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The Self-Pay Patient Paperback – January 10, 2014

51 customer reviews

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From the Back Cover

You don't need expensive health insurance to get healthcare - and might be better off without it! 

The Self-Pay Patient reveals the secrets to taking control of both your healthcare and your health costs, showing you how to find affordable medical care outside of conventional insurance, how to escape bureaucratic medicine, and how to opt-out of Obamacare. This book explains:

1. How to exempt yourself from Obamacare without having to pay a tax for being uninsured

2. How to find alternative types of coverage that are far less expensive than conventional insurance

3. How to find doctors, hospitals, pharmacies, and other medical providers that provide big discounts for cash payment

4. How to avoid the sky-high healthcare prices that unsuspecting self-pay patients are often charged

The Self-Pay Patient is a resource for anybody who wants or needs to pay directly for their own healthcare, including the uninsured as well as people with high-deductible health insurance. This is the real survival guide for anyone who wants to opt out of Obamacare, and can save individuals and families thousands and even tens of thousands of dollars a year!

About the Author

Sean Parnell runs the website TheSelfPayPatient.com, and serves as Adjunct Scholar in Health Policy for the Rhode Island Center for Freedom & Prosperity. He's authored several policy studies on healthcare and previously reported on self-pay and charity care options for Health Care News. He has appeared on The Daily Ledger, been profiled on Breitbart.com and Samaritan Ministries, and interviewed on The Chuck & Colleen Show, Medicine On-Call with Dr. Elaina George and the David Madeira Show.

Visit TheSelfPayPatient.com to learn more.

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Product Details

  • Paperback: 128 pages
  • Publisher: Self-Pay Patient, LLC (January 10, 2014)
  • Language: English
  • ISBN-10: 0991209400
  • ISBN-13: 978-0991209408
  • Product Dimensions: 5.5 x 0.3 x 8.5 inches
  • Shipping Weight: 1.6 ounces
  • Average Customer Review: 4.7 out of 5 stars  See all reviews (51 customer reviews)
  • Amazon Best Sellers Rank: #345,131 in Books (See Top 100 in Books)

More About the Author

Sean Parnell runs the website TheSelfPayPatient.com, and serves as Adjunct Scholar in Health Policy for the Rhode Island Center for Freedom & Prosperity. He's authored several policy studies on healthcare and previously reported on self-pay and charity care options for Health Care News. He has appeared on The Daily Ledger, been profiled on Breitbart.com and Samaritan Ministries, and interviewed on The Chuck & Colleen Show, Medicine On-Call with Dr. Elaina George and the David Madeira Show.

Visit www.TheSelfPayPatient.com to learn more.

Customer Reviews

Most Helpful Customer Reviews

31 of 32 people found the following review helpful By bigpete10092 on December 23, 2013
Format: Kindle Edition Verified Purchase
I heard about this book and decided to purchase it. The author does a great job of laying of explaining how patients with limited/no resources can still have access to healthcare. One thing I learned was about health ministries in which people share health costs (health ministries are also exempt from Obamacare-for now at least). Also even the poor can get access to healthcare with doctors providing charity care, charities that pay for care (CancerCare Copayment, St. Jude's for Children, and even crowd sourcing from websites like Give Forward and Go Fund Me). Medibid is also an interesting website where patients can bid on operations (some patients don't choose the cheapest one either). One theme throughout the book is how prices drastically decrease (50%-80%) when patients are paying with their own money.

The book dispels the myth that you need a lot of money to have access to healthcare as even places like retail clinics and tele-medicine (CallMD, Consult a Doctor) can be used to get a doctor for about $35/call or under $100/visit for a retail clinic...Mr. President are you listening?). The book makes the point of situations in which you actually need the emergency room and when you can use a retail clinic. The book also explains concierge medicine which I learned is only roughly $50-$90/per person/month and allows you to e-mail, text, and get 24/7 access to a doctor (no doubt concierge medicine will grow by leaps and bounds in the coming years).

