorporate into my life. Read more
Published on September 29, 2011 by Kelzie
1.0 out of 5 stars Improperly named!
This book was improperly named. It should be called "How I Survived on a Teacher's Salary". There are few applicable suggestions and many reports of how the author and his spouse... Read more
Published on June 3, 2011 by bwillhite13
1.0 out of 5 stars This guy is an idiot
In my area of the country teachers are paid a lot more than the average person makes in the private sectors. Read more
Published on May 8, 2011 by Brent M. Conley
5.0 out of 5 stars Helpful Suggestions for Anyone Interested in Financial Independence
How to Survive (and Perhaps Thrive) on a Teacher's Salary by Danny Kofke, has lots of suggestions. I was pleasantly surprised at the number of truly useful and creative strategies... Read more
Published on October 8, 2010 by C.J. GOOD (wellness practitioner)
1.0 out of 5 stars How not to survive on a teachers salary
Suffice it to say that I read the reviews and what I could read of the book on Google Books. I wanted to see if I should give this book, How to Survive (and Perhaps Thrive) on a... Read more
Published on July 6, 2010 by George
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More About the Author

Danny is currently a retirement consultant in Georgia (he was an elementary school teacher for 14 years before getting out of the classroom recently). He is the author of three personal finance books - "A Bright Financial Future: Teaching Kids About Money Pre-K through College for Life-Long Success" (SEPT 2014), "A Simple Book of Financial Wisdom: Teach Yourself (and Your Kids) How to Live Wealthy with Little Money" (SEPT 2011) and "How To Survive (and perhaps thrive) On A Teacher's Salary" (OCT 2007).

Danny's everyday approach to managing money has led him to appear on over 50 television shows including Fox & Friends, Fox News Channel's Happening Now, The CBS Early Show, CNN's Newsroom, Fox Business Network's The Willis Report, HLN's Weekend Express, The 700 Club, CNN's Your Bottom Line, Fox News Channels' America's News HQ, Fox Business Network's Follow The Money, HLN's Making It In America, ABC News Now, Fox Business Network's Varney & Company, HLN's The Clark Howard Show and MSNBC Live. He has also been interviewed on over 450 radio shows and featured in numerous publications including Instructor
Today,,, Money Magazine,, PARADE, Instructor Magazine, CBS,, The Atlanta Journal Constitution,, USA Weekend, Woman's Day, Consumer's Digest,, Bottom Line Personal, Your Family Today and The Huffington Post.

Danny wants to show others if this former teacher can gain financial wisdom and share it with his children they can too. He is living proof that a family can live wealthy on little money.

To learn more about Danny please visit

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