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The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year Audio CD – Audiobook, CD, Unabridged

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Product Details

  • Audio CD
  • Publisher: Oasis Audio; Unabridged edition (February 7, 2012)
  • Language: English
  • ISBN-10: 1613751281
  • ISBN-13: 978-1613751282
  • Product Dimensions: 5.4 x 6.4 x 0.7 inches
  • Shipping Weight: 6.4 ounces (View shipping rates and policies)
  • Average Customer Review: 4.2 out of 5 stars  See all reviews (91 customer reviews)
  • Amazon Best Sellers Rank: #3,020,562 in Books (See Top 100 in Books)

Editorial Reviews


"A blog/Web site author and mom provides all the direction anyone would ever need to live happily for less. She reads her smoothly organized book like she’s giving an impromptu PTA talk—she’s quick and pleasant, determined but not pushy, reasonably enthusiastic. Starting with setting realistic and specific goals, her can-do list of practices also includes clearing out all types of life clutter, shopping in bulk (if you know you like the product), sharing coupons, becoming familiar with retail sale patterns, paying down debt doggedly, and using cash budgets (never credit cards) that don’t let you overspend. She makes austerity and commitment to her plan sound inviting because of her constant focus on enjoying results, seeking contentment, and staying mindful of one’s deepest priorities." 
T.W.  © AudioFile Portland, Maine

"This book will help you make dollars and sense of your life again!"
-Dave Ramsey, New York Times bestselling author and nationally syndicated radio talk show host

"The Money Saving Mom's Budget offers real hope to real families who want to escape the cycle of overspending and debt. With a guide like Crystal Paine by your side, you can do this!"
-Mary Ostyn, author of Family Feasts for $75 a Week

About the Author

Crystal Paine is the creator of the immensely popular website She has written for Woman’s Day and All You and has been featured in Real Simple, USA Weekend, and on NPR. She is a wife and a mother to three homeschooled children.

More About the Author

Crystal Paine is a child of God, wife, homeschool mom of three, author, and speaker. In 2007, she founded, a site that has since grown to become one of the most popular blogs on the web, currently averaging 1.5 million readers per month. Her mission is to challenge women in any season of life to wisely manage their time and resources and live life on purpose.

Customer Reviews

I can't really describe it other than to say that when I read her book, something clicked.
This book was so nice to read its formatted so you can read easily and reading about all the tips really is great.
In the back of the book she gives worksheets to help get you started on your goals, priorities, budget, and more.
Jake & Bridgette

Most Helpful Customer Reviews

246 of 256 people found the following review helpful By Amazon Customer on January 12, 2012
Format: Paperback Verified Purchase
I have been reading Crystal's blog for over a year now. Generally I like her advice. I pre-ordered the book in December and I eagerly awaited my copy arriving. My family has a budget but we can't seem to stick to it and I was hoping for tips and tricks I hadn't heard before that would give us some breathing room.

When I got the book I read it in a little over an hour, front to back. I wish I wasn't disappointed, but I was. From the reviews written by lots of other bloggers I thought I'd find some gems but unfortunately there wasn't anything in the book that I hadn't already heard about how to save money. All of the advice given was very basic, and common sense. Which is probably super helpful if you haven't already been down this road before!

Also, and I don't know how to say this without sounding a little bitter- Crystal mentions quite a few times that she has always been thrifty, never owned a credit card, has always had good control of her finances. And that really is WONDERFUL but is not the case for probably 95%+ of her readers, so... I got tired of hearing about it. And it made me think a little about how she's never really been in my shoes financially, which makes it harder to take her advice.

I normally don't write reviews on books I've read and I do feel bad about writing this one, because I truly think Crystal is a wonderful, beyond generous woman. I just wanted to tell people who have been cutting costs for a while that they may not get any new ideas from this book.
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89 of 97 people found the following review helpful By hloyall on January 13, 2012
Format: Paperback
This book was a disappointment. The first section of the book is a rehashing of Dave Ramsey's financial methods. The other `tips' provided can be found the author's blog. The author writes in a conversational style which makes the content very simple to understand but occasionally slips into a pompous lecturing tone. The book contained several typographical errors, chronic misuse of explanation points and dozens of plugs for the author's blog. I am even more disappointed that the first reviews of this book were written by other `frugal bloggers' (receivers of advanced copies) that I feel did not provide honest book reviews. While the book does provide valuable information regarding de-cluttering, budgeting, saving money, etc; it is reads more like a very long self promoting blog post.
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49 of 52 people found the following review helpful By Kim Garroutte on January 16, 2012
Format: Kindle Edition Verified Purchase
As soon as I finished MoneySavingMom's book I knew I'd want to write a review, even though I'm quite nervous about it. Before I start, let me say, I do recommend this book for some, but you'll want to read all of this review to know why and who for.

First let me say I love, love, love all that Crystal Paine puts out in this book. However I was a little disappointed. There is a ton of great information in this book, but it wasn't anything new. It might be to someone who is new to saving money, but it wasn't to me and I don't think it will be to anyone who's been reading money saving blogs for even a year. And if it isn't new information, then what is the point? Is it to put it all in one place? If so we needed a bigger book. Hence my next point.

One thing I love about Crystal is that she writes like a conversationalist, however there was so much jammed in this book that it didn't flow well. I felt the chapters come to an abrupt end and then the next one pops out of nowhere. I find the same thing happens to me when I have a lot to say in a little space. I can't blame Crystal, I'm sure it was a restriction by the publisher, however the book bears her name. Some segways would have been nice.

Lastly, I wasn't motivated. I just read a book called "Eat That Frog" (recommended by Crystal). Most of the stuff in this book was what I already know, but it motivated me. I was hoping for that from MSM's book. It is actually what I expected. I figured I would already know most of the tips and tricks, but come away feeling renewed, but for some reason it didn't happen. Not even the last chapter on contentment, which I was most excited about. I looked back to see how much highlighting I did (yes in my Kindle) and only 3-4 times (I'm a big highlighter, so this is really low).
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42 of 46 people found the following review helpful By Michele Graber Cubell on January 25, 2012
Format: Paperback
I was excited to read this book because I read Ms. Paine's blog. I was very happy to be able to check it out of the library, too! However, I was disappointed in the lack of substance to the book and felt it was just mediocre overall. Here's why:

Chapter 1: This was a chapter on goal setting, which I agree with the author is very important when planning one's finances. However, I don't think the approach she gave of coming up with your three most important goals - one short term, one reasonable medium term, and one audacious goal is the best way about going out financial planning. One's financial goals should revolve around the big financial picture. What if someone's short-term goal is to buy a brand new KitchenAid mixer? And one's medium term goal is to buy a car? And one's audacious goal is to go on a trip around the world, paying cash? Are those really good goals to get someone financially stable? No, they might be good goals to reach in the context of one's whole financial plan, but taken by themselves, they don't contribute to one's financial stability. When approaching financial goal setting, one should figure out where they are now financially and where they need/want to be at different stages of their lives. A 25-year old woman may have the above example for her goals, but shouldn't her goals include how she is going to pay for her housing, how she is going to afford healthcare, how long she wants to be working, how much income she wants to earn at different stages of her life, and how much she is going to save for retirement? The goal setting the author describes seemed random.

Chapter 2: This chapter dealt with cleaning out clutter and chaos to improve one's financial picture.
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