Rob has hit the nail on the issue of finance and credit and raises some excellent historical examples that we might look at in applying to the revamping of the current credit and banking system.
The book's only failure is that it only scratches the surface. So this, I would prefer to call it a manifesto, forms an excellent basis of starting the conversation but the topic needs to be drawn out much further. This is the type of book that you would want to bring to a group - who would then take action on creating something new.
Rob is easily able to bring personal knowledge into this topic with the many years he served as a high-level employee of a major bank.