Suze Orman's 2009 Action Plan: Keeping Your Money Safe & Sound [Mass Market Paperback]

Suze Orman (Author)

Book Description

Publication Date: December 30, 2008

2009: The Year You Can’t Afford to Make Any Mistakes with Your Money.

The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it’s worth less than what you owe or should you sell it? How do you pay your bills if you’ve just been laid off?

The nation’s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you’re in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family

SUZE ORMAN’S 2009 ACTION PLAN delivers honest, straightforward guidance—what to do, when to do it, and how to do it—as only Suze Orman can.

--This text refers to an out of print or unavailable edition of this title.

Editorial Reviews

Amazon.com Review

2009: The Year You Can’t Afford to Make Any Mistakes with Your Money.

The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it’s worth less than what you owe or should you sell it? How do you pay your bills if you’ve just been laid off?

The nation’s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you’re in, you will find a plan of action and the answers to your questions about:

* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family

SUZE ORMAN’S 2009 ACTION PLAN delivers honest, straightforward guidance—what to do, when to do it, and how to do it—as only Suze Orman can.

Amazon.com Exclusive: Suze Orman's 2009 Action Plan

How to Prepare for the Unexpected

If in late 2007 you were told that over the next twelve months housing would crater to 20% below it's all-time peak, unemployment would rise from below 5% to nearly 8%, stocks would fall nearly 50%, and a gallon of gas would spike to more than $4 (and then drop below $2) you would probably have shrugged it off as just a whole lot of doomsday-scenario crankiness. But that's exactly what we all had to live through and continue to grapple with in 2009.

The lesson is that the unexpected can happen. In fact, sometimes a whole lot of unexpected happens all at once (see: 2008). No one can control external events, but you do have absolute control over the most powerful tool: your will to make the smart and right choices that will insure your financial security, no matter what happens. As I have said for years: Hope for the best, plan for the worst. If you plan for life's “what if's” there's no need to panic when the news turns bad. An emergency cash fund is your security when a recession causes rising unemployment. A long-term investment strategy that employs a mix of stocks and bonds makes it easier to get through scary bear markets; living within your means, rather than running up credit card and HELOC debt leaves you better able to weather financial storms.

My 2009 Action Plan is designed to make sure you are ready for the unexpected—this year and every year forward. I most certainly hope things get better for us all, but in the meantime I want to make sure you have a plan in place that will protect you no matter what “what ifs” lay ahead.

About the Author

Suze Orman is a two time emmy award winner and the author of six consecutive New York Times bestsellers: Women & Money, The 9 Steps to Financial Freedom; The Courage to Be Rich; The Road to Wealth; The Laws of Money, The Lessons of Life; and The Money Book for the Young, Fabulous & Broke. The host of "The Suze Orman Show" which airs every Saturday Night on CNBC has garnered her more GRACIE awards than anyone in the 32 year history of that award which honors women in radio and television, Named in 2007 by Business week as the top female motivational speaker in the United States and in 2008 by Time Magazine as one of the 100 most influential people in the world Suze is also a contributing editor to O, The Oprah Magazine and The Costco Connection. Suze's name has become synonymous with money and is undeniably the most listened to personal finance expert in America today.

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Product Details

• Mass Market Paperback: 209 pages
• Publisher: Spiegel & Grau (December 30, 2008)
• Language: English
• ISBN-10: 0385530935
• ISBN-13: 978-0385530934
• Product Dimensions: 4.1 x 0.6 x 7.5 inches
• Shipping Weight: 7.2 ounces
• Average Customer Review: 4.0 out of 5 stars  See all reviews (103 customer reviews)
• Amazon Best Sellers Rank: #291,169 in Books (See Top 100 in Books)

More About the Author

Suze Orman has been called "a force in the world of personal finance" and a "one-woman financial advice powerhouse" by USA Today. A two-time Emmy Award-winning television host, #1 New York Times bestselling author, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today, Orman is undeniably America's most recognized expert on personal finance.

Orman has written seven consecutive New York Times bestsellers and has written, co-produced, and hosted six PBS specials based on her books. She is the host of the award-winning Suze Orman Show, which airs on CNBC and XM and Sirius radio, and a contributing editor to O: The Oprah Magazine.

Orman was twice named one of the "Time 100," Time magazine's list of the world's most influential people, and was the recipient of the National Equality Award from the Human Rights Campaign. In 2009 she received an honorary doctor of humane letters degree from the University of Illinois at Urbana-Champaign.

Orman, a Certified Financial Planner™ professional, directed the Suze Orman Financial Group from 1987 to 1997, served as Vice President--Investments for Prudential Bache Securities from 1983 to 1987, and was an account executive at Merrill Lynch from 1980 to 1983. Prior to that, she worked as a waitress at the Buttercup Bakery in Berkeley, California, from 1973 to 1980.