The book is worth the small nominal fee and I learned how to reduce prescription and medical bills even though I do have insurance. The only drawback to the book is that it is less than 150 pages and I would love to hear more stories about how people personally are using self-pay in their every day lives.
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9 of 9 people found the following review helpful By Debbie61 on January 28, 2014
Format: Paperback
I was excited to see that someone had written a book about the 'self-pay' patient and I couldn't wait to get my hands on a copy!
Between the covers of this book you'll find 123 pages of doable, easy to follow, tips and advice for being in charge of your own AFFORDABLE healthcare. The pages are filled with resources and links to websites to help you navigate through options that will work for your specific needs. The book is written clearly and is neatly organized so you can refer back to it and easily find the resources you need. Subjects covered are from primary care, vision, dental and mental healthcare through surgeries, labs and imaging and most everything in between, there's even a chapter with options for employers! I have already used one resource with a prescription and purchased it cheaper than I would have through my own health insurance!
This book has given me inspiration and confidence with the realization that "I can do this"…. I CAN be in charge of my own healthcare and do it more cost effectively than it has been done in the past. And the best part is that I make the choices on my own healthcare needs and don't have to wait for someone at the insurance company to decide if it's "medically necessary" and if they're going to approve of it.
I would recommend this book to anyone who has healthcare needs, whether you have insurance or not. Even someone with a health insurance policy will be inspired to be more in charge/control of their own healthcare needs and spending and will find money saving tips and advice in this extremely informative book.
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7 of 7 people found the following review helpful By Jerry on January 15, 2014
Format: Kindle Edition Verified Purchase
This book covers everything you would want to know about finding medical care if you don't have insurance. It is also very useful if you do have insurance because it will show you how in many cases paying cash will actually save you money over using your health insurance. For example, you can purchase generic prescription drugs at Wal Mart for less than your co-pay might be! For those of us on Medicare, paying cash will help you reserve your Part D for when you really need it. For example, my blood pressure medicine is cheaper paying cash at Wal Mart than if I use my Medicare Advantage Plan's Part D. And remember that with Part D Medicare plans the charge against your Part D plan is both your co-pay and what the insurance company pays. Which means you can go through your Part D plan quicker than you expected. The book also goes into finding lower cost lab tests than what a hospital lab will charge you. You may be able to obtain dental services and vision care for less by paying cash. It does pay to shop around. Need dental work? Get on the phone and start calling dentists, telling them you don't have insurance, but you will pay cash for services. The author also tells you a lot about the pros and cons of Obamacare, and the fact that with the large deductibles of Obamacare you are going to have to be paying out of your own pocket anyway. There appear to be some alternatives to Obamacare and the author covers these very well. I really like this book and recommend it a 100%!
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6 of 6 people found the following review helpful By J. Johnson on January 17, 2014
Format: Kindle Edition Verified Purchase
Here's the post I placed on Sean's site today ([...])--

I just recently read you book on kindle and I am scouring it today for the highlights. I’m looking to find insurance for my previous employee (my wife) of my small business (ie, 2 people). Horizon BCBS NJ is no longer offering small group coverage (most of NJ insurers as well) so I’m in the market for her.
We’ve had high deductible policies for years and have saved a great deal or at least broken even some years compared to an upscale PPO plan.
I’m quite interested in the "ministry based plans"– they represent real savings (esp. if you know how to shop for price as described in your book).
In addition, they are more like insurance the way it was begun by Ben Franklin (fire insurance); an association of responsible people. They tell me that form still works in spite of government and lawyers turning everything into a contractual/regulatory/rule-based fiasco."

Let me add here that the books provides many sites to consult to find cash_friendly doctors, labs, specialists, imaging, med's. I've checked several and they are the real deal. I've used Medibid.com and myhealtcarebluebook.com (both highlighted by Sean) in the past. e.g., I started looking for a wrist MRI at $2500 (New Jersey) and found a place at same distance that did the test for $500--almost precisely what bluebook said it should be.
This book is worth the investment even if (esp if) you have obamacare's high deductible policies.
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