Yes, You Can Get a Mortgage: Even If You've Had a Bankruptcy, Foreclosure, or Other Credit Issue [Paperback]

Brian I. Sacks (Author)

Book Description

Publication Date: October 1, 2002

A step-by-step guide with everything you need to know to purchase a home with very little money down and low interest rates--even if you have had a bankruptcy, foreclosure, or other credit issues.

You will discover:
- How lenders view your credit report and what to do to improve it.
- 6 steps you need to bake before you look for a home.
- How the IRS will help you with your monthly mortgage payments.
- What credit scores are and how to improve your score.
- How to document your credit problem so your loan will be approved.
- Forms you need to become familiar with before your loan application.
- Grants available to help you purchase a home with no money down regardless of your credit.
- Appendix with the fair credit and equal credit laws so you will know your rights.

Editorial Reviews

Review

"Brian Sacks [links]people who have emerged from bankruptcy--even some who are still in bankruptcy--with loans for homes." -- Jeffrey Raymond/The Daily Record

"Brian Sacks has created an opportunity for folks who don't think there's any opportunity." -- The Baltimore Sun

"Brian Sacks helps people who have filed for bankruptcy protection boost their credit scores." -- Eileen Ambrose/The Baltimore Sun

About the Author

Brian Sacks is a nationally acclaimed mortgage expert and a recognized leader in the real estate community. With over 20 years of mortgage experience, more than 5,000 loans processed, and over $750 million in career closings, Brian has created a niche in the mortgage community by helping people with all types of credit histories get loans for new homes.

In addition, Brian has written a course for the Mortgage Bankers Association of America that teaches loan officers around the country about working with buyers who have had credit problems. He has written numerous columns for publications, has appeared on television, and appears regularly as a mortgage expert on an NBC affiliate in Baltimore, MD.

Product Details

• Paperback: 224 pages
• Publisher: Success Publishing, LLC (October 1, 2002)
• ISBN-10: 0972389601
• ISBN-13: 978-0972389600
• Product Dimensions: 9.9 x 7.9 x 0.6 inches
• Shipping Weight: 1.2 pounds
• Average Customer Review: 5.0 out of 5 stars  See all reviews (2 customer reviews)
• Amazon Best Sellers Rank: #2,641,344 in Books (See Top 100 in Books)

Customer Reviews

Most Helpful Customer Reviews

15 of 15 people found the following review helpful:

5.0 out of 5 stars Wonderful Book with great advice, January 15, 2003

By 

ttilson (Boca Raton, Florida) - See all my reviews

This review is from: Yes, You Can Get a Mortgage: Even If You've Had a Bankruptcy, Foreclosure, or Other Credit Issue (Paperback)

Wow !! This is a wonderful step by step book for getting a mortgage, EVEN if you have recently filed for bankruptcy. The book is written in very plain language and gives specific examples with illustrations that are very easy to understand. Mr. Sacks has provided a valuable tool for those of us who thought it would be IMPOSSIBLE to ever get a mortgage again, after filing for bankruptcy. The ideas within this book apply to a vast array of people with varying circumstances. Mr. Sacks has an excellent grasp of the mortgage process and has made this very difficult and confusing process SIMPLE for the rest of us. I followed the advice within the book and was recently approved for a mortgage, after I had been told by countless individuals that it would take me at least another five years !! This is a great read and well worth the money !!

5.0 out of 5 stars A Powerful Tool, January 28, 2003

By 

cslack (Baltimore, Md United States) - See all my reviews

This review is from: Yes, You Can Get a Mortgage: Even If You've Had a Bankruptcy, Foreclosure, or Other Credit Issue (Paperback)

This book is a powerful tool for anyone who dreams of buying a home but worries that they won't qualify because of credit problems. Everyone knows how important their credit report is, but this book actually tells you WHY, and even HOW TO IMPROVE your rating. The whole process of buying a home is so confusing and so many people fell like they are at the mercy of the lenders. This book is truly a Step-by-Step guide that gives the buyer all the information they need to understand and even have some control in the process. Knowledge is power and Mr. Sacks puts so much easy to understand and practial information in this book that even if you don't have credit issues, what you learn by reading his book is invaluable for anyone wanting to buy a home.