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When I'm 64: Planning for the Best of Your Life [Kindle Edition]

Marvin Tolkin , Howard Massey
4.6 out of 5 stars  See all reviews (14 customer reviews)

Kindle Price: $8.99

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Book Description

Once you hit that magic age of 64 (give or take a few years) and stop working, what are you going to do with the rest of your life?

How can you accumulate enough assets to allow you to continue to live a comfortable lifestyle?

How can you use your retirement years most productively?

How can you stack the odds in your favor in terms of maintaining both physical and mental health?

These are the questions facing millions of baby boomers today.

This book provides the answers. In these pages, you’ll discover a practical, common-sense approach that can lead to a happy and fulfilling retirement beyond your wildest dreams... making the rest of your life truly the best of your life.

The interweaving of Marvin Tolkin’s life story—a true success story—with folksy wisdom, practical advice, and incisive commentary is a powerful combination. Every baby boomer—and their children—should read this book... Within these pages you’ll find a toolkit of ideas that enables the construction of a foundation strong enough to support even the longest and most active of retirements.” — From the Foreword by Dr. Robert N. Butler, Pulitzer-prize winning author and President and CEO, International Longevity Center

“This is an inspiring and practical financial memoir. It is wonderful that Marvin Tolkin, with his decades of experience, is willing to share the truth about both money and aging from a personal point of view. Marvin counsels us to have a mentor, but many of us have no one that fills the bill. Now, we do—a mentor that propels us to a lifetime of fulfillment and relevance, both monetary and spiritual.“ — Adriane Berg, author of ‘How Not to Go Broke at 102: Achieving Everlasting Wealth”

"Marvin Tolkin doesn't preach to you about how to prepare for retirement, he tells you stories that are rich in wisdom—stories that are all the more compelling because they tell of his failures as well as his successes." — David B. Wolfe, author of ‘Ageless Marketing”

“At a time when the world of business and the idealistic nonprofit world seem to be at odds, it is refreshing, and inspiring, to read the story of one whose life transcends any such dualism. Marvin Tolkin's well-told story is a stirring answer to the Talmudic question, 'If I am only for myself, what am I? If not now, when?'”— Rick Moody, AARP Director of Academic Affairs

Editorial Reviews


There's no reason to ever let age slow you down. When I'm 64: Planning for the Best of Your Life discusses how one should spend their retirement years, and hopes to push seniors to treat the last few decades as something the previous half dozen have worthily lead up to. Covering health, using one's time, and more, When I'm 64: Planning for the Best of Your Life is a top pick for any fast approaching that next chapter. --Midwest Book Reviews, December 2009

About the Author

Marvin Tolkin is a retired businessman who built his success on the concept of "chasing the demographics" -- following the baby boomers from their early childhood though their adult years. He is currently enjoying the best of his life by serving as advocate, mentor, and adviser for a wide variety of local, national, and international organizations that provide services to retirees and senior citizens.

Howard Massey is a veteran journalist and the author of fifteen books.

Product Details

  • File Size: 529 KB
  • Print Length: 216 pages
  • Publisher: Tributary Press LLC (October 14, 2009)
  • Sold by: Amazon Digital Services, Inc.
  • Language: English
  • ASIN: B002D48L6G
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Not Enabled
  • Lending: Enabled
  • Amazon Best Sellers Rank: #1,040,940 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Most Helpful Customer Reviews
4 of 4 people found the following review helpful
5.0 out of 5 stars A Unique Read November 18, 2009
Format:Paperback|Verified Purchase
This is a unique book, first because it deals with the entire life course and not just life after 65, and second because of the wonderful way it gets its points across through storytelling.
Marvin operates on the premise that we shouldn't wait until 65 to start doing what we love, but back upstream to wherever we are on our life journeys and begin aligning all aspects of our lives with what we know and love. This means doing work we love and investing our assets only in areas we know and love. Marrying our time and money to our passions is the recipe for a rich and fulfilling life.
The book is philosophical and practical, funny, inspirational, and totally authentic. It's a very good read.
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4 of 4 people found the following review helpful
5.0 out of 5 stars A top pick for any fast approaching that next chapter December 11, 2009
There's no reason to ever let age slow you down. "When I'm 64: Planning for the Best of Your Life" discusses how one should spend their retirement years, and hopes to push seniors to treat the last few decades as something the previous half dozen have worthily lead up to. Covering health, using one's time, and more, "When I'm 64: Planning for the Best of Your Life" is a top pick for any fast approaching that next chapter.
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3 of 3 people found the following review helpful
The author was a successful lingerie manufacturer until he retired in his sixties. While some might be tempted to put the book down at this point- most of us don't own businesses, much less successful businesses- the author uses his interesting life story to illustrate his points about success, the necessity of failure, the importance of good relationships, risk, mavens, happiness and what makes for a successful retirement.

