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Work Less, Live More: The Way to Semi-Retirement Paperback – September 30, 2007

ISBN-13: 978-1413307054 ISBN-10: 1413307051 Edition: Second Edition

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Product Details

  • Paperback: 368 pages
  • Publisher: NOLO; Second Edition edition (September 30, 2007)
  • Language: English
  • ISBN-10: 1413307051
  • ISBN-13: 978-1413307054
  • Product Dimensions: 8.9 x 7.1 x 0.8 inches
  • Shipping Weight: 1.2 pounds (View shipping rates and policies)
  • Average Customer Review: 4.2 out of 5 stars  See all reviews (26 customer reviews)
  • Amazon Best Sellers Rank: #134,321 in Books (See Top 100 in Books)

Editorial Reviews

Review

Sections on developing a retirement portfolio and a withdrawal strategy are certainly valuable for those who have already retired. (Lynn O'Shaughnessy 2009-01-01)

Very highly recommended for everybody seeking an alternative to their currently dissatisfactory career and better, more fulfilling lives. (Midwest Book Review 2009-01-01)

In 2001, Bob Clyatt retired at the age of 42. But then the stock market tanked. After a year of fretting, he found his solution: part-time work that he actually enjoyed. In his new book, Work Less, Live More, Clyatt writes about how others can semi-retire early, too. (Motley Fool, Rule Your Retirement newsletter 2009-01-01)

[Bob Clyatt] reconsidered his withdrawal rate, revised his spending plans, reconsidered part-time work and wrote about the whole process in his book, Work Less, Live More. (MSN Money 2009-01-01)

Clyatt backs up his advice on investing and spending during retirement with solid academic research. (San Diego Union-Tribune 2009-01-01)

A guide about living outside the suffocating culture of consumption and overwork. (The Columbus Dispatch 2009-01-01)

Offers intelligent and practical tips on systematic savings, sensible spending and rational investing to make retirement money, even if it is not a fortune, last a lifetime. (Tribune Media Services 2009-01-01)

Terrific advice on how to safely reach semi-retirement while still in the prime of life. (Mark Goines 2009-01-01)

From the Back Cover

Work Less, Live More The New Way to Retire Early by Bob Clyatt Career, Retirement

Ready to pursue the rest of your life?

Professionally, you're experiencing the success that years of hard work brings – but the long hours are taking their toll and you're burning out fast. You see it in your health and even in your family life. Your ambitions no longer include the rat race. You're thinking that retirement can't come soon enough.

Fortunately, there’s an alternative to the grind: Early semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones – and do it all years, even decades, before the "normal" retirement age of 65.

With Work Less, Live More and a little planning, you can do it.

After several years as a corporate overachiever, Bob Clyatt realized there was more to life than "just this." Using the techniques in this book, Clyatt entered early semi-retirement at 42 and has never looked back.

Work Less, Live More provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines. More importantly, the book provides inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work – rather than full-time work – is both fulfilling and rewarding.

Are you ready to pursue the rest of your life? Turn to Work Less, Live More and get going.

Work Less, Live More is for you if you're:

Young and on a mission In your 20s or 30s, working hard and planning ahead

Burning out in the rat race In your 40s or 50s and needing out sooner rather than later

Retired and needing more Already took the plunge and wanting to get the most out of it --This text refers to an out of print or unavailable edition of this title.


More About the Author

Bob Clyatt pursued a 20-year career in information services and the Internet before semi-retiring at age 42 in 2001. Since then, he and his family live principally off income from their savings in the manner described in his book, Work Less, Live More: The New Way to Retire Early. He continues to work on a part-time basis and is an avid cruising sailor, amateur sculptor and a serious student of yoga. This rich set of activities is only possible because of the large amounts of time freed by working less.

