More About the Author
Judy Lawrence is a Personal Financial Counselor / Budget Coach and holds a Masters in Counseling from the University of Wisconsin-Oshkosh. Her basic money management concepts are drawn from her early days growing up above a local Wisconsin Dairy Co-op (cheese factory), managed by her father, and the "common cents" modeling from her parents. Her future book would be based on her "5 Jar System" where she saved her cheese factory earnings in five different jars to cover her clothing, car savings, college savings and more. That need for visual feedback and interaction would also later play out in her future books.
A variety of job experiences over the years in Wisconsin, New Mexico and California broadened her awareness of consumer's relationship with money. Jobs ranging initially from elementary through high school and college counselor, to Realtor, Office Manager, Online Support Executive (in Silicon Valley), Sales Executive, Budget Consultant for the family law courts in New Mexico and long standing Private Practice as a Financial Counselor (sitting at hundred's of kitchen tables), as well as being a member of the Albuquerque Collaborative Divorce Group team, have enhanced her financial counseling and coaching skills.
Judy's book, "The Budget Kit:Common Cents Money Management Workbook" 6th Edition, has been in print since 1980. The original book "Common Cent$: The Complete Money Management Workbook", was the self-published forerunner to "The Budget Kit" and was later published by Dow Jones-Irwin. It is a perennial bestseller for Kaplan Publishing (previously Dearborn Publishers) for over 15 years and other publishers before that. For decades, Judy has been a spokesperson and quoted in numerous media outlets and a frequent guest on TV and radio, including CNBC, WGN, CNN Radio, USA Radio Network, Business Talk Radio, Money, Kiplinger's, the Chicago Sun-Times, and the San Jose Mercury News.
Her down-to-earth style through her books, coaching and workshops and website www.moneytracker.com has helped thousands of couples, individuals and small business owners nationwide get out of debt, start saving, gain financial control, and develop a healthy relationship with money. The ultimate goal is always to guide people towards more financial peace of mind.
Judy recently moved back to Albuquerque, NM after spending ten years of one of the most tumultuous years of financial booms and busts in the Silicon Valley Bay Area in CA.