"Ten Questions . . . Hidden Discounts Revealed discusses how to crack down on one's auto insurance bill . . . . From finding discounts, improving one's rating, and much more . . . Ten Questions is an excellent and much recommended pick for anyone struggling with their auto insurance."
-The Midwest Book Review
Willis M. Buhle
Reviewer
How much do you pay for your auto insurance? If you are reading this, the answer is most likely "too much!" You are looking for information that will help you save your hard-earned dollars, and you have found it.
Ten Questions is not a book for "dummies," but it is an easy to use, half-hour read, specifically designed to help save you money.
It is absolutely guaranteed to do just that. If you do not find any benefit in Ten Questions, (no matter which version you buy) simply return it for a full refund.
Chapter One, "Risk" will help you understand what factors are used to determine your rating "tier," and how to improve them. The amount of premium you pay is determined by the amount of "risk" you are seen to represent. Much of that determination is made through your answers to a series of questions you will be asked, either online, or in person by an agent. These are the "Ten Questions" referred to in the title.
Chapter Two, "Discounts" contains a detailed description of nearly every available auto insurance discount, and how to obtain them. A single 5% discount that you have been missing each policy term is costing you far more than this guide will. You will also gain the knowledge that you will need to progressively lower your rates over time.
Chapter Three, "Coverages" is a comprehensive explanation of nearly every available auto insurance coverage, including what each one does, (and does not do) for you, and how to the determine the proper balance of cost versus benefit when choosing them. When you finish reading it, you will know more about auto insurance than most agents do.
Chapter Four, "Sample Quote Process," is your ultimate weapon in getting your new policy, because it details an actual phone quote in real time, along with the "correct" answers to the "Ten Questions." Knowledge is power, and this guide is a very powerful tool that you will be able to use as long as you are driving and insuring vehicles.
Advanced Topics is new for 2012,and this section includes "Youthful Driver Strategies," and "State Specific Information," such as a layman's explanation of so-called "No-Fault" coverages, and "Full," versus "Limited" Tort.
The Appendix contains all the technical terms that are used in the guide, to help you understand the "trade talk" in the auto insurance industry.
This guide will save you money in several ways, including:
- It will help you find and qualify for discounts.
- It will show you how to improve your rating tier, and lower your "base rate."
- It will help you allocate your premium dollars more effectively, so that you get the best coverage at the best price.
Learn the answers to the Ten Questions today, and get a better policy for less money, tomorrow.
