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I Was Broke. Now I'm Not. Paperback – January 20, 2008


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I Was Broke. Now I'm Not. + Witnessing: How to Give Away Your Faith (Christian Basics Bible Studies) + Ministering Through Spiritual Gifts: Recognize Your Personal Gifts and Use Them to Further the Kingdom (Life Principles Study Series)
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Product Details

  • Paperback: 121 pages
  • Publisher: Now I'm Not Publishing; 1 edition (January 20, 2008)
  • Language: English
  • ISBN-10: 1605301906
  • ISBN-13: 978-1605301907
  • Product Dimensions: 8.1 x 5.3 x 0.4 inches
  • Shipping Weight: 5.6 ounces (View shipping rates and policies)
  • Average Customer Review: 4.3 out of 5 stars  See all reviews (27 customer reviews)
  • Amazon Best Sellers Rank: #252,500 in Books (See Top 100 in Books)

Editorial Reviews

Review

Joe Sangl is an absolute freak which is exactly why you should not just read, but devour this book. As a pastor I have seen hundreds of people walk around carrying regret with them. What kind of regret? Well, there s relational regret and then there s vocational regret but the one that usually isn t mentioned but is probably most common is FINANCIAL regret. I know way too many people who are in debt up to their eyeballs and are currently seeing no light at the end of the tunnel thus leaving them feeling hopeless. But there is hope! If you are in a financial hole you CAN get out of it...and...if you are just beginning your financial journey in life what you are about to read can save you from making dumb money decisions that could haunt you for years and prevent you from doing exactly what God has designed you to do. I personally believe that God has a unique plan and purpose for everyone on this big ball of dirt we call earth. However, I have seen people that, because of intense financial bondage, have to delay what they know He has called them to do because they can not afford to make that move. That is tragic! Let me be very clear about something what you will read in the pages that follow is NOT how to get rich in a month type of thing. AND by reading this you will not discover some obscure verse in the Bible that, upon claiming it you will have something to force God to bless you with. What Joe has written about here is how the average person who makes an average salary can live an above average life. I am sick and tired of people who say that if they just made more money then they could get out of the financial prison they are in that is BULL! You can begin your journey to freedom today, but remember, financial freedom takes work... Which is exactly why many people never achieve it! I have met WAY too many Christians who simply want God to pay off all their financial debt which is unfair because He s not the one who racked up the credit cards. God will help us get out of debt but we have to be the ones who apply the wisdom He provides us with. Let me be honest this is not a very comforting book when you first read it. In fact, I sort of had a sick feeling in my stomach because of some steps I discovered that I need to take. BUT I can promise that if you read and apply what has been written here then you will eliminate financial regret from your life. On a personal note I have watched Joe and his lovely bride walk through this journey. I have listened to him yell at the television when credit card commercials come on. I have seen him pay cash for just about everything he purchases...in other words he is smoking what he is selling. This book is not the words of some ghost writer or some guy that has an abstract theory but rather a guy who has been buried in financial regret, came out of it and wants to help others do the same. --Perry Noble - Pastor of NewSpring Church

About the Author

Joseph Sangl is on a crusade to help others win with money. He believes that when people become financially free, they are able to do exactly what God has put them on earth to do - regardless of the income potential. As the Pastor of Financial Planning and Counseling at NewSpring Church in Anderson, SC, Joe has been able to teach thousands of people each year through one-on-one financial counseling, personal finance classes, and Sunday messages. He also carries the crusade to the entire nation through various speaking engagements, his daily blog/website, and his Financial Learning Experience seminars. Joe obtained a BS in Mechanical Engineering from Purdue University and a Masters of Business Administration from Clemson University. He and his wife, Jenn, reside in Anderson with their daughter Melea.

More About the Author

Joseph Sangl is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances. He believes when people are financially free, they are able to do exactly what they have been put on Earth to do - regardless of income potential.

