- Preprogrammed financial and accounting functions
- Interest conversions from annual percentage rate to effective rate
- Solar powered--no batteries needed
- Protective slide case
- 1-Year warranty
Technical Details
Product Details
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Product Description
Amazon.com Review
The BA-35 from Texas Instruments is an entry-level financial calculator with features that small-business users will likely find useful, but it may not have the power students need to easily solve complex classroom problems. The calculator is powered by a solar cell--there is no battery backup--and comes with a hard plastic cover that can fit on the back of the calculator when it is being used.
The BA-35 is extremely thin, and although the button layout looks cluttered at first glance we rarely mis-keyed entries. The buttons are also sensitive enough that little force is required to get them to register input, yet not so mushy that simply brushing them causes mistakes. Unlike many of the calculators in this price range we've tested, the BA-35 actually comes with some useful documentation. A quick reference card with examples of important calculations like converting annual percentage rates to annual effective rates and entering statistical values is placed inside the calculator cover so you can always keep it handy. A small but surprisingly thorough pamphlet lays out the rest of the calculator's features, covering topics like compound interest and annuity calculations, and providing many illustrated examples for common procedures like computing mortgage payments or determining loan eligibility.
It is possible to enable the calculator to display any number of fixed decimal places, and a percentage key can be used to easily add tax, subtract a discount, or determine a percentage ratio. There's also a Percentage Change key to easily find the percentage difference between two values, and Dedicated Cost, Selling Price, and Markup keys for quickly calculating profit margins. The BA-35 may not have the advanced statistical modes and other complicated features of a more expensive financial calculator, but its combination of portability, price, and practical functionality should appeal to small business users who don't need all the nice extras they used to solve hypothetical problems in business school. --T. Byrl Baker Pros:
- Good documentation with several helpful examples
- Relatively small and inexpensive
Cons:
- Entry-level, so it doesn't have the extra muscle professionals likely need
Product Description
Basic business calculator Time - Value of money Compound interest Pre-Programmed financial function Capability for recalling Time - Value of money values as well as annunity due operations Annual Percentage Rate (APR) to Effective Rate (EFF) interest conversions One-variable statistics with frequencies Calculates mean, sample standard deviation, and population standard deviation Cost-sell-margin & mark-up calculations Square root, X2, percent, percent change, universal powers, reciprocals, natural logarihms, & exponentials
Customer Reviews
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Most Helpful Customer Reviews
26 of 29 people found the following review helpful:
2.0 out of 5 stars
Underpowered and overpriced,
By james schaefer (Seattle, WA United States) - See all my reviews
This review is from: Texas Instruments BA35 Solar Calculator (Office Product)
Anyone who purchases a BA-35, uses it and then tries out the TI BA II Plus for about 12 bucks more is going to suffer a bad case of buyer's remorse. The 35 is woefully underpowered in financial calculation capability compared to the next higher level of financial calculators. The reason I have one is that is is one of the required calculators for the actuarial exams (for reasons I have yet to figure out). My overall recommendation is -- if you want a financial calculator that has actual capability, spring for either the HP12c or the TI BA II Plus.
12 of 13 people found the following review helpful:
5.0 out of 5 stars
Virtually everyone should own a business calculator.,
By D. R. Schryer (Poquoson, VA United States) - See all my reviews (VINE VOICE) (TOP 1000 REVIEWER) (REAL NAME)
This review is from: Texas Instruments BA35 Solar Calculator (Office Product)
Everyone who borrows money to finance a car or a house should own a business calculator. It can quickly compute in advance how much your monthly payments will be once you insert the amount borrowed, the yearly interest rate, and the number of payments. Or,if you prefer, you can insert the amount of the monthly payment you can afford and calculate the amount you can afford to borrow or the number of payments over which you will need to spread out the loan. You will also be able to protect yourself against accidental or deliberate errors made by the lender. For the purposes outlined above, the Texas Instruments BA35 is a very good buy at a bargain price. If you need a more sophisticated business calculator I recommend the Texas Instruments BA II Plus.
15 of 17 people found the following review helpful:
4.0 out of 5 stars
A good, basic business calculator,
By
This review is from: Texas Instruments BA35 Solar Calculator (Office Product)
I have a TI BA-35 that I purchased about 15 years ago and it still works. It has just the basic statistics functions (found on almost all scientific calculators) and compund interest/ time-of-money calculations, but that's all a small business generally needs.It came with a great book, teaching elementary foundations of statistics and finance. I do not know if the present version comes with this book, but I would hope so. I never had a statisitics course in college, but with this aid can do some meaningful analysis.
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