Customer Reviews

I haave read this book many times.
Matt
It's thoughtful organization and index make it easy to skip through the book, reading only the sections you really need.
Fast Chit
This is one that you will want to keep handy for reference.
Kathleen

Most Helpful Customer Reviews

Format: Paperback
As one of the early semi-retirees profiled in the book and related to the author, it would be fair to suspect my recommendations here, but I can assure you that Bob has written a complete and concise book addressing the issues to be faced if you wish to break out of the day to day grind of the modern day work force. It may seem like I would be automatically privy to all of this information by virtue of my relation, but the plain truth is that I needed this book, especially the detailed information about where to put my money to make it work the hardest for me. All of the theories and studies from the last 75 years have been boiled down to easily digested and implemented solutions, which I am now in the process of carrying out. Bob also addresses lifestyle issues that I am currently going through, and it helps to know that I am not unique in the problems I am facing regarding constructive use of my time and mind. This information alone is important to all retirees, early or not. It is critical to all humans that we have something stimulating to do every day to avoid sliding into early dementia and depression. Bob covers these subjects and more from an experienced point of view. (This is not to infer that he suffers from dementia, at least not the type brought on by early retirement!)

Bottom line is that for the price of 3 Happy Meals you can set an incredible foundation for the rest of your life, no matter when you actually leave the work force.
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49 of 56 people found the following review helpful By K. Knox on November 29, 2005
Format: Paperback Verified Purchase
This is the most useful and carefully written of literally dozens of

books on retirement and financial planning I've read. As a writer myself

I appreciate how hard it is to write so clearly and concisely about

complex matters. There's a tremendous amount of research and expertise

backing up every section of the book, and the investment planning section

in particular is superb.

Mr. Clyatt's expertise is made all the more accessible by his obvious

warmth and compassion for the difficulties faced by anyone contemplating

a full or partial retreat from the world of full-time work.
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35 of 39 people found the following review helpful By Kathleen on December 1, 2005
Format: Paperback
I have read many retirement books and this is the most well organized and clearly written of them. This is one that you will want to keep handy for reference. It has given me the assurance that I need to take a major step towards semi-retirement. I also emailed the author and received a gracious and helpful reply!
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22 of 24 people found the following review helpful By Fast Chit on February 23, 2006
Format: Paperback
I found WORK LESS, LIVE MORE an informative and (for me) surprisingly interesting read. The book is a well-researched financial how-to guide as well as a candid lifestyle book. The author (who actually did retire early) includes financial advice and investment strategies to use while planning for retirement, but he doesn't stop there - the book also explains how to make the most of early retirement once you get there.

It's thoughtful organization and index make it easy to skip through the book, reading only the sections you really need.
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21 of 25 people found the following review helpful By Joe on December 1, 2005
Format: Paperback
This book is great and the author goes out of his way to assist with any questions.

He gives you his personal Email and answers all questions promptly.

He has helped me with numerous questions about retirement.

Give it a try, you'll be a lot smarter about how to handle this difficult subject.

Joe
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8 of 8 people found the following review helpful By Pete W. on August 16, 2010
Format: Paperback Verified Purchase
If you are thinking about an exit strategy or if you've made the exist and wondering what you've done and how to make it work this book can give you answers. I also recommend it's complementary work book. The Work Less, Live More Workbook: Get Ready for Semi-Retirement (with CD-Rom) Granted this was pre-super recession 2008. I still think it offers a lot of good and relevant advice. I only gave it 4 stars because I'm not entirely sure the major investment strategy it strongly proposes is as sound as it seemed pre-2008.

My wife and I were looking to either retiring or at least semi-retiring and we got some excellent information, hope and encouragement from this book and it's companion workbook/CD. It's really not just for the young and independently wealthy as one reviewer eludes, we're neither. We did own our own business and have since sold that business and launched into retirement. After a year of doing what I want when I want, not being on call, or catering to others, EVEN if I end up eating beans until I die, I would not go back. Viva Liberte!

2014-04-16: A recent comment from someone who read this review inspired me to add an addendum. Since selling our business in 2009 and officially retiring life has been so rewarding. Beside spending more time with our children and grand children we've traveled back and forth across America twice. first in 2010 with a Pop Up camper and more recently in 2013 towing a 29' Airstream. We are so grateful for the freedom we are able to enjoy.

Pertaining to the book I want to especially mention that it devotes a good deal of information toward properly investing ones money to build a nest egg for retirement.
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