Many people have failed to adequately plan for their retirement, but the author argues that it's never too late. He goes on to say that the stereotype of the retiree playing golf and watching television until he or she dies is not only unrealistic- he makes the financial case for continuing to work at least part-time after retirement- but also unattractive. In his experiences, he has found that people who are not actively engaged in something that they are passionate about are the ones who will not only become less healthy but who will also die more quickly.

The crux of his book is the concept of "Marrying Time to Money". The phrasing might be a little awkward, but the idea is sound. Decide- preferably before retirement is on the horizon- what your interests are and design a retirement strategy that makes use of those interests. In this way, you won't just accumulate assets, you'll also be cultivating an avocation- or vocation- that keeps you engaged. In his case, the author successfully invested in art, coins and Faberge pieces.

The author spends just as much time- if not more- on his failures, particularly his inability to see that his company's most valuable assets were not his clothing business but his real estate holdings.
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3 of 3 people found the following review helpful
4.0 out of 5 stars A Refreshing Way to Plan For Retirement April 14, 2010
Marvin Tolkin has given us a new and refreshing way to look at and plan for retirement. Instead of thinking about retirement as "the rest of your life", he suggests that you think of it as "the best of your life."

Marvin offers a totally different way to look at retirement. Instead of taking the typical financial planner's perspective, he takes a holistic approach. Most financial planners are concerned with allocating resources among stocks, bonds and other investments. Marvin suggests that you plan for your retirement by investing in things that interest you. Stocks and bonds do not generally give you any personal sense of satisfaction. Collecting stamps, gold coins, art and other such collectables can offer a good financial investment as well as a personal satisfaction.

He gives some fairly good advice about alternative investments. Seek out and find experts. Take their advice. Focus on the higher end, more expensive products where there is likely to be higher demand, more appreciation. One of the concepts he talks about is "marrying time to money". His view is that you should only invest in things that you are passionate about - things you love spending time doing. If you naturally are passionate about something, you will study it, devote the time and attention to looking after the investment and even if the investment does not totally pan out, you will at least have enjoyed the ride.

Marvin develops his philosophy of retirement by telling his own story. In some respects this is helpful, in others it has it disadvantages. Marvin was a highly successful businessman and therefore had many advantages that many people do not. He got to travel extensively. He had the cash flow to invest in real estate.
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6 of 7 people found the following review helpful
5.0 out of 5 stars Listen to this Sage June 30, 2009
It is not often a highly successful person tells you when he did not win the race but still gained from the experience. Marvin Tolkin succeeded in many of his business ventures but tells how he lost in others. Tolkin inspires through his easy storeytelling style when taking risks, listening to others and moving on his own knowledge. I would recommend people in their 30's and 40's read this man's approach to planning for the years ahead using logic, fun and passion. After this quick read, I felt I knew Marvin Tolkin.
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Most Recent Customer Reviews
2.0 out of 5 stars Higher Expectations !
Disappointing, given the title. Almost like reading a book about investments or growing/managing a business for wealthy individuals. Read more
Published on April 15, 2013 by David M. Jenkins
5.0 out of 5 stars Talks Good Sense, but misses the REAL point of Life - God!
Tolkin tells the story of his successes and failures in the business world, and the lessons he has learned along the way. Read more
Published on May 29, 2010 by Dr. Marc Axelrod
5.0 out of 5 stars Retirement? Bah Humbug!
Marvin Tolkin is the kind of neighbor you wish for - a man so comfortable with where he is in the realms of post working years - that he is able to take away all of the anxiety... Read more
Published on April 25, 2010 by Grady Harp
5.0 out of 5 stars Old advice regarding financial planning that never gets old
There was not a single item of advice for "retirement" planning in this book that I have not heard before, yet there was not a single item that I considered superfluous, redundant... Read more
Published on April 17, 2010 by Charles Ashbacher
5.0 out of 5 stars WOW
I was fortunate to receive a copy of Mr. Tolkin's book from a friend. WOW! So much information, so easy to read, and so helpful. Read more
Published on July 31, 2009 by Hope Coleman
5.0 out of 5 stars Great Book!
Interesting, practical and easy to read. Marvin Tolkin using his great gift of story telling leads us to a truthful and practical understanding of the world of business, finance... Read more
Published on July 22, 2009 by Alexander Alexandrov
4.0 out of 5 stars Do what you love; love what you do!
Knowing Marvin(and Carole) as I do, I can say that the book tells the truth - Marvin is as happy and committed to others as he and Howard Massey describe. Read more
Published on July 4, 2009 by Peter J. Whitehouse
5.0 out of 5 stars A bible for retirement planning!
Planning for your senior years is such an important issue and many books have been written on this subject. Read more
Published on June 12, 2009 by B. Goldstein
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