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Work Less, Live More: The Way to Semi-Retirement
 
 
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Work Less, Live More: The Way to Semi-Retirement [Paperback]

Robert Clyatt (Author)
4.2 out of 5 stars  See all reviews (17 customer reviews)

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Book Description

September 30, 2007
Most people are overextended, and overstressed—and feel that the thrill is gone from their worklives. Even those who are not mired in debt or struggling to save for retirement feel they have no choice but to keep slogging away until age 65. The book teaches how to make early semiretirement work, built on: sensible spending,a rational investing method based on Nobel Prize winning research, a safe lifelong withdrawal rate system, and psychological adjustments needed to live a life outside the dominant culture of consumption and overwork.

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Editorial Reviews

Review

Sections on developing a retirement portfolio and a withdrawal strategy are certainly valuable for those who have already retired. (Lynn O'Shaughnessy 20090101)

Very highly recommended for everybody seeking an alternative to their currently dissatisfactory career and better, more fulfilling lives. (Midwest Book Review 20090101)

In 2001, Bob Clyatt retired at the age of 42. But then the stock market tanked. After a year of fretting, he found his solution: part-time work that he actually enjoyed. In his new book, Work Less, Live More, Clyatt writes about how others can semi-retire early, too. (Motley Fool, Rule Your Retirement newsletter 20090101)

[Bob Clyatt] reconsidered his withdrawal rate, revised his spending plans, reconsidered part-time work and wrote about the whole process in his book, Work Less, Live More. (MSN Money 20090101)

Clyatt backs up his advice on investing and spending during retirement with solid academic research. (San Diego Union-Tribune 20090101)

A guide about living outside the suffocating culture of consumption and overwork. (The Columbus Dispatch 20090101)

Offers intelligent and practical tips on systematic savings, sensible spending and rational investing to make retirement money, even if it is not a fortune, last a lifetime. (Tribune Media Services )

Terrific advice on how to safely reach semi-retirement while still in the prime of life. (Mark Goines )

From the Back Cover

Work Less, Live More The New Way to Retire Early by Bob Clyatt Career, Retirement

Ready to pursue the rest of your life?

Professionally, you're experiencing the success that years of hard work brings – but the long hours are taking their toll and you're burning out fast. You see it in your health and even in your family life. Your ambitions no longer include the rat race. You're thinking that retirement can't come soon enough.

Fortunately, there’s an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones – and do it all years, even decades, before the "normal" retirement age of 65.

With Work Less, Live More and a little planning, you can do it.

After several years as a corporate overachiever, Bob Clyatt realized there was more to life than "just this." Using the techniques in this book, Clyatt entered early semi-retirement at 42 and has never looked back.

Work Less, Live More provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work – rather than full-time work – is both fulfilling and rewarding.

Are you ready to pursue the rest of your life? Turn to Work Less, Live More and get going.

Work Less, Live More is for you if you're:

Young and on a mission In your 20s or 30s, working hard and planning ahead

Burning out in the rat race In your 40s or 50s and needing out sooner rather than later

Retired and needing more Already took the plunge and wanting to get the most out of it --This text refers to an out of print or unavailable edition of this title.


Product Details

  • Paperback: 368 pages
  • Publisher: NOLO; 2 edition (September 30, 2007)
  • Language: English
  • ISBN-10: 1413307051
  • ISBN-13: 978-1413307054
  • Product Dimensions: 8.9 x 7.1 x 0.8 inches
  • Shipping Weight: 1.2 pounds (View shipping rates and policies)
  • Average Customer Review: 4.2 out of 5 stars  See all reviews (17 customer reviews)
  • Amazon Best Sellers Rank: #133,589 in Books (See Top 100 in Books)

More About the Author

Bob Clyatt pursued a 20-year career in information services and the Internet before semi-retiring at age 42 in 2001. Since then, he and his family live principally off income from their savings in the manner described in his book, Work Less, Live More: The New Way to Retire Early. He continues to work on a part-time basis and is an avid cruising sailor, amateur sculptor and a serious student of yoga. This rich set of activities is only possible because of the large amounts of time freed by working less.

 

Customer Reviews

17 Reviews
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4 star:
 (3)
3 star:    (0)
2 star:
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Average Customer Review
4.2 out of 5 stars (17 customer reviews)
 
 
 
 
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Most Helpful Customer Reviews

53 of 53 people found the following review helpful:
5.0 out of 5 stars Relevant, straightforward advice on investing and lifestyle issues faced by all retirees, early and late., December 5, 2005
As one of the early semi-retirees profiled in the book and related to the author, it would be fair to suspect my recommendations here, but I can assure you that Bob has written a complete and concise book addressing the issues to be faced if you wish to break out of the day to day grind of the modern day work force. It may seem like I would be automatically privy to all of this information by virtue of my relation, but the plain truth is that I needed this book, especially the detailed information about where to put my money to make it work the hardest for me. All of the theories and studies from the last 75 years have been boiled down to easily digested and implemented solutions, which I am now in the process of carrying out. Bob also addresses lifestyle issues that I am currently going through, and it helps to know that I am not unique in the problems I am facing regarding constructive use of my time and mind. This information alone is important to all retirees, early or not. It is critical to all humans that we have something stimulating to do every day to avoid sliding into early dementia and depression. Bob covers these subjects and more from an experienced point of view. (This is not to infer that he suffers from dementia, at least not the type brought on by early retirement!)

Bottom line is that for the price of 3 Happy Meals you can set an incredible foundation for the rest of your life, no matter when you actually leave the work force.
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33 of 36 people found the following review helpful:
5.0 out of 5 stars Wonderful Resource, December 1, 2005
I have read many retirement books and this is the most well organized and clearly written of them. This is one that you will want to keep handy for reference. It has given me the assurance that I need to take a major step towards semi-retirement. I also emailed the author and received a gracious and helpful reply!
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45 of 51 people found the following review helpful:
5.0 out of 5 stars the Bible of a balanced life, November 29, 2005
By 
K. Knox (Boulder, CO USA) - See all my reviews
(REAL NAME)   
Amazon Verified Purchase(What's this?)
This is the most useful and carefully written of literally dozens of
books on retirement and financial planning I've read. As a writer myself
I appreciate how hard it is to write so clearly and concisely about
complex matters. There's a tremendous amount of research and expertise
backing up every section of the book, and the investment planning section
in particular is superb.

Mr. Clyatt's expertise is made all the more accessible by his obvious
warmth and compassion for the difficulties faced by anyone contemplating
a full or partial retreat from the world of full-time work.
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Inside This Book (learn more)
Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
safe withdrawal rate, annual withdrawal amount, safe withdrawal rates, portfolio survival, below your means, portfolio each year, portfolio earnings, withdrawal method, investing method, fund management fees, car depreciation, annual spending
Key Phrases - Capitalized Phrases (CAPs): (learn more)
Rational Investing, Social Security, Rule Standard, Live More Workbook, The Work Less, Bob Clyatt, Safe Withdrawal Method, United States, Denotes Index Fund, Living Below Your Means, Stock Fund, Puerto Rico, Ram Dass, Exchange Traded Funds, Shifting Your Thinking, Cutting Back, Silicon Valley, North Carolina, Rate Timeframe, Big Rocks, Reduce Spending, David Bach, Moving From Work, Asset Class Funds Notes, John de Graaf
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Front Cover | Table of Contents | First Pages | Index | Surprise Me!
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