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Winning the Insurance Game: The Complete Consumer's Guide to Saving Money [Hardcover]

Ralph Nader (Author), Wesley J. Smith (Author)
5.0 out of 5 stars  See all reviews (1 customer review)


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Book Description

October 1990 Winning the Insurance Game
This book puts an end to unnecessary consumer spending by telling how to lower automobile insurance premiums, choose a good HMO or PPO health plan, reduce homeowner's insurance premiums, determine the amount of life insurance really needed, and more.
--This text refers to the Paperback edition.

Editorial Reviews

From Publishers Weekly

Anyone who has insurance or plans to buy it will benefit from this invaluable, money-saving handbook. In crystal-clear language, consumer activist Nader and Smith ( The Senior Citizens' Handbook ) take readers through the fine points of insurance policies as they cover auto, health, residential, life and senior citizens insurance; Medicare; workers' compensation; and special-needs policies. Boxed "consumer alerts" and cautionary scenarios punctuate their down-to-earth, practical presentation. "To an insurance company . . . what you really are is a statistic," the authors warn as they explain how to cope with "nickel-and-diming" adjusters. They broaden nearly every chapter with a discussion of what consumers can do at the community and national levels to bring about meaningful regulation and greater fairness in the insurance industry. 100,000 first printing; $100,000 ad/promo; author tour.
Copyright 1990 Reed Business Information, Inc.

From Library Journal

This book provides detailed explanations of the major insurance types (auto, health, residential, and life), but goes far beyond that to treat government insurance benefits (e.g., Social Security, Medicare), as well as other forms of state and private insurance (e.g., workers compensation, medigap) of interest to consumers. Throughout the book there are numerous "Consumer Alert" sections, and the final chapter on each topic is entitled "Consumer's Agenda." The authors give useful advice on dealing with insurance agents, filing claims, pursuing grievances, and becoming involved in the political process that regulates the insurance industry. Well written, measured in tone even though relentlessly pro-consumer (not surprisingly, given Nader's history), this is an enormously important source for public libraries.
- Jack Ray, Loyola/Notre Dame Lib., Baltimore
Copyright 1990 Reed Business Information, Inc.

Product Details

  • Hardcover: 538 pages
  • Publisher: Knightsbridge Pub Co Trade; 1st edition (October 1990)
  • Language: English
  • ISBN-10: 1877961175
  • ISBN-13: 978-1877961175
  • Product Dimensions: 9.4 x 6 x 1.3 inches
  • Shipping Weight: 2 pounds
  • Average Customer Review: 5.0 out of 5 stars  See all reviews (1 customer review)
  • Amazon Best Sellers Rank: #3,432,028 in Books (See Top 100 in Books)

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5.0 out of 5 stars Essential Guide, August 26, 2010
An essential guide to understanding insurance and it many forms. Straight talk on what works and doesn't work. A range of good advice from Medicare and Medicaid to Term Life Insurance and Auto Insurance. Keep it on the bookshelf. Much of advice is still right on but some parts could you use updating.
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Inside This Book (learn more)
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First Sentence:
Life is full of uncertainty, but three things are constant: death, taxes, and insurance. Read the first page
Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
territorial rating, med pay, prepaid legal insurance, residence premises, fund transfer card, insured location, declarations page, motorist protection, peril insured, hospitalization policies, residence employee, traditional health insurance, basic homeowner, mortality charges, projection charts, insurance game, liability portion, auto insurance premiums, cash value policies, life insurance protection, benefit gaps, insurance file, earthquake coverage, covered property, crime insurance
Key Phrases - Capitalized Phrases (CAPs): (learn more)
Social Security, United States, Consumer Alert, New York, Consumers Union, Veterans Administration, Public Advocate, Consumer Reports, New Jersey, Robert Hunter, California Department of Insurance, District of Columbia, Puerto Rico, National Health Program, National Insurance Consumer Organization, Notice of Noncoverage, Rhode Island, World War, British Columbia, California's Proposition, Insurance Information Institute, Lloyd's of London, Los Angeles, North Dakota, Virgin Islands
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