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Product Details

  • Paperback: 412 pages
  • Publisher: CreateSpace Independent Publishing Platform (March 14, 2011)
  • Language: English
  • ISBN-10: 1453877916
  • ISBN-13: 978-1453877913
  • Product Dimensions: 5 x 0.9 x 8 inches
  • Shipping Weight: 1.1 pounds (View shipping rates and policies)
  • Average Customer Review: 4.5 out of 5 stars  See all reviews (6 customer reviews)
  • Amazon Best Sellers Rank: #1,522,215 in Books (See Top 100 in Books)

Editorial Reviews

About the Author

Caroline Gerardo graduated with a MFA from Claremont Graduate University. She worked for Washington Mutual Bank more than twenty years until the mortgage meltdown. She knows what it was like on the inside of other failed banks that lead America into foreclosure. Ms. Gerardo's masterful writing style is fast paced. The story takes the reader on an epic journey from Wall Street to Newport Beach California then the Turks and Caicos, and Las Vegas. California was the mecca of all mortgage companies before 2008. These locations Ms. Gerardo knows first hand, and she describes with cinematic detail. She resides in Laguna Beach with her children.

Customer Reviews

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Most Helpful Customer Reviews

1 of 1 people found the following review helpful By ellen Borlin on January 9, 2014
Format: Paperback Verified Purchase
I love the way this writers style flows. The story takes place in OC and if you live there, like I do, you could imagine these characters as your neighbors. Great ending!!! If you like Grisham and Patterson you love this fun fiction! Keep on writing Caroline Gerardo!
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3 of 4 people found the following review helpful By James J. Caterino on September 22, 2011
Format: Paperback
The author of Toxic Assets understands the most vital rule of writing in any format or genre. Start your story off with a bang! This novel opens up mid-action with a riveting scene that transports the reader directly into the story.

Toxic Assets is a story about high finance and banking. It is about greed and murder. It is about the slick and shady characters who operate in the world of white collar crime...and scheme to get away with it. It is Wall Street meets Newport Beach. It is Too Big to Fail meets the dark side of Dynasty channeled through the literary voice of dramatic modern angst. It is the story of a woman who has the courage to navigate and compete in this high stakes universe of paper profits and smoke and mirror shanangans.

All of the supporting characters are well defined but the standout is the egomaniacal and manipulative Blake. He is the Gordon Gekko of the mortgage business. Instead of Gekko's catch phrase "greed is good", Blake prefers the equally as sinister mantra of "net worth equals human worth". This is a brilliantly drawn character, and a frighteningly realistic one, as our all of the profit obsessed banking executives in this novel. Trust me, these people do exist and have more power than you can possibly imagine.

What I loved most about this book is the insiders perspective on the how the real estate 2008 bubble was created. Of course this is fiction and the dramatic story always takes center stage. But the details on how these morgage securities were packed together, mislabled, and greedily hyped are very accurate. If you want to know why the economy is still stuggling and why it will never be the same again, this is a book you want to read.
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3 of 4 people found the following review helpful By Caroline Gerardo on March 21, 2011
Format: Kindle Edition
If you like Larsson's Lisbeth you will love Katherine the character in this novel. She recovers from her cheating husband stealing all their savings to take an epic journey. Katherine has no problem telling the gambling, fraudlent, dirty scoundrels at the mortgage bank to move aside.
And yet she is sweet with her children , falls in love with a new guy and shows that even girls can survive in this dog eat dog world.
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More About the Author

Caroline AKA Caroline Gerardo Barbeau or C.G. as friends call her was born in Cincinnati Ohio.

She was raised in a large Catholic family, by a father with the wanderlust for the next physicist project and mother who was to become the support of the family as a school psychologist. Her parents moved five children to Louisiana, Ohio, Indiana, Boston, Pennsylvania and finally California.
She received her Bachelor of Arts Magna Cum Laude from Scripps College dual Major Art and Literature, and a Master of Fine Arts from Claremont Graduate University.

Caroline lives half time in Wyoming and California with her children.

Caroline has awards for her poetry and flash fiction.

She writes seven days a week and also enjoys photography, painting, gardening, gourmet cooking, and investing. Caroline's photographs and poetry have received national attention.

Toxic Assets is a fictional story about the lavish lifestyles of the banking industry of the past told from inside. It is in the financial thriller genre, but is also literary thriller. Imagine you could change the tide of Wall Street and the mortgage meltdown if you were there. Fraud, romance and murder drive the story with an amazing female heroine at the center.

The Lucky Boy is a dark coming of age novel. It is Caroline's recent publication. The Lucky Boy is a tale of a young man's journey from Pennsylvania to California. He is abused at home. The parents send him to live with his Grandmother. When Grandmother dies, Seth runs away and begins a life of crime. He arranges illegal fights for betting money, sells his mother's prescription drugs, and steals from those in his pathway. An event will pull him up by his boots to survive. The pace of the adventure story is fast. The Lucky Boy is Trangressive Fiction. Seth suffers from ADHD or ADD in a time when there was no diagnosis or treatment for the problem. This is literary fiction written in beats.

Short stories: Greed, Vanity, Lust, Granny Magic, Willow Green,
Ghostwriter of other novels.
A Few Recent Publications:
Midwestern Gothic Spring 2012, One Stop Poetry 2011, The Potomac 2011, Scapegoat Review October 2011, Sleet Magazine Spring 2011, Negativesucks Magazine May 2011, and Narrative Magazine 2011
Blogger on Blogit since 1999 as: the_loanlady

Caroline is active on twitter as

Caroline is working on her next novel, Eco-Terrorist a thriller about water rights set in Wyoming and a poetry/digital interactive project about The Last Willow Flycatcher