He is the founder of I Was Broke. Now I'm Not., an organization that provides financial teaching through live events, print and web resources. He is also the President and CEO of INJOY Stewardship Solutions, a company that provides solutions that resource the vision of the local church.

Joe's personal finance story has been featured in Money Magazine, and he has been privileged to share his passion with hundreds of thousands of people throughout North America.

Customer Reviews

4.3 out of 5 stars
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It was very easy to read and understand.
Rebekah Tower
I recommend the book and the group study to anyone reading this. :)
ctgirl4life
This book gives a great overview of the steps to financial freedom.
BIll Cousineau

Most Helpful Customer Reviews

6 of 6 people found the following review helpful By BBailey on February 2, 2008
Format: Paperback
All marches toward debt free living start with a first step. This book can be your first step. I wish someone had taught me the principles presented in this book when I was in my twenties. I am thankful my wife and I found them in our late thirties. Read the book, follow the concepts, and for the first time in your life feel some sense of control over your financial future.
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4 of 4 people found the following review helpful By Konnie M. Rutland on February 24, 2008
Format: Paperback
Joe did a great job in his book for the average person to understand and implement his ideas. I wish we would have known a 3rd of this information 20 years ago and we wouldn't be where we are now. The book gives you a simple plan to follow and IF you do it, it will work. I look at the whole budget idea like a diet. I know what to do to loose weight, its simple eat less, move more. But unless I take action it won't happen. I'll be in the same place next year that I am right now, overweight and unhappy. If you keep doing what your doing with your money and don't learn from your mistakes or learn how to budget you'll never fix the problem. I highley recommend this book for everyone, my 18 year old son is now using a budget. He has a part time job and only 3 bills, but he won't be in credit card debt if he follows Joes' rules to live by. This book would make a great graduation gift for everyone you know. Help the children learn NOW instead of Pay later.
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4 of 4 people found the following review helpful By Paul R. Marshall on January 22, 2008
Format: Paperback
This book is a quick read and extremely practical. Joe is very honest about the mistakes he has made and puts forth commonsense ideas that have worked for him to be financially successful!
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3 of 3 people found the following review helpful By M. Cattafi on February 20, 2008
Format: Paperback
The tools and information included in this book prove to be invaluable. Joe's no holds barred approach at taking control of your finances can be applied to any financial situation. This well written, down to earth book combines personal experiences, with professional insight and includes the tools needed to learn and incorporate a positive plan to turn your finances around and make your dreams come true. This is a must read.
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2 of 2 people found the following review helpful By Nancy Carroll on April 27, 2008
Format: Paperback
Our pastor suggested this book to us. We've read it together and applied the principles in our finances. WHAT a world of change! This book makes saving and budgeting FUN and you actually feel accomplished when you start to put it into practice!! All we can say is BUY IT!
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1 of 1 people found the following review helpful By Marilyn Miramontes on December 17, 2012
Format: Paperback Verified Purchase
It has a simple format to understand. I love that the author gives a free website to the budget sheets in excel so he actually did the work for you and made it very simple to follow his plan. Plus he has weekly emails that he sends it you want them to keep you on track. Excellent for anyone who want to learn how to budget their money. The only thing is that I did not find any real use for the workbook that is sold separate. The book and the website are more then sufficient. I recommend it.
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1 of 1 people found the following review helpful By Kindle Customer on May 2, 2011
Format: Paperback Verified Purchase
I like how simple but thorough this book is. Easy to understand, and covers everything that needs to be covered.
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By ctgirl4life on April 1, 2014
Format: Kindle Edition Verified Purchase
Loved the book. It gives us a not only a common sense perspective, but a Christian perspective on finance as well. You will find that every chapter ends with an encouraging statement (I believe in you!). I also found the chapter on creating a budget very helpful. It becomes Math intensive at times but trust me...it gets better as you go along. I recommend the book and the group study to anyone reading this. :)
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