This universal kit is very handy to have in your pocket all the time (as a money clip and used frequently in small tasks that need small/immediate tool. I recommend this item to those who fix small things as they go.
I had this money clip in my possession for exactly one week before it was confiscated by airport security personnel who claimed it could be used as a weapon. Ah well. If you do buy one, know that you can't take it anywhere by plane.